What the Bank Thinks About You: The Real Cost of Everyday Choices

Australian Property Talk

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Discover how credit cards and HELP debts secretly slash your borrowing power and learn strategic ways to get ahead.
I’m not just giving you the usual spiel—I’m calling out the frustrating flaws in the banking system. We’re diving into the real reasons why certain financial habits and decisions could be costing you tens of thousands in borrowing power.
💳 Why banks assume the worst about your credit card usage—and why that assumption is outdated and unfair.
🎓 Why younger Aussies are let down by their HELP debts (and what we can do about it).
🚗 The hidden impacts of everyday decisions, like getting a car loan or a car lease.
🛒 How increased everyday expenses can quietly reduce your borrowing power.
🏠 The impact of pay rises and rental income
🏦 Interest-only loans: What they really do to your borrowing capacity.
👶💸 How having kids could impact your financial future and borrowing potential.
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