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Retirement Answer Man

Roger Whitney, CFP®, CIMA®, RMA, CPWA®

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A top retirement podcast. Roger Whitney, CFP®, CIMA®, CPWA®, RMA, guides you on how to actually do retirement well financially and personally. This retirement podcast isn't afraid to talk about the softer side of retirement. It will teach you how to retire with confidence. Two-time PLUTUS winner for best retirement podcast / blog and the 2019 winner for best financial planner blog. This retirement podcast covers how to create a paycheck, medicare, healthcare, Social Security, tax management ...
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The Circle of Competence Podcast

The Circle of Competence Podcast

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The Circle of Competence Podcast focuses on the nexus between entrepreneurship and investing, and explores each guest's journey of buying, building, and operating businesses. From real estate to technology to small business investing and more, this podcast will be a wide-ranging exploration of what it takes to build a sustainable operation in today's competitive world. Support this podcast: https://podcasters.spotify.com/pod/show/the-circle-of-competence/support
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Insights for long-term stock pickers. Make better decisions when faced with the inherent uncertainty of stock picking. Hi! I’m André. Here’s my investing style: Fundamental approach Ten year timeframes or more Very concentrated, with almost 90% of my invested portfolio in a few individual companies Low turnover: a median and average of two individual stock trades per year Circle of competence: consumer brands Geographies: Europe and US
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The Restorative Lens

National Center on Restorative Justice

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The Restorative Lens podcast brings together voices in the restorative justice community to share insight, practices, & perspective. Each series of the show will highlight different restorative justice topics, & provide a space to hear from those who are most directly impacted or involved in the work. This project is supported by Grants No. 2020-MU-CX-K001 & No. 15PBJA-20-GK-00035 awarded by the Bureau of Justice Assistance. Points of view, images, or opinions in this document and are those ...
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Sometimes life just be "life-ing", and is not helpful when you have big goals and dreams to accomplish. How do you shine and glow as your best version of yourself when everything around you is in full chaos? Join Ty Wonder the host, positive mind hacker, glow up coach, holistic wellness practitioner and entertainment Entrepeneur as we discuss living your best life & how to navigate and glow up through it! Grab a cup of coffee, tea, or whatever you prefer to sip on, find a cozy spot and lean ...
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Discussing the imperfections of our journeys. Sharing the obstacles we shape into opportunities. Focusing on the focus. This is Lasting Learning! In this raw, uncut, unscripted podcast we explore ways to make learning last. We talk to people who have found what matters. We talk to difference makers. This isn’t a show about gimmicks and tricks. It’s a show about learning that lasts. Support this podcast: https://podcasters.spotify.com/pod/show/david-schmittou/support
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Hanan Alyami from Purdue University Fort Wayne discusses her article, "Defining radian: Provoked concept definitions of radian angle measure," published in Research in Mathematics Education (Vol. 25). Article URL: https://journals.scholarsportal.info/details/14794802/v25i0002/154_drpcdoram.xml Hanan's Professional Webpage: https://www.pfw.edu/about…
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Welcome to our latest episode, where we focus on empowering your retirement journey with clarity and energy. Today, we delve into two powerful mental models, Occam's Razor and Hanlon's Razor, to simplify your retirement planning and decision-making processes. We also welcome back Dr. Bobby Dubois in our Rock Life segment, where he shares insights o…
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Priya V. Prasad from the University of Texas at San Antonio discusses her NSF-project working with college algebra instructors and previews some research that will be shared at the PME-NA conference in a report entitled "Factors contributing to instructional shifts at the college level," co-author Jessica Gehrtz. Priya's professional webpage https:…
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In this episode, we delve into the concept of the Circle of Competence, a key principle in the mental mindset arsenal. We also feature Karen's inspiring story of transitioning from accumulation to decumulation, redefining her retirement journey. Join us as we explore the importance of deep knowledge versus surface understanding, and how you can app…
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Jonathan Bostic from Bowling Green State University discusses MathEdMeasures.org and the work of the VM2ED (Validity Evidence for Measurement in Mathematics Education) project, with Erin Krupa and others. https://MathEdMeasures.org/ Jonathan's professional webpage List of past episodes
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Join us in this insightful episode as we explore the concept of 'The Map vs. The Territory' in retirement planning. Discover how mental models can enhance decision-making and lead to a more fulfilling retirement. Our special guest, Dr. Daniel Crosby, discusses his latest book, "The Soul of Wealth," offering profound insights into achieving soulful …
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Welcome to the second week of our series on improving decision-making skills with mental models to help you rock retirement! This week, we delve into the concept of second order thinking, also known as the law of unintended consequences. Learn how to think beyond immediate outcomes and explore the long-term impacts of your decisions, whether it's b…
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Sigal-Hava Rotem from Utrecht University (The Netherlands) discusses the article, "Using critical incidents as a tool for promoting prospective teachers' noticing during reflective discussions in a fieldwork-based university course," published in Educational Studies in Mathematics (Vol. 117). Co-authors: Potari and Psycharis Article URL: https://li…
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Welcome to another insightful episode where we kick off a month-long series on improving your decision-making abilities. This week, we delve into the concept of inversion, a powerful mental model that can significantly enhance your retirement planning. Learn how to avoid common unforced errors and make better decisions to ensure a successful retire…
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In this episode of the Retirement Answer Man, Roger Whitney wraps up his series on the eight pillars of a great retirement plan by diving into the last two non-financial pillars: passion and relationships. Discover how your hobbies, curiosities, and social connections can significantly impact your retirement happiness. Roger also shares personal st…
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This week, we continue our journey through the eight pillars of rocking retirement, shifting our focus to the non-financial realm. We delve into the first two non-financial pillars: Energy and Mindset. These pillars are crucial for showing up fully in life and maintaining a growth-oriented perspective. We'll explore how to overcome obstacles like s…
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This month, we're revisiting the eight pillars of rocking retirement. Today, we focus on the second two financial pillars: having a resilient plan of record and optimizing the plan to enhance the journey. Many people are good at setting goals and determining feasibility, but often overlook the importance of resilience in their retirement plan. We d…
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This September, we're doing something a bit different. We're revisiting the basics with a refresher on the eight pillars of rocking retirement—four financial and four non-financial pillars that form the foundation for a great life. Too often, retirement planning gets bogged down with too many details and the pressure to get everything right. But in…
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If you are exploring a unique retirement, it is important to do your research. The best way to research something is to talk to someone who has walked the walk. That’s why, on this episode of Retirement Answer Man, I chat with people who are living their own unique retirements. Press play to hear these unique stories. OUTLINE OF THIS EPISODE OF THE…
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Have you ever thought about retiring abroad? It seems like a fun adventure, but how do you begin? On this episode of Retirement Answer Man, expat expert, Jane Mepham from Elgon Financial Advisors, joins me to discuss the financial and nonfinancial considerations of moving abroad in retirement. Press play to learn whether retiring abroad would be ri…
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If you have a special needs child, you know that your retirement plan will need to include plans for their future. How do you create a great retirement while honoring and caring for your child with special needs who will most likely live beyond your years? That’s what we’ll be learning today. In this episode, Matt from Haystack Financial Planning j…
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Military retirees have a unique set of circumstances and opportunities. In this episode, military retiree and retirement planner Scott Sanborn joins me to explore the financial and non-financial aspects that come with a military retirement. Over the next month, we’ll be exploring different ways of retiring. If you have special retirement circumstan…
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So many retirement questions have no right answers. They’re simply judgment calls. In this episode, we’ll explore whether it makes sense to switch to a Roth 401K. Don’t listen to find out the answer. Listen to learn the process to use to come up with your own answer. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS [2:03] Doe…
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You’ve got questions and we’ve got answers. On this episode of Retirement Answer Man, Taylor Schulte from the Stay Wealthy Podcast joins me to answer your retirement questions. Grab your earbuds and join us for this episode full of your questions. Make sure to listen to the pension or lump sum question to see how Taylor and I arrived at our differi…
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If you’ve ever searched for a financial professional you may have seen an endless string of letters after their names. Trying to figure out the financial advisor alphabet soup is exhausting. One listener threw his hands up and asked me what all those letters mean. On this episode, we’ll explore the meanings behind those designations and discuss wha…
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Dave Coffey and Kathy Coffey from Grand Valley State University discuss their new book, Designing Math Adventures: Using Design Thinking to Support the Teaching and Learning of K-8 Mathematics, available through Amazon. Book URL: https://www.amazon.com/Designing-Math-Adventures-Thinking-Mathematics/dp/B0D36HKT3X/ref=sr_1_fkmr1_2 Dave's Delta Scape …
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The moment you’ve been waiting for is here! The Rock Retirement Club has opened its doors once again. Enrollment is open until July 18, so head on over to Rock Retirement Club to sign up today. After you do that, listen to this episode to learn how to protect yourself and your data from scammers. On this episode, Pete, a cybersecurity expert, joins…
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The best predictor of happiness and health at age 65 is how many close relationships you have at age 45. To really rock retirement you need to build quality relationships. To do that you need to learn to be a better communicator. On this episode of Retirement Answer Man, Super Communicators author, Charles Duhigg, joins me to discuss how to become …
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Travis Weiland from the University of Houston (but soon to be at UNC-Charlotte) discusses the chapter "Preparing teachers of statistics: A critical read of standards, review of past research, and future directions" published in The AMTE Handbook of Mathematics Teacher Education (Vol. 5), with chapter co-authors Chris Engledowl and Susan Cannon. Boo…
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Every one of us has a different tolerance for risk. We even have different risk tolerances at different points in our lives. In this episode, we’ll learn about Mike and Judy’s comfort level with their investments. Learn how they’ll develop an investment approach that matches their risk tolerance. If you have been enjoying Mike and Judy’s journey cr…
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Rami El Gharib (he/him) is a Lebanese Restorative Justice practitioner. Rami was born and raised in Beirut, Lebanon but moved to the United States in 2018 to escape the criminalization of homosexuality in his home country, and to pursue a master’s degree in Industrial and Organizational Psychology at the University of New Haven. Rami serves as the …
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#544 - Legal Tender: Tallying Their Resources Planning for retirement isn’t about creating a new job for yourself, it’s about using what you have to create a great life. On this episode of Retirement Answer Man, I’ll help Mike and Judy tally up and organize their resources so they can come up with a feasible plan for retirement. Press play to hear …
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Zandra de Araujo (University of Florida), Amber Candela (University of Missouri, St Louis), and Paul Wonsavage (University of Florida) join Sam Otten (University of Missouri, Columbia) to discuss their NSF-funded project entitled Practice-Driven Professional Development (PDPD). They share thoughts on why they are pursuing an incremental approach ra…
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We all have our own dreams for retirement and today, Mike and Judy share theirs. On this episode of Retirement Answer Man, you’ll hear Mike and Judy describe their ideal retirement, then in the Rock Life segment, Kevin Lyles will lay out the 4 pillars for a balanced life. As a bonus, you’ll hear Mark Ross interview me about my imperfect journey and…
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Would you like to have the confidence to know that it is all going to be okay so that you can walk away from your career? So would Judy! In this episode of Retirement Answer Man, you’ll meet Mike and Judy, an educator and an attorney. They are both facing burnout and ready to throw in the towel, but before they retire, they want to make sure they c…
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Have you heard of IRMAA? IRMAA can be an unwelcome surprise if you aren’t expecting her. On this episode of Retirement Answer Man, you’ll hear what to expect from IRMAA and your Medicare costs. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL PLANNING SEGMENT [2:14] Recent feedback [6:57] What IRMAA surcharges are IN THE NEWS [14:55] …
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What is your risk tolerance? What does risk tolerance even mean? Why does it matter? We’ll explore these questions as I answer one of our listener’s questions on getting back into the stock market with a low risk tolerance. Listen in to learn why he may not need to follow the traditional way of doing things. OUTLINE OF THIS EPISODE OF THE RETIREMEN…
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Have you thought about getting a mortgage for your home in retirement? If so, have you strategized how you would pay it off? In this episode, we explore Scott’s question about pursuing a mortgage and paying it off early. Listen in to learn some different strategies you could use if you plan to get a mortgage on your home in retirement. OUTLINE OF T…
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Let’s get back to basics—addition and subtraction two ways to get to the same answer. However, we have a tendency to stick with addition. Today we’ll learn how subtraction can help you come out ahead. Why am I talking about elementary math on a retirement podcast? Listen in to find out. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN PRACTICAL…
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Have you ever considered moving to a retirement community? With the freedom that retirement brings, many people begin to rethink their living arrangements. On this episode, you’ll hear how Brad and his wife decided to move to a retirement community. Listen in to hear how they approached their decision, the research they put in on where to retire, a…
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Does a withdrawal strategy in retirement have to be complicated or can you simply do a reverse of dollar cost averaging? In this episode, we’ll take a look at how reverse dollar-cost averaging would work by using an example and discover who it works for. Click play to learn if this withdrawal strategy would work for you. OUTLINE OF THIS EPISODE OF …
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Embarking on a journey to balance ambition with well-being, I, Ty Wonder, invite you to explore the delicate equilibrium of chasing dreams while maintaining meaningful connections. Through my own narrative—a year filled with trials, assuming the roles of employee, student, entrepreneur, and single mom—I faced the reality that 'having it all' is not…
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We would all love to have that magic number–the exact amount we need to retire. However, since there are so many unknowns it is impossible to attain an exact number. This is why the big question of retirement is a complex one. In this episode, I’ll walk a listener through the process of how she can learn how much she really needs to retire. Make su…
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Have you been wondering what retirement is like for real retirees out in the wild? With the success of our Retirement Plan Live series, we decided to try mini-case studies to learn more about what retirees like you are doing to rock retirement. In this episode, you’ll hear some feedback from Sarah who asked a question on the show about a year and a…
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Michael Kitces is one of the innovators in the retirement planning and financial services space. His blog and ecosystem of resources help retirees and financial advisors gain the base knowledge needed to rock retirement. On this episode of Retirement Answer Man, Michael joins me to discuss the state of retirement planning, how it has changed, and h…
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Luis Leyva from Vanderbilt University discusses his article, "Queer of Color Justice in Undergraduate Mathematics Education," published in the Notices of the American Mathematical Society, Volume 71. Article URL https://doi.org/10.1090/noti2875 Episode 1701 with Luis https://www.podomatic.com/podcasts/mathed/episodes/2017-01-04T12_03_01-08_00 Other…
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Have you ever wondered why it is so hard for you to spend your money? Even now after all these years of saving you know you have enough, but it’s hard to let go and untie those purse strings. Today, my friend and renowned author, Michael Easter joins me to discuss overcoming frugality from a different perspective. Click play to hear about the evolu…
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Melissa Gallagher from the University of Houston (soon to be at U.S. Math Recovery Council) discusses the article, "Adaptive teaching in mathematics: A review of the literature," published in Educational Review, Volume 7. Co-authors: Parsons and Vaughn. Article URL: https://www.tandfonline.com/doi/pdf/10.1080/00131911.2020.1722065 Math with Melissa…
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For the past ten years, we have been exploring how to do retirement right so that you can get down to the business of living a great life. This is why this month we have had a series of special guests. Today’s guest is behavioral investment expert and author Dan Crosby. Together we explore why it is so hard to overcome your money mindset and how yo…
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Retirement planning has changed over the years, but has the industry evolved to keep up? Your retirement needs are much different from those of your parents' generation. This is why it is important to focus on retirement planning in a holistic way rather than from solely a financial perspective. Morningstar’s Christine Benz joins me today on this e…
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This month we celebrate the Retirement Answer Man’s 10th anniversary milestone with several guests throughout the month. Today we welcome Professor Rick Nason, author of It’s Not Complicated, to discuss complicated vs complex thinking. If that discussion didn’t Stick around for the listener questions with Tanya Nichols and Bring It On with Dr. Bobb…
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Those who have FIREd like Keven Sebesta are choosing to rock life each day. In this final episode on the FIRE movement, we’ll explore what we can learn from them. Join Kevin and me to discover how you can do what FIRE is doing right. What can you learn from FIRE? Traditional retirement planning is all about achieving the end goal. Climbing the moun…
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Nathalie Sinclair from Simon Fraser University in Canada discusses her article, "Knowing as remembering: Methodological experiments in embodied experiences of number," published in Digital Experiences in Mathematics Education. Article URL https://link.springer.com/article/10.1007/s40751-023-00132-7 Nathalie's professional webpage https://www.sfu.ca…
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Over these past few weeks, we have been discussing the FIRE movement with Kevin Sebesta, a coach in the RRC who achieved FIRE some time ago and has been rocking retirement ever since. This week Kevin helps me explore the challenges that retiring early can bring. Listen in to hear if these are similar to the issues you face in retirement. OUTLINE OF…
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Now that we know what FIRE is, let’s learn the benefits. In this episode of Retirement Answer Man, Kevin Sebesta joins me to discuss the benefits of FIRE. Afterward, Mark Ross comes aboard to noodle on why creativity is important in retirement. And finally, Taylor Schulte from the Stay Wealthy podcast helps me answer some listener questions. Don’t …
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