EP 61 - Traditional Long-Term Care Insurance: Use It or Lose It? (What Families Must Know)
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Is traditional long-term care insurance still worth it—or is it just “use it or lose it”?
In this episode of Sandwich Generation Solutions powered by the Simplify Senior Transitions Podcast, I break down how standalone LTC policies work, why they became popular, the biggest pros (strong coverage, customization, asset protection) and cons (premium hikes, fewer carriers, strict health requirements), plus a real-to-life case study showing two very different outcomes.
If you’re weighing traditional LTC against hybrids or riders, this will help you decide what actually fits your family and budget.
📄 Show notes: https://simplifyseniortransitions.com/navigating-traditional-long-term-care-insurance-in-the-bay-area
📞 Schedule a FREE consultation and learn more about my services: www.simplifyseniortransitions.com
📲 Have a quick question? DM me on Instagram: @soldbydale
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