How to Affordably Protect Your Rochester Home

Rochester Minnesota Real Estate Podcast with Andy Mulholland

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Our preferred vendor, Shawn Capelle from American Family Insurance, joins us today to discuss a program his company started. Within this program, they partner with the Nest Smoke and Carbon Monoxide Detector and the Ring doorbell system.

The Nest Smoke and Carbon Monoxide Detector uses smart home technology. American Family Insurance provides these to their homeowner insurance customers because the detector minimizes damage to your home. If the smoke or carbon monoxide alarm goes off at your house, you will be notified on your smartphone right away.

If you use Nest, you can get a 5% discount on home insurance for being a proactive client. That's $50 to $100 a year in savings every year.

The Ring Doorbell comes with a video camera and works as an intercom with your phone. This is another proactive home technology. If you're not sure about opening the door for someone, you can see who it is, ask them who they are, and speak to them via your phone.

The Ring Doorbell is easy to install and allows you to be home all the time. Traditional alarm systems only detect burglary when someone is already breaking in. With the Ring Doorbell, you're able to prevent that from happening because most burglars ring the doorbell to see if anyone is home before breaking in.

Ring is so confident that this doorbell prevents theft that if you do have a break-in and file a theft claim with American Family Insurance, Ring will pay for your deductible. Again, if you are an American Family Insurance customer, having the Ring Doorbell gets you the 5% proactive homeowner discount.

These are great programs that protect your home and save you money. If you have any questions for Shawn, you can visit his website or give him a call at [phone].

As always, if you have any real estate questions, give me a call or send me an email. I look forward to hearing from you!