HR is no longer just about managing people—it’s about shaping the future of work. Jens Baier, BCG’s HR transformation expert, discusses how AI and shifting employee expectations are forcing companies to rethink talent strategies. From re-recruiting to upskilling employees, HR must adapt to a rapidly changing landscape. Learn More: Jens Baier: https://on.bcg.com/41ca7Gv BCG on People Strategy: https://on.bcg.com/3QtAjro Decoding Global Talent: https://on.bcg.com/4gUC4IT…
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A tartalmat a Patricia Keller Gallardo and Karen Daily, Patricia Keller Gallardo, and Karen Daily biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Patricia Keller Gallardo and Karen Daily, Patricia Keller Gallardo, and Karen Daily vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
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Real Estate Junkies
Mind megjelölése nem lejátszottként
Manage series 3460259
A tartalmat a Patricia Keller Gallardo and Karen Daily, Patricia Keller Gallardo, and Karen Daily biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Patricia Keller Gallardo and Karen Daily, Patricia Keller Gallardo, and Karen Daily vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
Come listen to a discussion about all things real estate.
15 epizódok
Megosztás
Mind megjelölése nem lejátszottként
Manage series 3460259
A tartalmat a Patricia Keller Gallardo and Karen Daily, Patricia Keller Gallardo, and Karen Daily biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Patricia Keller Gallardo and Karen Daily, Patricia Keller Gallardo, and Karen Daily vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
Come listen to a discussion about all things real estate.
15 epizódok
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Marcus Simon is a lifelong resident of Fairfax County, where he resides with his wife Rachel, and two children, Emily and Zach. Early in his public service career, Marcus served as an officer in the U.S. Army Judge Advocate General's Corps. He is a co-founder of the Law Firm of Leggett, Simon, Freemyers & Lyon and EKKO Title, a real estate settlement, title, and escrow company. First elected as Delegate in 2013, he currently chairs the House Public Safety Committee and serves on the Courts of Justice, General Laws, and Rules Committees. He's proud of his work to expand voting rights, to protect our communities with common sense gun violence prevention initiatives, to address the student loan debt crisis, and to prohibit discrimination based on sexual orientation or gender identity. The 13th House District, which he represents, includes the entire City of Falls Church and parts of Fairfax County. In this episode, Delegate Simon talks about the process for bills being introduced, the length of this year's session, and the effect of the short session on introduced bills and state budget. Delegate Simon also talks about laws that will be tweaked due to unforeseen outcomes when the General Assembly passed the law. Delegate Simon's contact information is below: www.marcussimon.com delmsimon@house.virginia.gov Delegate Office - (804) 689-1013…
Meet our guests: Diane Griffin Goldberg, EVP with Griffins Owens Insurance Group Griffin Owens Insurance Group was founded in 1981 by Chris Griffin, who was soon joined by her husband, Don Owens, in 1983, marking the official formation of the firm. I began my journey with Griffin Owens at the age of 15, initially as an agent and now proudly serving as co-owner. Our agency holds a deep commitment to community service, a value instilled by my mother, who always reminded me, “To whom much is given, much is expected.” In keeping with this ethos, Griffin Owens actively supports impactful organizations such as Kids R First, Cornerstones, and LINK, among others. My family moved to Herndon, Virginia, in 1976. After completing my education at Herndon High School, I graduated from Virginia Tech with a Bachelor of Science in Finance, with a minor in Insurance. During my early career, I moved to New York City, where I met my husband. We later married there and established our first home in McLean, Virginia, in 1999, where we currently reside with our two daughters. Donna Seeker, Co-Owner of Donofrio & Associates Property Inspections Donna Seeker has been with Donofrio & Associates since 2009 and has been instrumental to their growth over the years. Donna continues to contribute to the development and expansion of the company through her marketing efforts. Resa Cee Kierstein, CEO of Floor Coverings International She is responsible for all business operations for the company including business development, operations, finance, HR, and marketing. Before taking this role in 2019, Resa was Vice President of development for SCORE, SBA partner focused on supporting small businesses, with a keen focus on veterans and families. In previous roles, Resa was responsible for securing funds through fundraising and development to support a variety of charitable and non-profit organizations.…
Ashley Smith is a loan officer with over 22 years of experience. She has worked with many different banks. She is currently with Truist Bank. She is very passionate about helping buyers and sellers with their home financing needs. Truist has a $7,500 Grant. While geared towards 1st time home buyers, there is no requirement that a buyer be a 1st time home buyer. They must be eligible for HomeReady or HomePossible – loan grant programs through Freddie Mac and Fannie Mae. These programs are driven by income limits. Buyers cannot make more than a certain amount of income to qualify for the grant programs. There is no requirement to repay the grant. The grant can be applied towards closing costs or down payment (i.e. buy down interest rate). It does not add on any additional time to the closing process. Because the $7,500 grant is in-house, there is flexibility on determining which buyer will be used for qualification. For example, one party can be on the loan, but the other party can only be on title and their income is excluded from the qualification. A buyer can stack this grant with other grant programs, however, those grant programs may need additional processing time to close, which might be difficult in this competitive market. The FHLB Grant is for community partners (doctors, nurses, firefighters, police officers, and military). No requirement that buyer has to be a 1st time home buyer. The buyer has to have a ratified contract before being able to have the funds applied to his/her loan. However, this loan is very restrictive on income. It will look at the entire income of the household and also consider any type of monetary gifts as income. The CHIP grant stands for Community Homeowner Incentive Program. There is 100% financing available; however, it is geographically driven. Some areas may have an income requirement, while other areas may not. A buyer cannot own another home. Do not have to be a first time home buyer to qualify for this loan. There is no PMI and no prepayment penalty. There are many loan options available at Truist for every buyer – whether it’s a first time home loan or a jumbo loan. Truist keeps their loans and does not sell them. There are also options for sellers who buy their home first, and then sell their home to apply the proceeds of the sale to their new home and reduce their monthly payment. There is hope for home buyers. Whether you are a first time home buyer or a repeat home buyer. Reach out to Ashley, and she will be more than happy to help you find a program that works for you! Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn. - https://www.linkedin.com/in/patriciakgallardo/ Instagram - https://www.instagram.com/patriciagallardohomes/ Youtube - https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook - https://www.facebook.com/PKGHomes Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo…
Dr. Nixon , CEO of Integrative Counseling & Relationship Therapy, Inc., is an award-winning licensed professional counselor, marriage & family therapist, certified mindfulness mediation teacher and wellness specialist. She provides expert and compassionate treatment and care to individuals, couples and families seeking to better their mental health, happiness and overall well-being. You can learn more on her website at www.suzannenixon.com Karen Cooper is a wife, mom to 3 sons, and owner of the Platinum Group Real Estate team along with her business partner Vicky Noufal, a team of 50 phenomenal women and moms (and 1 very brave man!), based in Northern Virginia and serving clients with agents throughout the US. Licensed since 2002, Karen personally served well over 700 clients during her sales career, and many more through her team that has closed over $1.4 BILLION in sales volume since its inception in 2015. A nationally recognized expert, she has been featured on local, regional and global podcasts, and has been a speaker at women’s real estate and business conferences. Passionate about helping women in the real estate industry, she is the Founder and CEO of Empowering Women in Real Estate®, with over 37,000 members nationwide, host of Empowering Women In Real Estate® - The Podcast, and the principle behind the EWRE® Inner Circle monthly membership coaching program for women in real estate. An avid real estate investor, she is actively building her personal portfolio, and loves helping other women to do the same. You can learn more on her website at https://www.goplatinumgroup.com/ Vicky Noufal is a dedicated mother of three sons and proudly leads The Platinum Group Real Estate Team. The Platinum Group is consistently recognized as a top performing residential real estate sales team in both Northern Virginia Magazine and Washingtonian Magazine. To date, the team has successfully sold over 3000 homes, totaling an impressive $1.4 billion in sales volume within the local DMV area. Education and mentorship plays an important role in Vicky's life, as reflected through her active participation as a speaker in various real estate educational events, conferences and podcasts. Her children, family, friends, and community serve as the foundation of her life. Actively supporting her hometown of Leesburg, she is the founder of the local community group 'Leesburg Moms,' boasting over 6500 members. You can learn more on her website at https://www.goplatinumgroup.com/…
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Real Estate Junkies
1 Ep. 11 - Resources and Programs Available Through Virginia Housing Authority to Make Homeownership More Attainable for All with Laura Triplett 17:02
In today's competitive housing market, many first-time homebuyers find themselves priced out due to soaring home prices and interest rates, lack of cash to cover closing costs, and downpayment. However, there's hope! In this episode, we're joined by Laura Triplett, a seasoned loan officer at Atlantic Coast Mortgage, to explore the wealth of resources and programs available through Virginia Housing Authority and other entities to make homeownership more attainable for all. Laura has accumulated over 30 years of experience in the mortgage industry, excelling as a top-performing loan officer and working with a diverse clientele. This extensive background has granted her a profound understanding of her client’s unique needs. She has been recognized as a top producer and lender advisor by Virginia Housing, the number one source of down payment assistance for first time homebuyers in Virginia. Due to her extensive experience and deep knowledge of the area, Laura possesses the expertise to match homebuyers with the perfect place to call home! **Key Talking Points:** 1. **Challenges of Affordability:** - Rising home prices and interest rates are making it increasingly difficult for first-time homebuyers to enter the market. It’s also challenging to for a buyer to have their offer accepted, and today we discuss a first-time homebuyer program that is competitive in today’s market and provides significant assistance to buyers in today’s market. 2. **Utilizing Available Resources: Virginia Housing Authority** - Virginia Housing Authority offers many programs to first time homebuyers and also just launched a program for repeat homebuyers. They have 100% financing, grant programs, and also SPARC program, which helps to reduce the interest rate for a homebuyer. 3. **Income Requirements and Loan Payments:** - The loan programs through Virginia Housing Authority are income driven and have income limits. Some programs will look at the income earned by everyone living in the home; while others may only consider one person’s income. It will depend. 5. **Importance of Local Expertise:** - This type of loan requires a local lender with expertise. Avoid online lenders. You can apply with our guest, Laura Triplett at teamtriplett.com or go to virginiahousing.com to find approved lenders. 6. **Virginia Housing loans are Competitive:** - They can be used in conjunction with other loans and give significant assistance to a first time homebuyer. It should definitely be considered when counseling a buyer on their loan options. **Conclusion:** Navigating the path to homeownership can be daunting, but with the right resources and guidance, it's within reach for many. Thanks to Laura Triplett's insights and expertise, we've uncovered actionable steps and programs available through Virginia Housing and other entities to make homeownership dreams a reality. Remember, preparation and informed decision-making are key to achieving affordability in today's housing market. Stay tuned for more valuable insights and tips in our next episode! Don't forget to subscribe and share with anyone embarking on their home-buying journey. Schedule a 30 minute consultation with Laura https://calendly.com/ltriplett-1/30min…
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Real Estate Junkies
Are you in the process of selling your current home but haven't found the perfect new property yet? Are you struggling to figure out how to sell and buy because you need the funds from your sale to fund the new purchase? A bridge loan could be the solution you need. A bridge loan provides you with temporary financing to cover the gap between selling your existing property and buying a new one. It allows you to access the equity in your current home quickly, providing you with the funds needed for a down payment on your new home or covering other expenses associated with the transition. Join us as we dive deep into how Bridge Loans work and more with Rob Ross, Executive Vice President at Intercoastal Mortgage. Rob Ross, has been a top producer in the mortgage industry for over 22 years. He and his team have closed a career volume of 1.9 billion dollars in home loans which ranks them in the Top 1% Nationwide. He is one of the leading Bridge Loan experts/lenders in the DMV. Rob Ross The Ross Group at Intercoastal Mortgage LLC NMLS ID #189110 Executive Vice President | Production Manager Email : RRoss@icmtg.com Cell: 703-568-3749 Residential Lending | Construction Lending | Portfolio Lending | Bridge Loans LICENSED in 23 States!! CLICK HERE VA Branch | 11325 Random Hills Rd suite 600, Fairfax, VA 22030 Follow Us: Facebook • LinkedIn…
Do you have a space that you’d like to redesign or renovate? Does the thought of designing or renovating a space overwhelm you? At what point should you hire/consult with an interior designer – beginning of a project, middle or towards the end? Have you thought that interior designers are expensive? Then this episode is for you! Join us as we discuss the answers to these questions and more with our interior design and renovation experts Linda Boosinger and Angelee Marques. They share with us how every space has the potential to be extraordinary. It's not just about making it beautiful; it's about making it feel like home. Linda Pierce Boosinger is the Founder and CEO of multiple Home, Renovation and Design businesses. As an accomplished, highly recognized full Home Designer and Historic Preservation expert. Linda is known for her record-breaking, sustainable and timeless designs, as well as a dynamic force in community development. Founder & CEO of VelvetandPine.com Founder & CEO of Restoration & Design Pros Personal Design Advisor Follow & Like Us on Facebook Watch Home411 Show and Podcast on Youtube Listen to Home411 Show and Podcast on Spotify , Apple Podcasts , or Google Angeless Marques is the Owner and Principal Designer at Nest Interior Decor, a full-service Interior Design firm. Angelee Marques, Principal Designer of Nest Interior Decor www.nestinteriordecor.com Angelee Marques Nest Interior Decor, Principal Designer, ASID, NKBA angeleem@nestinteriordecor.com http://www.nestinteriordecor.com see us on Houzz…
Are you a woman business owner ready to get to the next level? Are you experiencing any of the following symptoms? You are doing all the right things, but your marketing is falling on deaf ears You feel pressure from your clients, prospects, and competitors to lower your prices You can’t take on any more business because you can’t work any more hours. You are feeling burned out and unsure how to continue to grow Then don't miss this episode with our special guest, Tina Johnson, CEO of CEO Consulting Group and JP Events & Consulting Group. A serial entrepreneur, Tina focuses on empowering and educating female entrepreneurs to be wildly successful in business while creating financial freedom in their lives. E. tina@theceowoman.com P. 703-779-2694 W: www.theceowoman.com – Struggling with time management? Need help prioritizing your day to day tasks? Download our Free Digital Gift! FB: ceoconsultingllc Instagram: ceo_consulting_group_llc/ Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn. - https://www.linkedin.com/in/patriciakgallardo/ Instagram - https://www.instagram.com/patriciagallardohomes/ Youtube - https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook - https://www.facebook.com/profile.php?id=61551892947868 Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo…
We were honored to have Jeffrey Jordan - Luke's Wings Director of Corporate Sponsorship as our Real Estate Junkies DMV Veterans Day podcast guest. Luke's Wings provides emergency travel planning services and airplane tickets for the families and loved ones of wounded, ill, and injured service members, veterans and fallen officers during hospital recovery and rehabilitation. As realtors, we are always looking for ways to have a positive impact in our communities and we genuinely want to give back! If you have a heart for veterans, their service for our country and their loved ones please tune in to today's episode! Luke’s Wings provides emergency travel planning services and airplane tickets for the families and loved ones of combat wounded and ill veterans, service members and fallen officers during hospital recover and rehabilitation, as well as for those in hospice. For emergency flights and information, please call 512-971-9841. To learn more and how you can donate and support this amazing non-profit visit: lukeswings.org Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn. - https://www.linkedin.com/in/patriciakgallardo/ Instagram - https://www.instagram.com/patriciagallardohomes/ Youtube - https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook - https://www.facebook.com/PKGHomes Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo Connect with Susan Banville, Senior Loan Officer (NMLS #1192567) Mobile: 703.403.8336 Email: sbanville@embracehomeloans.com Website: http://sbanville.embracehomeloans.com LinkedIn: linkedin.com/in/susan-banville-255565333/ Facebook: facebook.com/susan.banville.7 Instagram: @susanbanville TikTok: @susanbanville…
Jim Metcalf of HK Bentley Appraisers has worked in DC, VA and MD as a real estate appraiser for over 36 years. He knows the challenges of the ever changing market and has incredible knowledge/experience in the appraisal industry.
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Real Estate Junkies
Lisa Geraci Rigoni is a #1 Best Selling author of her book 17 Spatulas and the Man Who Fried an Egg. She is owner, and CDO - Chief Declutter Officer - of The Organizing Mentors (TOM) and has been helping her clients Reclaim their space Mentally and Physically since 2008. TOM serves the NOVA/DC Metro area with various organizing services, including sorting/purging, estate cleanout, packing, unpacking, selling, donating, floor planning, etc... TOM holds the esteemed credential of a Certified Senior Move Manager with the National Association of Senior & Specialty Move Managers (NASMM). Beyond organizing space, Lisa, and her Team Mentors guide clients to implement best practices to inspire confidence in making positive choices that enrich their lives and set them free from the habits that have kept their minds and spaces cluttered. Lisa is a sought-after keynote speaker about her book, the secrets to finding your organizing style and Teaching, and Mentoring her proprietary ‘The LITL System.’ Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn. - https://www.linkedin.com/in/patriciakgallardo/ Instagram - https://www.instagram.com/patriciagallardohomes/ Youtube - https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook - https://www.facebook.com/PKGHomes Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo Connect with Susan Banville, Senior Loan Officer (NMLS #1192567) Mobile: 703.403.8336 Email: sbanville@embracehomeloans.com Website: http://sbanville.embracehomeloans.com LinkedIn: linkedin.com/in/susan-banville-255565333/ Facebook: facebook.com/susan.banville.7 Instagram: @susanbanville TikTok: @susanbanville…
We are super excited to welcome our guest Owen Keegan to the podcast today! Owen is an attorney in Northern Virginia and he has been practicing for over 30 years. Today he is joining us to talk all things contract breaches in the world of real estate. Throughout the episode, we discuss a few of the common types of contract breaches as well as how to make sure your client is educated on their contracts through the process. We also discuss the differences in contracts such as the difference between buyers and builders contracts. Along the lines of contract and legal actions, we discuss different types of frauds and schemes, as well as sharing ways to protect yourself from and report fraud activity. Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn. - https://www.linkedin.com/in/patriciakgallardo/ Instagram - https://www.instagram.com/patriciagallardohomes/ Youtube - https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook - https://www.facebook.com/PKGHomes Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo Connect with Susan Banville, Senior Loan Officer (NMLS #1192567) Mobile: 703.403.8336 Email: sbanville@embracehomeloans.com Website: http://sbanville.embracehomeloans.com LinkedIn: linkedin.com/in/susan-banville-255565333/ Facebook: facebook.com/susan.banville.7…
Today we welcome guests, Linda Boosinger and Christine Allocca, to learn more about 2 different but equally successful approaches to getting started in real estate investing. Here's what we cover: Stories on how they got started and discovered a niche. Funding is an essential part of investing - what are some of the options How Building a team with the right partners is important to success in real estate investing Learn from their successes and failures as they share tips and insights Meet our guests: LINDA PIERCE BOOSINGER - Born and raised in mountains of Lynchburg, Virginia. Fell in the construction trade in 1988, creating mathematical cut sheets for a stair company in Haymarket. Purchased first home in 1997 at age 21. She created and SOLD over 10 Companies and built an Events and Conference business with clients including, The NFL, the Daytime Emmy’s, and even European Royalty. Events which raised money for over 100 different charities Nation-wide. As a “Hobby” she started to renovate or restore homes, and now has over 50 Homes in her portfolio. She purchased and restored multiple Historic “hard to sell” properties and worked along side local Government to create the first Bed & Breakfast Ordinance within Historic neighborhoods to allow legal short-term rentals. She broke the City Record for highest SOLD property in the City, off water – Pre Covid. Serves as Chair & Vice Chair for the Cities Historic Preservation Advisory Board and the City’s Board of Adjustment & Appeals. Currently the Founder and Chief Designer of Restoration & Interior Design Professionals. She is married to Rob who served in the United States Air Force for 22 years, serving multiple tours. They have 6 children and 1 grandchild. CHRISTINE ALLOCCA - Christine Allocca is a DMV area Realtor, investor, and evangelist for the benefits of real estate investment. In 2010, while standing in her rented apartment, her father gave her the inspiration to dream big with the idea that one day she could be the owner of a big apartment building. Since then, she has explored everything from commercial to residential, including an urban condo conversion, fix and flips, wholesaling and private lending. She is currently leading a small group of private lenders who buy single family homes and apartment buildings while looking forward to the next big thing — a short term rental unit in Portugal so she can split her time between DC and a golden beach. Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn: https://www.linkedin.com/in/patriciakgallardo/ Instagram: https://www.instagram.com/patriciagallardohomes/ Youtube: https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo Connect with Susan Banville, Senior Loan Officer (NMLS #1192567) Mobile: 703.403.8336 Email: sbanville@embracehomeloans.com Website: http://sbanville.embracehomeloans.com LinkedIn: linkedin.com/in/susan-banville-255565333/ Instagram: @susanbanville…
Today we welcome guest Todd Pettibon to discuss tips for buying a home. Here's what we cover: Optimized ways of increasing savings to be able to put a downpayment on a home Percentages of monthly income to spend on home purchase, personal savings and investments A few tactics to reduce unsecured debt and the importance of credit scores How homes are part of a person's entire net worth and are as much an of an investment and a retirement plan as they are a place to live. Meet out guest: Todd Pettibon is a Portfolio Manager for Toth Financial who is passionate about helping clients navigate through challenging market environments to achieve their long-term investment goals. As a retired Naval Aviator and former Business Strategist with Deloitte Consulting, Todd leverages over 27 years of professional experience of providing strategic portfolio and budgetary advice to senior leaders in the Defense Department. He quickly synthesizes broad and complex information that’s relevant to meet the client’s needs. Todd holds a B.S. from Massachusetts Maritime Academy, an M.B.A from the Naval Postgraduate School, and a Master of Science from the National Defense University. He’s a Series 65 licensed Investment Advisor Representative. Todd enjoy collaborating with clients to help maximize the potential for meeting their life goals through financial advice and application, while integrating relevant elements of their personal and financial circumstances into their plan. Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker> Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn: https://www.linkedin.com/in/patriciakgallardo/ Instagram: https://www.instagram.com/patriciagallardohomes/ Youtube: https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook: https://www.facebook.com/PKGHomes Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo Connect with Susan Banville, Senior Loan Officer (NMLS #1192567) Mobile: 703.403.8336 Email: sbanville@embracehomeloans.com Website: http://sbanville.embracehomeloans.com LinkedIn: linkedin.com/in/susan-banville-255565333/ Facebook: facebook.com/susan.banville.7 Instagram: @susanbanville TikTok: @susanbanville…
Welcome to our 1st Real Estate Junkies Podcast! Hosted by Patricia Gallardo, Associate Broker/Realtor with Compass Real Estate. She is joined by Karen Daily, attorney at EKKO Title Ashburn/One Loudoun and Middleburg, and by Susan Banville, Senior Loan Officer with Embrace Home Loans. Today's podcast focuses on buyer options in today's real estate market. - Past buyer trends - The Federal Reserve adjustment of interest rates and why - Does that impact mortgage rates - What programs are available to first time home buyers - Competitive Market in the DC Metro area - Navigating selling and buying a home Connect with Patricia Gallardo, Associate Broker/Realtor at Real Broker> Mobile: 703.980.4594 Email: pkghomes@gmail.com Website: http:/www.livinginloudoun.com LinkedIn: https://www.linkedin.com/in/patriciakgallardo/ Instagram: https://www.instagram.com/patriciagallardohomes/ Youtube: https://www.youtube.com/channel/UC2wX5mpqv74fslT5BkRypdQ Facebook: https://www.facebook.com/PKGHomes Connect with Karen Daily, Attorney Office: 703.573.3556 Email: kdaily@ekkotitle.com Linkedin: https://www.linkedin.com/in/karendaily/ Instagram: @karenekofo TikTok: @karenekofo Facebook: https://www.facebook.com/KDailyEkofo Connect with Susan Banville, Senior Loan Officer (NMLS #1192567) Mobile: 703.403.8336 Email: sbanville@embracehomeloans.com Website: http://sbanville.embracehomeloans.com LinkedIn: linkedin.com/in/susan-banville-255565333/ Facebook: facebook.com/susan.banville.7 Instagram: @susanbanville TikTok: @susanbanville…
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Player FM - Podcast alkalmazás
Lépjen offline állapotba az Player FM alkalmazással!
Lépjen offline állapotba az Player FM alkalmazással!
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