Why Buying Beats Renting In Some States And What The Fed Cut Really Means

Real Estate Agent Market Update and Mindset Podcast

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We unpack why rates rose right after the Fed cut, where they may settle, and how affordability will shift as more housing funds move from DC to the states. We compare Minnesota, Arizona, and Florida to show when renting loses to buying and what 2026 policy could change.
Reach out to Nikki because she can run those numbers and really give you a ground level understanding of which is it buying, is it renting, is it a combination, and why?
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Angie Gerber
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Fejezetek

1. Fed Cut And Rate Volatility (00:00:00)

2. Where Mortgage Rates May Land (00:01:40)

3. 2026 Affordability And Policy Shifts (00:02:19)

4. What Counts As Affordable Housing (00:04:00)

5. Minnesota: Income Needed To Buy (00:04:52)

6. Arizona: Renting Versus Owning Gap (00:05:51)

7. Florida: Higher Incomes To Purchase (00:07:30)

8. Deregulation To Boost Homebuilding (00:08:56)

9. How State-Level Funds Affect Agents (00:10:44)

10. Government Shutdown: What’s Impacted (00:12:42)