#84 - What Smart Investors Should Know About Private Credit with Mike Sullivant

Path To Passive: Real Estate Investing For Technology Professionals

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In this episode, Stephen Arita chats with Mike Sullivant from Aspen Funds about how private credit is opening up new ways to invest in real estate, especially for tech professionals who want to build wealth without taking on another job. Mike explains in simple terms what private credit is, why it’s needed now more than ever, and how it fits into real estate deals when banks can’t or won’t lend enough.
They talk about the types of properties Aspen focuses on, like apartment buildings and neighborhood retail, and how they work to lower risk and protect investors. Mike also shares what good investor communication should look like—things like regular updates, clear reporting, and always having someone to call when you have questions. He gives helpful tips on spotting good deals, avoiding bad ones, and why consistency and compounding returns can make a huge difference over time.
If you’ve ever wondered how to invest passively in real estate or want to learn how smart investors protect their money, this episode is a great place to start.
Connect with Mike:
https://aspenfunds.us/
https://www.linkedin.com/in/mike-sullivant-37b87531/
https://www.youtube.com/@aspenfunds
https://www.facebook.com/msullivant/

Listen to the podcast: https://www.thebillionairepodcast.com/

Episode highlights:
(0:00) Intro
(1:07) Mike's background and Aspen's investment approach
(3:43) Aspen’s investment strategy and track record
(6:18) What is private credit and how does it work
(8:13) Why operators choose private credit over banks
(11:09) Risk and position in the capital stack
(15:01) Asset classes included in Aspen’s private credit fund
(20:29) How Aspen handles troubled investments and safeguards
(30:02) What investor relations really means
(33:01) The investment process for accredited investors
(36:57) Post-investment transparency and communication
(40:59) Red flags and tips for first-time investors
(46:21) Why tech professionals should consider passive investing
(49:39) The power of compounding and diversification
(55:32) Where to learn more about Aspen and their podcast
(56:31) Outro
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For more resources and guides, check these out:

• Investor 101 https://www.aritacapital.com/investor-101-resource/#
• Due Diligence Resource https://www.aritacapital.com/dd-checklist-resource/

If you want to learn more, reach out at:

Email: [email protected]

LinkedIn: https://www.linkedin.com/in/aritasteven/

IG: https://www.instagram.com/the.real.arita