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A Deep Dive Into Credit
Manage episode 407868322 series 3410901
A tartalmat a Dave Gallegos biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Dave Gallegos vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
In this episode, Dave Gallegos passionately argues that anyone can achieve excellent credit, and that most people are no more than 12 months away from qualifying for a mortgage. He thoroughly discusses various credit scenarios, from dealing with late payments and negotiating credit card rates, to managing collections, judgements, or liens. Dave also explores the sensitive topic of when and how to consider bankruptcy. Incorporating personal stories with professional advice, Dave provides a comprehensive and empathetic guide for listeners to navigate their credit challenges. This episode is a must-listen for anyone seeking to improve their credit health and financial future.
01:00 - Everything is Better, Cheaper, Easier When You Have Excellent Credit
02:35 - Anyone CAN Have Excellent Credit
02:50 - Anyone is 12 Months of On Time Payments Away From Better Credit
03:45 - Autopay is the Answer
06:55 - Credit Repair
08:40 - One Late Payment, What Now?
09:45 - The Forgotten Card
11:40 - A History of Late Payments, What Now?
14:40 - Negotiating Credit Card Rates
16:00 - Collections, Judgements and Liens
17:55 - It’s All About Asking
20:55 - Bankruptcy In this episode, Dave Gallegos passionately argues that anyone can achieve excellent credit, and that most people are no more than 12 months away from qualifying for a mortgage. He thoroughly discusses various credit scenarios, from dealing with late payments and negotiating credit card rates, to managing collections, judgements, or liens. Dave also explores the sensitive topic of when and how to consider bankruptcy. Incorporating personal stories with professional advice, Dave provides a comprehensive and empathetic guide for listeners to navigate their credit challenges. This episode is a must-listen for anyone seeking to improve their credit health and financial future.
01:00 - Everything is Better, Cheaper, Easier When You Have Excellent Credit
02:35 - Anyone CAN Have Excellent Credit
02:50 - Anyone is 12 Months of On Time Payments Away From Better Credit
03:45 - Autopay is the Answer
06:55 - Credit Repair
08:40 - One Late Payment, What Now?
09:45 - The Forgotten Card
11:40 - A History of Late Payments, What Now?
14:40 - Negotiating Credit Card Rates
16:00 - Collections, Judgements and Liens
17:55 - It’s All About Asking
20:55 - Bankruptcy
20 epizódok
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