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Exactly How Important Is Your Credit Score?
Manage episode 152363556 series 1058001
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Unfortunately, your credit score now plays a major role in your real estate transaction. Your score can even affect your insurance premiums for homeowner's insurance.
I don't want to scare you off, but I also don't want you to think that your credit score needs to be sparkling in order to qualify for a loan. You don't have to be in the high 700's, in fact, you can qualify if you have a score in the mid-600's.
I don't want to scare you off, but I also don't want you to think that your credit score needs to be sparkling in order to qualify for a loan. You don't have to be in the high 700's, in fact, you can qualify if you have a score in the mid-600's.
You need to keep in mind that as your credit score drops, your interest rate will go up, as well as other fees you may have to pay. This is why your credit score impacts the cost of your mortgage.
The good news is that it's not too difficult to repair your credit. I can refer you to people who can help you repair your credit and boost your affordability.
The good news is that it's not too difficult to repair your credit. I can refer you to people who can help you repair your credit and boost your affordability.
Please don't hesitate to contact me!
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