A podcast about life, the universe and anthropology produced by David Boarder Giles, Timothy Neale, Cameo Dalley, Mythily Meher and Matt Barlow. Each episode features an anthropologist or two in conversation, discussing anthropology and what it has to tell us in the twenty-first century. This podcast is made in partnership with the American Anthropological Association and with support from the Faculty of Arts & Education at Deakin University.
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A tartalmat a Jay White biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Jay White vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
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It's Time to Lock in a Lower Rate While You Still Can
MP4•Epizód kép
Manage episode 211173012 series 2380904
A tartalmat a Jay White biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Jay White vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
Interest rates can have a direct impact on buying power. Today, I’d like to explain how this works. In January, interest rates were at 3.98%. Today, they are at 4.5%. Even having only risen slightly more than 0.5%, this constitutes a big change in buying power. Let’s take the example of a home priced at the current market average of $260,000. In January of this year, a buyer would be left with a $208,000 mortgage after paying 20% for a down payment. This amounts to a principal and interest payment of $987 per month. To have the same monthly payment today, you’d have to have a mortgage of $195,000 on a house worth $234,000. Overall, this is a 10% decrease in buying power. “If you’re thinking of buying or selling, come have a conversation with my team and me as soon as possible.” We already know that interest rates are going to continue to rise. So, what happens when they do? We’re expecting three or four jumps in interest rates this year and each jump will cause a decrease in buying power. So, if you’re thinking of buying or selling, come have a conversation with my team and me as soon as possible. We want to place you in the best financial situation possible and lock in your rate before they rise again. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.
…
continue reading
39 epizódok
MP4•Epizód kép
Manage episode 211173012 series 2380904
A tartalmat a Jay White biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Jay White vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
Interest rates can have a direct impact on buying power. Today, I’d like to explain how this works. In January, interest rates were at 3.98%. Today, they are at 4.5%. Even having only risen slightly more than 0.5%, this constitutes a big change in buying power. Let’s take the example of a home priced at the current market average of $260,000. In January of this year, a buyer would be left with a $208,000 mortgage after paying 20% for a down payment. This amounts to a principal and interest payment of $987 per month. To have the same monthly payment today, you’d have to have a mortgage of $195,000 on a house worth $234,000. Overall, this is a 10% decrease in buying power. “If you’re thinking of buying or selling, come have a conversation with my team and me as soon as possible.” We already know that interest rates are going to continue to rise. So, what happens when they do? We’re expecting three or four jumps in interest rates this year and each jump will cause a decrease in buying power. So, if you’re thinking of buying or selling, come have a conversation with my team and me as soon as possible. We want to place you in the best financial situation possible and lock in your rate before they rise again. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon.
…
continue reading
39 epizódok
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