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Today's Insurance Market: Premium Hikes and Replacement Cost Increases | Tom Panos
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A tartalmat a Drew Breneman biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Drew Breneman vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
Today we have a special guest who understands the complexities of the commercial insurance market from all angles. Tom Panos has been a leading commercial insurance broker for over 20 years, protecting the assets of real estate investors across property types and geographies.
Tom also keeps a close eye on the ever-changing insurance landscape. From evaluating loss ratios to analyzing the impacts of weather events and legal trends, Tom has an in-depth grasp of the factors driving carrier decisions. Tom's expertise and creative solutions have been invaluable for clients facing restricted underwriting and rising costs in this challenging market.
Tune in for more and learn how to make informed choices in this complex insurance landscape.
Highlights:
00:00 Intro
00:53 Who is Tom Panos?
03:18 The state of the insurance market
07:34 The rate increase trend and changes in coverage
12:53 The percentage of building limit
15:30 Things to consider when you’re choosing a lender
18:05 Self-insuring and builders risk
21:06 Wind hail deductibles change
26:04 Managing risk through reinsurance
31:22 Lender requirements and casualty insurance increases
35:28 Increased rates and limited options for building owners
37:35 The risk of podium-style construction
43:15 Understanding your options
47:15 How to get in touch with Tom
Get in touch with Tom Panos:
Email: tom.panos@bks-partners.com
Direct line: 847-940-4228
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