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In this episode of Real Life Mortgage Solutions, Len Lane, Founder of Brokers for Life, dives deep into the crucial topic of credit with Sandra Landry, Senior VP at MNP Bankruptcy. They explore the "5 C's of Credit" (Character, Capacity, Capital, Collateral, and Conditions), explaining how lenders evaluate creditworthiness and what influences your …
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The beginning of a broker / client relationship is warm and encouraging as we discuss the client's goals and how we can achieve them...then we ask for supporting documentation... Quite often a client may feel like we're asking for too much information, and it can be quite a bit of home work for the client finding all the pieces! In all cases each l…
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Inflation has cooled down, with a rise of just 1.6% in September, significantly lower than August’s 2.0%. Outside of the COVID-era disruptions, this marks the lowest inflation figure in 5.5 years, dating back to February 2019. Back then, the overnight rate was 1.75%, 2.5 basis points lower than today’s rate. The drop in shelter costs, which dipped …
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This weekend we're sharing a snippet of our recent chat with real estate agent Tim Mullet and mortgage broker Mike Raimi, who joined us on the most recent webinar to break down all the ins and outs of the current housing market. Want more of Jill chatting with Tim and Mike? Subscribe to Jill on Money LIVE to watch the full chat. Have a money questi…
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College Planning – Part 2 – Chris Boyd and Jeff Perry introduce part two from their recent College Planning webinar. In this segment, Chris and Jeff introduce Cozy Wittman of College Inside Track. Cozy offers her thoughts on how to find the best “fit” for your student in the college selection. In addition, Cozy outlines the financial aid process an…
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Rumours have been floating around for a while but are now coming to fruition. The government has been researching the pros and cons of coming after principal residence by removing your capital gains exemption for a while now. Effective January 1, 2025, if you purchased a home less than 2 years ago and sell it for a profit, you could be subject to m…
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Mike Gonzales, Kill Tony Drummer, is back with us on the pod but bringing the girls that hold down the fort for him, his 3 sisters! Prepare yourselves for a treat as Brianna, Samayia, and Sarina take us down memory lane of Mike's upbringing and how they remain a major part of his career as he continues to get big breaks. We also have an extra speci…
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Joe Murphy and Paul Payne delve into the intricacies of life insurance, particularly focusing on the benefits of cash value in permanent policies and the importance of planning for long-term care. They discuss how life insurance can serve multiple purposes beyond just providing a death benefit, including tax-free income and financial independence. …
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Dave and Reb dive into the topic of generating income with Natalie Rowe who gives a refreshing perspective on the ‘side hustle’. Episode #399 of Let’s Talk Money with Dave and Reb” invites listeners into exploring how they can increase income through utilizing their gifts and creatively exploring the financial world. To visit Natalie’s website and …
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In this impactful conversation with Principal Travis Brown, we explore innovative ways to teach financial literacy to parents so they can empower their children with the tools for financial success. The traditional message of “go to college and get a good job” no longer guarantees financial freedom in today's economy. We discuss the need to shift t…
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Reaching a million-dollar portfolio is a significant milestone. But with a growing portfolio comes growing complexity. Here are 5 wealth tips to help you manage and grow your wealth once you've hit this impressive benchmark. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to …
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Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Also today, criminal rings are heavily engaged in cell phone theft now, and they’re after your financials. Know what to do before, and after the loss or theft of your cell phone - just in case. Clark Stinks: Segments 1 & 2 Cell Phone Thef…
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I am 56 years old, just got laid off, and I would like to know if I can retire now. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices …
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Send us a text In this episode of the Merging Life and Money Show, I share 10 budget-friendly holiday hacks to help you enjoy the festive season without breaking the bank. Learn how to plan early, find deals, make DIY gifts, and track your spending for a stress-free holiday. Plus, 📥download the FREE Holiday Budget Planner using the link below Key T…
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In the latest episode of The Wealth Exchange podcast, Teresa Virani is joined by Malcolm Berry, CEO of BC Children’s Hospital Foundation (BCCHF) and Vanessa Flockton, President, Private Wealth (Chief Advisory Officer at time of recording) at Nicola Wealth and a member of the BCCHF Board of Directors. They discuss philanthropy through the lens of tr…
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This week we learned that the Prime Minister Anthony Albanese will soon be a new home owner. He’s bought a multi-million-dollar house, featuring sweeping ocean views, on the New South Wales central coast. Some people think it’s a move from the PM that’s especially tone deaf, given the depths of the housing crisis, while others see the story as a co…
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Welcome back to another clip of EYL, where we break down the complex world of taxes with our esteemed guest, Ms. Business. In this enlightening episode, Rashad Bilal and Troy Millings of Earn Your Leisure dive deep into the nuances of LLCs, S Corps, and C Corps and how each entity impacts your taxes and business strategy. Are you unsure about which…
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Jess Ford is a seasoned professional in the mortgage industry. Born and raised in Detroit, Michigan, she began her career in 2010 as a loan officer after studying business at Eastern Michigan University. During her time at one of the largest consumer direct mortgage lenders in the country, she discovered her passion for learning and development, ga…
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Episode 133 Welcome to another epic episode of The Mortgage Loan Officer Podcast, with your host, Frank Garay. In this episode, I sit down with Steve Kyles, my co-leader in The Network, a National network of loan officers. We discuss strategies to empower your teammates and assistants for effective delegation, freeing up valuable time to focus on o…
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Unlocking Leadership Success Leadership in today’s world requires a nuanced approach that moves beyond traditional, rigid methods. The discussion highlights the importance of understanding individual team members, emphasizing that a one-size-fits-all philosophy is no longer effective. Arjun draws parallels between leadership in sports and corporate…
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With the recent hurricanes, wildfires, and other natural disasters around the country, Clark has specific advice for home buyers. Also today, as remote work scams proliferate, learn more about how to find legitimate work from home. Flood Insurance: Segment 1 Ask Clark: Segment 2 Legit WFH Jobs: Segment 3 Ask Clark: Segment 4 Mentioned on the show: …
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Stock markets have started to see some volatility. There have been concerns over valuations in certain pockets of markets, especially in mid- and small-caps. In today's episode of Why Not Mint Money, we are joined by Sandeep Bagla, CEO of Trust Mutual Fund, on risks and potential rewards of investing in small-cap funds.…
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Explore how the 2024 presidential candidates' tax plans could impact your finances and what to know before voting. What tax proposals are the 2024 presidential candidates making, and how might these policies affect your finances? What should you know before voting on tax issues? Hosts Sean Pyles and Anna Helhoski discuss the key differences in the …
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Should I change my 401(k) allocation and make it more aggressive to make up for lost time and money? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our p…
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Internal Family Systems, a type of therapy, encourages an examination of the different "parts" of your self. Listening to and learning from the voices within can help us manage stress and get through tough decisions. This episode is Part 3 of the new series, Stress Less: A Quest to Reclaim Your Calm. Learn more about sponsor message choices: podcas…
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In this episode of Kitsap Matters, Katie Davis, a realtor with Keller Williams Realty in Kitsap County and a founding member of the Kitsap Executive Association, shares her journey from growing up in Little Rock, Washington, to working on a guest ranch in Montana, to eventually finding her way into real estate. Katie explains her commitment to goin…
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When masked neo-Nazis turned up in a small New South Wales town to hold a rally on the weekend it shocked the locals. The men, part of a white supremacist group, were not from the area. So, why were they there? Today, extremism researcher Kaz Ross discusses how we should respond to the growing white supremacist movement in Australia. Kaz Ross expla…
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In this comprehensive episode, we dive into the multifaceted impacts of economic shifts on the Canadian market. Paul Stevenson discusses the looming U.S. presidential election and its influence on mortgage rates, with an emphasis on locking in rates amidst price stabilization. We address the alarming rise in income inequality in Canada and its impl…
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"My girlfriend and I are planning on moving in together early next year. I want to start fresh. Currently I have 14k in credit card debt, with roughly 16k in investments. Should I sell my investments to pay off the debt?" We'll walk you through that question and more in today's Q&A episode! Jump start your journey with our FREE financial resources …
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Welcome back to another clip of Market Mondays! In this thought-provoking discussion, hosts Ian Dunlap and Rashad Bilal are joined by Troy Millings to delve into the pressing issues facing today's American workforce and economy. *Key Topics Discussed:* 1. **Education and Economic Success**: Rashad opens the discussion with a startling statistic: 62…
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Today, Clark discusses what’s going on with U.S. oil prices from a global perspective, in light of potentially escalating conflicts in the Middle East. Also, Medicare open enrollment is underway. With all the upheaval with Advantage plans this year, it’s more important than ever to understand the changes in your plan, and compare your options. Clar…
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Learn how to protect your Social Security number and stay safe from identity theft, plus the latest news on inflation and health insurance rates. How can you protect your Social Security number from identity theft and data breaches? How can you freeze your credit? What should you do if your Social Security number is compromised? Hosts Sean Pyles an…
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Since long-term care insurance seems to be out of the question due to cost, how do you determine what you need to self-fund potential LTC needs? Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com.…
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In this episode, we have Sam Silverman, a real estate expert who has raised over $80 million, with us. Sam will share how he moved from tech sales to buying big apartment buildings. Jennings and Sam will give you simple tips on how to find a target audience and work with them. Learn why understanding money and having the right partners are the key …
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Send us a text Thank You To Our Hosts: Ruan Burger and Marissa Schulze More From Marissa and her company, Rise High Financial Solutions: Marissa Schulze Linkedin Marissa Schulze Instagram Marissa Schulze Facebook Rise High Financial Solutions More From Ruan and his company, Success and Broker: Ruan Burger Linkedin Ruan Burger Instagram Ruan Burger …
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Send us a text There are three categories of employment and in this episode Frederick breaks down each category and how it impacts you being able to qualify to purchase a home. Mortgage lenders do not view all jobs equally and it's important for you to know how lenders see your employment to give yourself the best shot at getting approved for a hom…
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The Lebanese capital Beirut is a divided city, where life continues as normal for some, while not so far away Israeli air strikes are reducing buildings to rubble. The sound of Israeli drones is constant as its forces hunt members of Hezbollah. The militant group has been firing missiles into Israel since Hamas terrorists crossed from Gaza into Isr…
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Welcome to another clip of EYL! In this clip, our guest, X. Eyee, dives deep into the world of artificial intelligence and how you can harness its power to supercharge your business ideas. Ever wondered how to get the most out of AI tools like Chat GPT, Gemini, and Claw? X. Eyee shares her unique framework called "Chat in the Hat," designed to turn…
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Josianne Arsenault, une femme débrouillarde et indépendante depuis l’âge de 16 ans. Après avoir voyagé et exploré le monde, elle est devenue nutritionniste holistique et massothérapeute, et a rencontré son partenaire pendant sa dernière année d’études. Passionnée par le chocolat, Josianne a récemment découvert qu’elle avait un TDAH, ce qui a clarif…
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Todays episode is a vulnerable one as I'm letting you in on something that I haven't shared before... Last September I had a BIG realisation about my health and over the last year have been on a massive (and life changing) journey. Tune in to learn more and hear my reflections on the 3 steps that help me get started. (If conversations around health…
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Vigilance shoppers - With the holiday season already underway, sales are coming and going faster, increasing the likelihood of being overcharged - which happens more often than you might think. Clark has tips on how it pays to pay attention. Also today in retail peril - why you DON’T want to save 10% on your purchase if you apply for a store card. …
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Today’s episode is a fun one as we delve into the evolution of content consumption, and the intricacies of business models, particularly in multi-level marketing, and how politics and business affect each other. I also share what things I would do differently in my business if I had to start over today. We also touch on the power of long-form conve…
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I'm turning 54 this year and I want to exit the freeway at 60. I believe this is doable, but we do like to travel and that is not included in the current monthly expenses. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Go…
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