A(z) Bad Credit Home Loans csatorna legjobb podcastjai (2024)

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Why GM had a great quarter 28:09

2h ago28:09

28:09

It’s been nearly a year since the United Auto Workers ended its strike against General Motors, and the automaker has defied expectations with strong third-quarter earnings. Why is GM doing so well when other carmakers are struggling? Plus: Quebec is using a pension fund to build a light-rail system, and “Marketplace” host Kai Ryssdal plays U.S. pre…

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Things are changing fast in the home insurance market 30:41

2h ago30:41

30:41

In the weeks after Hurricanes Helene and Milton hit the Southeast, the price to rebuild has become a topic of contention in the home insurance market. For years, home insurers have identified climate change as a threat, cut coverage and increased premiums for properties in disaster-prone areas. But now, home insurers are also using new technologies…

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An easier way to switch banks 8:24

15h ago8:24

8:24

The way you bank and apply for credit could fundamentally change in the next couple of years. The Consumer Financial Protection Bureau issued new rules this morning to give consumers more control over their financial data, and spur competition in financial services. Then, it appears to be a quiet period for business ahead of the election. And later…

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Consumers are falling out of love with bigger dating apps 9:14

19h ago9:14

9:14

Dating apps boomed during the pandemic, when online dating was pretty much the only way to meet romantic connections. And while the honeymoon period seems to be waning between big-name dating apps and users, smaller apps are having a moment. Today, we’ll take the pulse of the industry with Robyn Exton, CEO and founder of the sapphic dating and comm…

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Hyundai lists in India 8:20

19h ago8:20

8:20

From the BBC World Service: Hyundai Motor India shares have made their trading debut after a $3.3 billion initial public offering, but the price has already slipped. We’ll discuss. Then, Russia is hosting the BRICS summit of emerging economies. Plus, Spain has seen a record number of migrant arrivals this year, raising questions over what role migr…

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How tech is boosting the turnout of disabled voters 10:27

20h ago10:27

10:27

Trying to vote when your disabled can present a series of obstacles but technology can help, even if integrating technology into our election system has its risks. Back in 2020, several states changed their voting rules with more mail-in, early, and remote voting options which increased turnout among disabled voters. Marketplace’s Kimberly Adams re…

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What’s the difference between brand-name items and generics? 28:00

20h ago28:00

28:00

Million Bazillion listener Kade wants to know why brand-name products cost more than store-brand and generic products. Bridget and Ryan head to a grocery store where they meet a talking can of soup in need of a brand makeover. In this episode, they learn the differences between brand-name products and generics, why we care about brands, and why the…

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Bad Credit And Insurance Premiums: Understanding The Impact 3:09

1d ago3:09

3:09

Bad credit can increase insurance premiums as insurers use credit-based scores to predict risk and potential for claims. These specialized scores differ from regular credit scores and consider additional factors. Poor credit-based insurance scores may lead to higher premiums or denial of coverage, but consumers can work on improving their credit to…

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¿Cómo funciona una línea de crédito sobre el valor de la vivienda (HELOC)? - Los profesionales del crédito 3:10

1d ago3:10

3:10

Una línea de crédito sobre el valor líquido de la vivienda (HELOC) es una línea de crédito renovable con garantía en la vivienda del propietario, que permite retirar fondos hasta un límite establecido y solo pagar intereses sobre la cantidad utilizada. Los HELOC tienen tasas de interés más bajas y son útiles para financiar grandes gastos como refor…

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How To Handle Credit Card Debt Problems - 2022 3:22

1d ago3:22

3:22

Handling credit card debt involves understanding available tools such as balance transfers and debt consolidation, and adopting strategies based on one's ability to pay. Solutions range from transferring balances for lower interest rates to debt consolidation loans. Bankruptcy is usually not the best option, and certain actions like payday loans, u…

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Ahorre dinero con préstamos para estudiantes: dos formas sencillas 3:25

1d ago3:25

3:25

Para ahorrar en préstamos estudiantiles, incrementa los pagos mensuales o refinancia a una tasa de interés menor. Aumentar los pagos reduce el tiempo y el interés total pagado. Refinanciar puede disminuir el porcentaje de interés y el costo total del préstamo. Ambas estrategias pueden resultar en ahorros significativos a lo largo del tiempo.…

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How To Handle Working From Home - The Credit Pros 3:07

1d ago3:07

3:07

Working from home requires discipline in maintaining a schedule, setting clear boundaries with coworkers, incorporating personal time, and minimizing non-work distractions like excessive messaging. Establishing and adhering to a routine mimics office structure and helps balance work and personal life, even under remote conditions.…

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¿Qué significa la crisis del coronavirus para sus finanzas? - Los profesionales del crédito 2:11

1d ago2:11

2:11

La crisis del coronavirus ha impactado significativamente en la economía, afectando la bolsa de valores, el empleo y la vida diaria. Es esencial mantener la calma y evaluar la situación de manera racional. Proteger su puntaje crediticio durante la pandemia implica comunicarse con prestamistas si se ve afectada su capacidad de pago. Los bancos puede…

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Understanding The Credit Implications Of Co-Signing A Loan 2:54

1d ago2:54

2:54

Co-signing a loan involves significant financial responsibility and risk, impacting your credit score and financial stability. This guide covers the basics, credit impact, responsibilities, risk management, and alternatives to co-signing, helping you make an informed decision.The Credit Pros által

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Budget Your First Home - 4 Tips 3:27

1d ago3:27

3:27

The article provides a step-by-step guide on budgeting for your first home. It focuses on choosing the right home size based on current needs, down payment strategies, understanding mortgages, and accounting for additional expenses and payment changes. The goal is to ensure readers make financially responsible decisions when buying their first prim…

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Rebuilding Credit After Divorce - Effective Ways 3:51

1d ago3:51

3:51

Divorce can severely impact your credit due to joint accounts, increased expenses, and potential identity theft. Protecting your credit involves separating joint debts by selling assets, refinancing, or paying off the debt yourself. Rebuilding credit after divorce includes checking your credit reports, disputing errors, and establishing individual …

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How To File A Claim Over Equifax's Data Breach - The Credit Pros 4:05

1d ago4:05

4:05

If you were affected by the Equifax 2017 data breach, you can claim cash or credit monitoring. Options include a cash payment for time spent dealing with the breach, free credit monitoring services, or reimbursement for financial losses up to $20,000. Documentation may be required, especially for claims over 10 hours of time spent or significant fi…

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¿Cuánto tiempo permanecen los pagos atrasados en su informe de crédito? 2:35

1d ago2:35

2:35

Los pagos atrasados permanecen en el informe de crédito por 7 años, pero el impacto disminuye con el tiempo. Es crucial realizar pagos a tiempo, ya que los pagos tardíos pueden afectar gravemente el puntaje crediticio. Hay maneras de manejar los pagos atrasados, incluida la disputa de errores y el pago inmediato dentro de los 30 días. Los servicios…

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Cómo reducir su tasa de utilización de crédito 3:05

1d ago3:05

3:05

La tasa de utilización del crédito es clave para los prestamistas al evaluar la capacidad de un individuo para manejar deudas. Mantener una baja tasa de utilización, idealmente inferior al 30%, demuestra responsabilidad crediticia. Pagar saldos, mantener cuentas con saldo de $0 y saber cuándo se reporta la deuda a las agencias son formas de optimiz…

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CFPB demanda a Navient: impacto en los prestatarios de préstamos estudiantiles 3:01

1d ago3:01

3:01

La CFPB demandó a Navient, servicio de préstamos estudiantiles, por engañar a prestatarios y optar por soluciones costosas. Navient niega mala conducta y cuestiona la motivación política y la aplicación retroactiva de nuevas normativas de la CFPB. Navient afirma que promueve activamente los planes de pago basados en ingresos y combatirá las alegaci…

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Credit Cards 101: Part 2 - Debt Payoff Strategies 2:57

1d ago2:57

2:57

Credit card debt can damage credit scores, even with on-time payments. Paying off debt in one go is often unrealistic, but strategies like balance transfers, consolidation loans, and the 'Totem Pole' method can help manage and reduce debt, potentially boosting credit scores.The Credit Pros által

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La diferencia entre informes crediticios y puntaje crediticio 2:56

1d ago2:56

2:56

Los informes crediticios contienen detalles de actividad crediticia y pagos, mientras que los puntajes crediticios son cálculos numéricos de riesgo crediticio basados en esos informes. Hay tres principales agencias de informes (Equifax, Experian, TransUnion), y aunque cada persona tiene derecho a informes crediticios gratuitos anualmente, los punta…

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Car Loan Is A Great Investment - 3 Reasons 3:21

1d ago3:21

3:21

A car loan can be a good investment if you buy a new, reliable car, have good credit for low APR, and plan to drive it long-term. Avoid loans for used cars and purchasing beyond your means. Budget for total car costs, maintain your car, and understand loan terms to maximize benefits.The Credit Pros által

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Se revelan los rasgos comunes de las personas con puntajes crediticios altos 3:33

1d ago3:33

3:33

Las personas con puntajes crediticios altos tienden a mantener saldos bajos en tarjetas, realizar pagos puntuales, limitar nuevas solicitudes de crédito, tener historiales crediticios largos y revisar regularmente sus informes de crédito para asegurar su precisión y manejarlos de manera efectiva.The Credit Pros által

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Damon Decrescenzo sobre el podcast del CEO de 7 figuras 3:03

1d ago3:03

3:03

Damon DeCrescenzo, CEO de The Credit Pros, ha sido entrevistado en el podcast 'CEO de 7 cifras' de Casey Graham, discutiendo su amplia experiencia emprendedora y compartiendo estrategias para construir un equipo fuerte y lograr el éxito empresarial. La empresa sigue creciendo, lanzando una aplicación móvil y expandiendo su equipo.…

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The Ultimate Guide To Busting Credit Score Myths - The Credit Pros 3:24

1d ago3:24

3:24

Dispelling credit score myths is essential for financial literacy. Soft inquiries do not harm your score, credit utilization is crucial, and payment history significantly impacts your score. Credit age, score discrepancies across bureaus, and the broad influence of credit scores are also highlighted. Improving your score can be simpler than expecte…

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Simple Yet Best Guide To FICO Score Vs. Credit Score In 2023 3:47

1d ago3:47

3:47

A FICO score is a specific type of credit score created by the Fair Isaac Corporation, used by lenders to gauge creditworthiness. All FICO scores are credit scores, but not all credit scores are FICO scores. FICO scores range from 300 to 850, with different versions like FICO 8 being the most common. VantageScore is another type of credit score gai…

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5 Ways To Save More Money Shopping On Amazon 3:10

1d ago3:10

3:10

Amazon offers various programs to help shoppers save money: Amazon Prime with multiple benefits, Amazon Outlet for clearance deals, Gold Box Deals for daily and lightning offers, Amazon Student for college student perks, and Amazon Mom for parents' discounts and coupons.The Credit Pros által

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August Newsletter - The Credit Pros - The Credit Pros 2:42

1d ago2:42

2:42

The article provides insights on credit repair and management, suggesting quick sign-up for credit repair services, and discusses the impact of closing credit cards and the usefulness of retail store cards for credit health. It also introduces UltraFICO, a new credit score model.The Credit Pros által

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Top 10 Summer Credit Score Tips To Boost Financial Health 3:39

1d ago3:39

3:39

This article provides actionable tips to improve your credit score during the summer, covering areas like reviewing your credit report, optimizing credit utilization, managing payment history, diversifying credit mix, and planning summer spending.The Credit Pros által

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Why You Can’t Get A High Limit Credit Card - The Credit Pros 2:48

1d ago2:48

2:48

High-limit credit cards are determined by proprietary statistical models considering income, net worth, debt, credit history, and credit score. Low limits may be due to insufficient income/net worth, high debt, poor credit score, lack of credit history, or adverse economic conditions. To potentially increase a limit, improve credit profile or start…

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Boletín de agosto - Los profesionales del crédito - Los profesionales del crédito 2:41

1d ago2:41

2:41

Los artículos cubren temas financieros: préstamos a plazos, datos de tendencias en créditos y la importancia de los cofirmantes en 2023. Explican cómo funcionan los préstamos, la relevancia del historial de pagos para el crédito, y consejos para elegir un cofirmante.The Credit Pros által

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How Americans Save Money On Student Loans 3:47

1d ago3:47

3:47

Americans can save money on student loans by applying for scholarships, utilizing federal, state, and school financial aid, and employing strategic loan tips such as paying down debt while in school, getting a cosigner for better interest rates, and exploring loan relief programs.The Credit Pros által

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Datos de tendencias: los profesionales del crédito 4:10

1d ago4:10

4:10

Los datos de tendencias son información histórica de pagos de tarjetas de crédito que muestran cómo los consumidores han manejado su deuda a lo largo del tiempo. Esto incluye montos de pagos mensuales y si los balances se pagan completamente o se llevan al siguiente mes. Los datos de tendencias son importantes porque ofrecen a los prestamistas una …

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Credit Score Range - 5 Levels And Loan Options 3:11

1d ago3:11

3:11

Credit scores range from 300 to 850 and are crucial for loan eligibility. FICO and Vantage are popular scoring models with different criteria and score ranges. Poor credit scores face high interest rates; excellent scores get the best terms. FICO is more popular, has stricter criteria, and uses five factors for scoring. Vantage is easier to qualify…

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Facebook & LinkedIn Data Breaches: Identity Security 3:39

1d ago3:39

3:39

Identity theft is a growing threat, particularly on social media platforms, costing millions to victims. Types of online identity theft include account takeover, card fraud, and more. Signs of theft include strange transactions and unrecognized accounts. Protecting yourself involves checking financial statements, monitoring credit reports, and usin…

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How You Can Prevent Identity Theft - The Credit Pros 3:17

1d ago3:17

3:17

Preventing identity theft involves a proactive approach, such as freezing credit, reviewing credit reports annually, and scrutinizing credit card statements. It also includes using secure mailboxes, shredding sensitive documents, opting out of prescreened offers, and staying alert to phishing scams. By making it hard for thieves to access personal …

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How To Negotiate Debt With Creditors To Maintain Your Credit Score - The Credit Pros 3:06

1d ago3:06

3:06

Debt negotiation can lead to reduced debts while affecting credit scores, but with preparation and smart strategies, one can minimize the impact. It involves transparent negotiation with creditors, realistic proposals, and may require professional help. Post-negotiation, consistent on-time payments and credit monitoring are vital for credit score r…

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