2968: How to Budget on a Variable Income by Jen Hayes on Reducing and Managing Financial Stress

Optimal Finance Daily - Financial Independence and Money Advice

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Episode 2968:

Budgeting on a variable income can be challenging, but Jen Hayes outlines three actionable strategies to make it manageable: living on last month’s income, budgeting paycheck to paycheck, and creating a bare-bones budget based on your worst month. Each approach is tailored to different financial situations, helping you stay in control and reduce stress even when your income fluctuates.

Read along with the original article(s) here: https://www.jenhayes.me/how-to-budget-on-a-variable-income/

Quotes to ponder:

"Budgeting using last month’s income simplifies the process and reduces financial stress."

"If your income varies drastically, use your worst month’s income to create a realistic budget."

"Decide what extra income will go toward ahead of time so you aren’t tempted to blow it."

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