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A tartalmat a Mark Brace biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Mark Brace vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
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Everything Buyers Need to Know About Closing Costs in Grand Rapids

 
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Manage episode 179690928 series 1445534
A tartalmat a Mark Brace biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Mark Brace vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.

Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation
Call me at (616) 447-7025 for a FREE home buying or selling consultation


First-time home buyers often ask us about closing costs. What are they and how much do you have to pay?

Closing costs are all the acquisition costs associated with securing your mortgage. They are outside of your down payment, so you’re going to need your minimum down payment required AND your closing costs in order to acquire the mortgage.


Closing costs are generally about 3% of the total purchase price, depending on the type of mortgage. At the beginning of the process, you will get a disclosure from your lender giving you an example of what the costs might be. The Closing Disclosure will have it calculated for you so you know exactly what you need to bring to the closing table.

The next question we usually get regards who pays for the closing costs. As a buyer, it’s your responsibility to pay them; however, we can ask the seller to give us some assistance in the negotiations toward paying some of your closing costs. If this is the case, make sure to let your agent know that you need assistance with closing costs so you can write it into the offer!

If you have any questions about closing costs or any other real estate topic, please don’t hesitate to reach out to us. We would love to help you with all your real estate needs!

  continue reading

12 epizódok

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iconMegosztás
 
Manage episode 179690928 series 1445534
A tartalmat a Mark Brace biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Mark Brace vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.

Buying a home? Click here to perform a full home search
Selling a home? Click here for a FREE Home Price Evaluation
Call me at (616) 447-7025 for a FREE home buying or selling consultation


First-time home buyers often ask us about closing costs. What are they and how much do you have to pay?

Closing costs are all the acquisition costs associated with securing your mortgage. They are outside of your down payment, so you’re going to need your minimum down payment required AND your closing costs in order to acquire the mortgage.


Closing costs are generally about 3% of the total purchase price, depending on the type of mortgage. At the beginning of the process, you will get a disclosure from your lender giving you an example of what the costs might be. The Closing Disclosure will have it calculated for you so you know exactly what you need to bring to the closing table.

The next question we usually get regards who pays for the closing costs. As a buyer, it’s your responsibility to pay them; however, we can ask the seller to give us some assistance in the negotiations toward paying some of your closing costs. If this is the case, make sure to let your agent know that you need assistance with closing costs so you can write it into the offer!

If you have any questions about closing costs or any other real estate topic, please don’t hesitate to reach out to us. We would love to help you with all your real estate needs!

  continue reading

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