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A tartalmat a TMT Insurance biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a TMT Insurance vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
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Jay is more than just the host of All About Change podcast. He is a lawyer and international activist, who has focused his life’s work on seeking social justice by advocating for the rights of people with disabilities worldwide. On the special episode of All About Change, Mijon Zulu, the managing producer of the "All About Change" podcast, is taking over hosting duties to interview Jay Ruderman about his new book, his activist journey, and why activism is even more important today. Episode Chapters (0:00) intro (02:38) How does one choose a cause to go after? (03:33) Jay’s path to activism (07:50) Practical steps a new activist can take (09:24) Confrontation vs trolling (17:36) Learning from activists operating in different sectors (19:20) Resilience in activism (22:24) Reflections on Find Your Fight and goodbye For video episodes, watch on www.youtube.com/@therudermanfamilyfoundation Stay in touch: X: @JayRuderman | @RudermanFdn LinkedIn: Jay Ruderman | Ruderman Family Foundation Instagram: All About Change Podcast | Ruderman Family Foundation To learn more about the podcast, visit https://allaboutchangepodcast.com/ Looking for more insights into the world of activism? Be sure to check out Jay’s brand new book, Find Your Fight , in which Jay teaches the next generation of activists and advocates how to step up and bring about lasting change. You can find Find Your Fight wherever you buy your books, and you can learn more about it at www.jayruderman.com .…
TMT Insurance
Mind megjelölése nem lejátszottként
Manage series 3469956
A tartalmat a TMT Insurance biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a TMT Insurance vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
TMT Insurance is a comprehensive and customer-focused insurance company with a strong commitment to providing excellent service to clients. With over 20 years of experience in the industry, including a deep understanding of Obamacare, TMT Insurance is well-equipped to help clients navigate the often confusing world of insurance.
…
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131 epizódok
Mind megjelölése nem lejátszottként
Manage series 3469956
A tartalmat a TMT Insurance biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a TMT Insurance vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.
TMT Insurance is a comprehensive and customer-focused insurance company with a strong commitment to providing excellent service to clients. With over 20 years of experience in the industry, including a deep understanding of Obamacare, TMT Insurance is well-equipped to help clients navigate the often confusing world of insurance.
…
continue reading
131 epizódok
Minden epizód
×The Affordable Care Act (ACA), commonly known as Obamacare , stands as a landmark in the landscape of American healthcare. Enacted in 2010, the ACA brought forth a wave of comprehensive reforms designed to increase healthcare access, reduce costs, and improve healthcare quality across the United States. Among its myriad provisions, one of the most significant is its impact on young adults , a demographic historically plagued by high rates of uninsured individuals.…
Understanding the metal tiers in Marketplace health insurance is essential for making an informed decision about your healthcare coverage. The Affordable Care Act, also known as Obamacare introduced four metal-level tiers – Platinum, Gold, Silver, and Bronze – each representing a different way healthcare costs are shared between the insurer and the insured.…
In the ever-evolving landscape of healthcare, the concept of community health stands as a beacon of hope, promising equitable access to care, preventive wellness initiatives, and holistic well-being for individuals and communities alike. This comprehensive guide aims to shed light on the multifaceted world of community health, offering insights into its diverse elements, goals, and the vital role it plays in public health. From addressing healthcare disparities in underserved areas to contributing to health reform efforts and enacting impactful public health initiatives, community health is at the heart of creating healthier, more resilient communities.…
Navigating the complexities of health insurance has been markedly transformed by the Affordable Care Act (ACA), commonly known as Obamacare . From introducing a variety of new, comprehensive insurance plans in the individual market and state health insurance marketplaces to providing financial assistance for those in need, the ACA has redefined the healthcare landscape. This comprehensive guide delves into the nuanced tiers of coverage available, the financial support mechanisms in place for premium and cost-sharing reductions, and the pivotal transitions for individuals with pre-existing conditions or existing self-purchased insurance. Whether you're enrolling for the first time, seeking financial assistance, or considering a switch to marketplace coverage, understanding the intricacies of Obamacare is fundamental to making informed healthcare decisions.…
The Affordable Care Act (ACA), commonly referred to as Obamacare , stands as one of the most significant pieces of healthcare legislation in recent American history. Its impact on the nation's healthcare system has been profound, yet it remains a subject of intense political polarization . This polarization is not just a matter of policy differences but a reflection of the deeply held beliefs and priorities that shape America's political landscape.…
Navigating the intricacies of Medicare can be challenging, especially for those managing pre-existing conditions . From understanding how Medicare covers these conditions to exploring the nuances of different plans and the critical timing of enrollment, this comprehensive guide serves as your navigator. Whether you're considering the assured coverage of Medicare Advantage Plans, weighing the out-of-pocket costs, or contemplating the transition to Medigap, we've got you covered. With expert insights on the role of agents and strategic enrollment tips, you'll be equipped to make informed decisions that ensure your healthcare needs are met with integrity and foresight.…
Navigating the intricacies of Medicare can be a daunting task, especially when it comes to understanding the implications of the Initial Enrollment Period and the potential Late Enrollment Penalties . These penalties, which are added to your monthly premium and are not a one-time fee, can significantly impact your healthcare costs. Whether it’s for Part A, Part B, or Part D, late enrollment can result in a substantial financial burden that usually persists for the duration of your coverage and may increase over time. In this comprehensive guide, we will delve into the general characteristics of Late Enrollment Penalties, explore the specific penalties and exceptions associated with Part A, Part B, and Part D, and provide example calculations to help you make informed decisions about your healthcare coverage.…
Choosing a health insurance plan can be a complex endeavor, laden with choices that have long-term implications for both your health and finances. This comprehensive guide aims to simplify the process by dissecting the crucial components you need to consider: the "Metal" Categories (Bronze, Silver, Gold, and Platinum) that define cost-sharing mechanisms, the total costs involved including Monthly Premiums and Out-of-Pocket Costs, and the various types of health insurance plans and networks—HMO, PPO, POS, and EPO. Armed with this knowledge, you'll be better equipped to make an informed decision that aligns with your healthcare needs and financial situation.…
Understanding the multifaceted world of Medicare is crucial for securing your healthcare future. This guide has provided you with comprehensive insights into Medicare Advantage Costs, types of plans, and key considerations . As you evaluate your Medicare options, consider the personalized, cost-effective solutions offered by TMT Insurance. With our Medicare plans , you can expect top-notch coverage tailored to your unique healthcare needs and budget. Make the smart choice today and secure your healthcare future with TMT Insurance.…
Choosing the right healthcare coverage is a pivotal decision that has long-lasting implications on both your health and finances. This comprehensive guide aims to equip you with the essential knowledge to navigate the complex landscape of Medicare options. From understanding the key features and differences between Original Medicare and Medicare Advantage to weighing their pros and cons, and finally to selecting the best Medicare Advantage plan tailored to your needs—each section provides valuable insights to help you make an informed choice. Utilize this guide as your roadmap to a healthcare plan that aligns with your lifestyle, needs, and budget.…
Navigating the healthcare landscape can often feel like a daunting task, especially when you are dealing with pre-existing conditions . These are health issues that you may have been diagnosed with before your health coverage begins. They can range from chronic illnesses like diabetes and heart disease to conditions like asthma or even pregnancy. In the past, insurance companies could either deny coverage or charge exorbitant premiums for individuals with such conditions. However, with the advent of the Affordable Care Act (ACA), commonly known as Obamacare , this discriminatory practice has been significantly curbed.…
Embarking on the Obamacare Enrollment Period journey can seem daunting. From grasping the essentials of the Special Enrollment Period to discerning the consequences of being uninsured, and unveiling the financial aid avenues at your disposal, this guide is designed to simplify and streamline your understanding. Dive in to navigate the Obamacare Enrollment Period with newfound clarity and assurance.…
Navigating the world of health insurance can be a complex endeavor, filled with jargon, deadlines, and decisions that could significantly impact your well-being and financial stability. Thankfully, the Obamacare website serves as a comprehensive resource designed to simplify this journey. This guide will walk you through key features of the Obamacare website—from understanding the Health Insurance Marketplace and the importance of eligibility checks, to educational resources, enrollment periods, and customer support options. Each section aims to provide you with the knowledge and tools you need to make informed decisions about your health insurance coverage.…
Obamacare Coverage goes beyond just insuring the uninsured. It's a multi-dimensional approach to healthcare reform that prioritizes prevention and wellness, enhances consumer protections, and aims to improve healthcare quality while curbing costs. From significant investments in health information technology and guidelines to reduce medical errors to a focus on improved care coordination, Obamacare Coverage embodies a comprehensive strategy for a healthier, more efficient, and more equitable healthcare system.…
Obamacare , officially known as the Affordable Care Act (ACA), offers a multifaceted array of advantages. From making insurance affordable and prioritizing preventive care to enhancing healthcare delivery, this legislation has brought substantial improvements to the healthcare landscape. Dive into this comprehensive exploration to understand how Obamacare's holistic approach benefits individuals, providers, and the entire healthcare system.…
Navigate the complexities of Obamacare Subsidies with our comprehensive guide. Learn about the Types of Financial Assistance available and the Eligibility Criteria to qualify. Understand the different Plan Types and Choices in the Health Insurance Marketplaces and how the Premium Tax Credit is Calculated . Discover the steps on How to Receive the Premium Tax Credit and be aware of Special Considerations and Exceptions that may apply to you. Finally, get quick answers to Frequently Asked Questions about Obamacare Subsidies.…
The Affordable Care Act (ACA) , commonly known as Obamacare , is a transformative healthcare reform law enacted in the United States in 2010. This legislation has fundamentally changed the American healthcare system , aiming to make health insurance more accessible and affordable for millions of Americans. Understanding the ACA is crucial for anyone who seeks medical coverage in the U.S.…
Welcome to our comprehensive exploration of one of the most pivotal and controversial elements of the Affordable Care Act (ACA), commonly known as Obamacare : the Individual Mandate. This provision has been at the forefront of American healthcare discussions for years, sparking debates, shaping policy changes, and directly affecting millions of U.S. citizens. In this blog post, we'll dissect what the Individual Mandate is, its financial implications, how it varies from state to state, and what the public thinks about it. We'll also contrast it with Obamacare's Employer Mandate to give you a well-rounded understanding of its role in the U.S. healthcare system.…
As a business owner, you understand the importance of protecting your company with a comprehensive insurance policy . However, rising commercial insurance premiums can put a significant strain on your budget. Fortunately, there are several effective strategies you can implement to keep your expenses low while maintaining the coverage you need. We will explore the top five ways to keep your commercial insurance premiums low.…
Homeowners insurance is essential for protecting one of your most significant investments, your home. However, having insurance coverage is not enough to safeguard your property. A crucial step towards protecting your home is regular maintenance, which can help prevent damages that could result in voided coverage . It is essential to understand the relationship between home maintenance and insurance coverage to ensure your policy remains valid. In this article, we will explore the role of home maintenance in upholding insurance coverage and preventing voided policies. We will also discuss regular inspections , preventive measures , and documentation , providing you with tips to protect your investment and ensure adequate coverage for your home.…
Mastering the art of managing commercial insurance costs doesn't have to be daunting. By integrating proactive measures such as tracking incidents , leveraging AI-based predictive analytics , and implementing robust risk mitigation strategies , you can significantly reduce your premiums and improve your bottom line. Are you ready to revolutionize your approach to commercial insurance ? TMT Insurance specializes in providing customized, data-driven solutions that empower you to take control of your insurance costs effectively. Partner with us to benefit from industry-leading expertise and innovative strategies that set you on the path to financial sustainability. Don't settle for traditional methods; elevate your insurance strategy with TMT Insurance today .…
As we conclude our comprehensive look at the essential benefits of Regular Home Maintenance , it's evident that a well-maintained home is more than just a point of pride—it's a financial asset and a cornerstone of a fulfilling life. However, even the best-maintained homes are not immune to unforeseen events. For that extra layer of protection, consider exploring home insurance options with TMT Insurance . Our tailored policies offer the safety net you need to face life's uncertainties with confidence. After all, a well-maintained home deserves the best protection. Secure your peace of mind along with your investment today with TMT Insurance.…
If the Medicare Appeals process seems like a maze, TMT Insurance is here to be your guide. With our specialized knowledge in Medicare solutions , we empower you to take control of your healthcare decisions, clearing the fog around complex policies and procedures. Our commitment to achieving higher and faster growth in customer satisfaction mirrors our belief in a win-win growth strategy. We understand that your healthcare is not just another policy but a critical aspect of your well-being.…
Incorporating these five pillars into your lifestyle is a transformative journey to stay healthy and optimize your financial future. As you take these essential steps towards well-being, don't overlook the importance of having a robust health insurance plan that aligns with your health-conscious lifestyle. TMT Insurance specializes in offering tailored insurance solutions that not only provide comprehensive coverage but also incentivize healthy living. Make the smart choice today by investing in a TMT Insurance plan, and experience the peace of mind that comes with knowing you're protected, while also enjoying potential savings on your premiums.…
Mastering Your Medicare Summary Notice: Unlock the secrets to understanding what an MSN is, why reviewing it is crucial, and how to interpret Parts A and B. Discover actionable steps to take upon receiving your MSN and the essentials of record-keeping and privacy to manage your healthcare responsibly.…
Throughout this comprehensive guide, we've discussed the importance of annual health check-ups , who should make them a priority, the invaluable benefits they offer, and what to expect at different life stages. Taking charge of your health is a lifelong commitment, and annual health check-ups are a cornerstone of this endeavor. But what complements this proactive approach to healthcare? The answer is robust health insurance coverage. At TMT Insurance, we understand the nuances of healthcare needs at every life stage. Our customizable health insurance plans are designed to give you peace of mind, knowing you're covered should any medical issue arise. Investing in a TMT Insurance health policy can be the perfect partner to your annual health check-ups , offering a safety net that lets you focus on what's most important: living your healthiest life.…
Navigate the complexities of the Obamacare Open Enrollment period for 2024 with our comprehensive guide. Learn about the Key Dates to mark on your calendar, the Platforms for Enrollment to secure your coverage, State-Specific Deadlines and Extensions that could impact your choices, Enrollment Options and Special Conditions for tailored selections, and the Types of Coverage and Cost Assistance to maximize your benefits. Make informed decisions to secure the best health coverage that suits your needs during this critical enrollment period.…
From its foundational principles to its practical implications, the Affordable Care Act (ACA) remains a pivotal framework in the U.S. healthcare landscape. We've explored its basic overview, dived deep into its insightful details, and dissected its principal elements. Additionally, we've balanced the conversation by weighing its advantages and disadvantages and rounded off with the most recent modifications to the law. Whether you're an individual seeking coverage or a professional navigating healthcare policies, this comprehensive guide offers a 360-degree view of the ACA, helping you make informed decisions.…
When it comes to insurance, especially renters insurance , the question of renewal is often at the forefront of tenants' minds. The necessity to renew renters insurance is not just a formality; it's an essential step in maintaining continuous protection for your belongings and meeting lease requirements. Are you thinking about making the leap from renting to owning? If so, it's time to consider homeowners insurance, a critical step in protecting your most significant investment. TMT Insurance offers comprehensive homeowners insurance policies tailored to your unique needs, providing you with the peace of mind you deserve. Why choose TMT Insurance for your homeowners insurance? We bring the same level of dedication, flexibility, and customer-centric approach that you've appreciated in our renters insurance policies. Our homeowners insurance options are robust, competitively priced, and designed to give you comprehensive coverage that grows with you. Get ahead of the curve and explore homeowners insurance options with TMT Insurance today. Because the best way to protect tomorrow is to prepare today.…
It's crucial to remember that even the most diligent maintenance can't entirely eliminate the risk of unforeseen home issues. Whether it's a leaky roof after a heavy spring rain or an HVAC system that suddenly gives out, unexpected events can wreak havoc on your home and finances. That's where TMT Insurance comes in. Our homeowners insurance policies provide the peace of mind you deserve, covering a wide array of potential home-related incidents. Why leave anything to chance? Ensure your home is not just well-maintained but also well-protected with TMT Insurance. Contact us today to find a policy that’s right for you.…
Medicare Changes for 2023 aimed at making healthcare more accessible, affordable, and comprehensive for beneficiaries. From Financial Benefits like lower Part B premiums and reduced annual deductibles to the expansion of Medicare Advantage (MA) plans, these changes offer immediate financial relief. The rising Part A Costs are balanced by groundbreaking shifts in Prescription Costs , including capped insulin copays and free vaccines. A renewed focus on Behavioral Health integrates mental healthcare into primary care, while advancements in Telehealth offer more permanent and flexible healthcare access. A significant step is also taken in Access to Dental Care , covering "medically necessary" dental services for the first time. Simplified Enrollment processes aim to remove barriers to coverage, and new Price Controls on pharmaceuticals are introduced to curb runaway drug costs. Overall, the changes signify a monumental step towards a more equitable and sustainable healthcare system. Stay informed to make the most of these new benefits.…
Selecting the right Small Business Insurance involves a multi-faceted approach that goes beyond merely comparing premiums. From understanding the specific type of insurance needed based on your business risks, to navigating complex legal and regulatory requirements , the choices you make are crucial. Additionally, while budget is a concern, emphasizing coverage over price can save you from costly gaps in protection. Being aware of what triggers a premium increase allows for better financial planning, and carefully choosing your deductibles directly impacts your out-of-pocket expenses during a claim. By paying attention to these five key factors, you ensure a robust, compliant, and cost-effective insurance strategy for your business.…
Making the most of your Health Insurance Plan involves a multi-faceted approach, from choosing the right coverage and add-ons to utilizing wellness programs and understanding tax benefits. But the first step in optimizing your healthcare coverage is selecting a trusted provider. At TMT Insurance, we offer a range of flexible and comprehensive Health Insurance Plans designed to meet your unique needs. Don't just get insured—get the right insurance with TMT Insurance.…
When it comes to insuring your home, many homeowners are surprised when the topic of a Home Inspection for Insurance comes up. This is a crucial aspect of the home insurance process and is different from the inspections you might have done when purchasing your home. So, what should you expect from a home insurance inspection? Let's delve into the details.…
Navigating the world of Medicare can be confusing, especially when it comes to understanding when you can change your Medicare plan . Whether you’re new to Medicare Advantage or you’re considering a switch for better benefits, knowing the right time to make a move is crucial. In this blog post, we’ll explore the key enrollment periods and rules that dictate when you can change your Medicare Advantage plan.…
Navigating the world of health insurance can feel like walking through a maze. With terms like "Network Provider," "Premium," "Deductible," and "Referral" popping up in your policy, the journey can be overwhelming. Add to that the considerations for "Open Enrollment," "Out-of-Pocket" expenses, and the role of your "Primary Care Physician," and it’s easy to feel lost. Whether you're looking at "Participating" and "Nonparticipating Providers," puzzling over "Preauthorization" versus "Precertification," or wondering about "Renewal" options, understanding health insurance terms is crucial. This ultimate guide aims to demystify 60 critical terms from "Allowable Charge" to "Specialist," helping you make sense of everything from "Nursing Home" coverage to "Reimbursement" policies. Get ready to become an empowered consumer, fully equipped to make the best decisions for your healthcare needs.…
Choosing the best commercial insurance is a multi-faceted process that requires thoughtful consideration. From understanding scalability and assessing cost per employee to evaluating comprehensive coverage, it's crucial to be well-informed. Moreover, fulfilling legal requirements and acknowledging industry-specific risks are key steps. A successful strategy involves thorough market research, obtaining multiple quotes, and going beyond basic liability coverage to meet your unique business needs. This comprehensive approach, reviewed annually, ensures that your business is not only compliant but also optimally protected for the long haul.…
Winter's beauty should not be marred by the unexpected hazards that it often brings to homeowners. By taking preventive measures and understanding the ins and outs of Winter Home Insurance Claims, you can enjoy the season with peace of mind. If you're looking for a comprehensive home insurance policy that has you covered during winter and beyond, consider TMT Insurance. With our tailored insurance solutions, rest assured that you'll be well-equipped to face any seasonal challenges that come your way. Secure your home and your peace of mind this winter with TMT Insurance.…
As you navigate the Medicare Enrollment Process, remember that the right plan can make all the difference in your healthcare journey. If you're seeking personalized, trustworthy Medicare solutions , look no further than TMT Insurance. Our dedicated team specializes in crafting Medicare insurance plans that align with your needs and lifestyle. Choose TMT Insurance for a secure, comprehensive Medicare experience.…
Choosing the right health insurance plan is a critical decision that can significantly impact your financial health and well-being. While there are multiple factors to consider when selecting a plan, the first and perhaps most crucial step is to choose your health insurance marketplace . This step is pivotal because it determines the range of options available to you, and can influence the cost and coverage of your plan.…
In our comprehensive guide on what to look for in a Renters Insurance Policy, we delve into five critical aspects you need to consider. Starting with Understanding Your Renters Insurance Policy , we help you grasp the basics and types of coverages available. Next, we explore the Annual and Monthly Cost of Renters Insurance , highlighting the factors that influence your premiums. Our third section, Coverage Details of a Renters Insurance Plan , outlines both standard and optional coverages you should be aware of. Following this, we discuss What Isn't Included in Renters Insurance to help you understand common exclusions and limitations. Finally, we offer Strategies for Reducing Renters Insurance Premiums , providing valuable tips on how to make your policy more affordable without sacrificing essential coverage. This guide aims to equip you with the knowledge you need to make an informed decision on the best Renters Insurance Policy for your needs.…
Effective Fall Home Maintenance is about more than just fixing things—it's a comprehensive approach that involves planning, budgeting, and proactive care. And while you're taking steps to protect your home, why not consider an extra layer of security? TMT Insurance offers homeowners insurance that's tailored to your needs, providing peace of mind for every season. After all, a well-maintained home is a well-protected home. Discover how TMT Insurance can be a part of your comprehensive home care strategy today.…
Making an informed decision about your Medicare Plan involves a multi-faceted approach. From reviewing changes in benefits and costs to gauging your overall satisfaction, each aspect plays a critical role in your healthcare journey. If you're looking for a Medicare Plan that provides comprehensive coverage, exceptional customer service, and financial peace of mind, consider exploring options with TMT Insurance. Our plans are designed to meet diverse healthcare needs while offering the personalized attention you deserve.…
Choosing the right Health Insurance Plan is more than just a financial decision; it's a commitment to your well-being and a safeguard for your future. With the plethora of options available, making an informed choice can feel overwhelming. That's why at TMT Insurance, we're committed to helping you navigate through Employer-Sponsored, Individual, and Government-Sponsored Health Coverage options to find a plan that best suits your unique needs. Secure your future with TMT Insurance, where quality healthcare meets financial peace of mind. Take the first step today—because your health and well-being are investments that can't wait.…
In today's digital age, understanding what a data breach is has never been more crucial for businesses. With an increasing amount of sensitive data being stored online, the risk of unauthorized access and data leaks has become a significant concern for companies across various industries. One essential layer of protection that businesses can invest in is Data Breach Coverage as part of their commercial insurance policies. In this article, we'll delve into the critical aspects that make data breach coverage an indispensable asset in your risk management strategy.…
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