Central PA Real Estate Podcast With Dave Hooke podcast

Central PA Real Estate Podcast with Dave Hooke

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A tartalmat a Dave Hooke biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Dave Hooke vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.

Threshold

1
Hark | 8 | The Queen's English 30:00

19 napja30:00

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Listák

Tetszik

Kedvelt

30:00

Living together in a group is a strategy many animals use to survive and thrive. And a big part of what makes that living situation successful is listening. In this episode, we explore the collaborative world of the naked mole-rat. Threshold is nonprofit, listener-supported, and independently produced. You can support Threshold by donating today . To stay connected, sign up for our newsletter . Operation frog sound! Send us your frog sounds for an upcoming episode. We want you to go out, listen for frogs and toads, and record them. Just find someone croaking, and hit record on your phone. It doesn’t matter if there’s background noise. It doesn’t even matter if you’re not sure whether or not you’re hearing an amphibian—if you think you are, we would love to get a recording from you. Please also say your name and where you are in the world, and then email the recording to us at outreach@thresholdpodcast.org…

Central PA Real Estate Podcast with Dave Hooke

Megosztás

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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Dave Hooke Team LLC - your professional Real Estate Agents.

136 epizódok

Central PA Real Estate Podcast with Dave Hooke

updated körülbelül egy éve

Megosztás

Feed

If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from The Dave Hooke Team LLC - your professional Real Estate Agents.

136 epizódok

Minden epizód

Central PA Real Estate Podcast with Dave Hooke

1
What's The Latest Mortgage Trend In Real Estate?

35 weeks

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Recent Mortgage Trends: Stability and Consumer Confidence in the Real Estate Market Over the past couple of years, we’ve seen some of the most volatile mortgage trends in U.S. history, reminiscent of the fluctuations we saw back in the 1980s. About a year to a year and a half ago, we experienced a series of rapid rate adjustments. The cost to borrow money for a 30-year mortgage saw some of the highest rate changes in the shortest time span ever recorded in the history of our country. However, I’m pleased to report that today’s market environment is much more stable. Over the last several months, we haven’t seen any dramatic shifts in mortgage rates, and no significant changes are expected on the horizon. This stability is excellent news for both home buyers and sellers. A year ago, many buyers were hesitant to make a move due to the uncertainty—wondering if mortgage rates would spike or drop week to week. This created a lot of anxiety and fear in the market. “This stability is excellent news for both home buyers and sellers.” But now, as we’ve moved into a more predictable environment, consumer confidence has rebounded significantly. Those same buyers who were cautious last year are now re-entering the market, buoyed by the ongoing increase in home values and a renewed confidence in the stability of the mortgage market. If you have any questions about current mortgage trends or are considering buying or selling a home, I’d be happy to assist. Whether you’re looking for a free home value estimate or a buyer consultation, we’re here to help. We’re currently conducting 10 to 12 buyer consultations every week, and there’s no charge or obligation. Feel free to reach out to us at Support@DaveHookeTeam.com, and we’ll get you pointed in the right direction. Check out our Facebook page for more updates: Facebook.com/DaveHookeTeam…

Central PA Real Estate Podcast with Dave Hooke

1
Why IMA Medical Supply Is So Incredible

3 years

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IMA Medical Supply is here to fill all your medical equipment needs. Today, as part of our Brand Ambassador program, we’re highlighting an incredible local business, IMA Medical Supply. It’s owned and operated by Richard Gobin, a 50-year community leader and role model for me. They offer special products and services that you can’t find anywhere else. In Richard’s own words, if you or a loved one has a medical condition or recently had surgery, IMA provides anything they can to make your life easier. That includes medical supplies, medical services, durable equipment, and more. They’re located just off Sprint Drive. You can come in and grab things like canes, rollators, wheelchairs, lift chairs, hospital beds, etc. The No. 1 thing they get asked is if they provide service and maintenance for medical equipment. The answer is yes. You can take your medical equipment into the store, or they can send a tech out to your home to help you there. If you’re recently impaired, there are two easy ways to get in touch with Richard: call 717-323-8240 or visit the IMA website. If you have any real estate questions, reach out to my team and me at 717-216-0860 or dave@davehooketeam.com. We’d love to help you.…

Central PA Real Estate Podcast with Dave Hooke

1
How Bob and Tam Serve Our Community

3 years

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I speak with local business owners Bob and Tam of Serafin Family Dentistry. Today I’m pleased to be speaking with some of my favorite local business owners: Bob and Tam from Serafin Family Dentistry. If you don’t know about them, they aren’t like your typical dentist’s office. We’ll discuss their business, what they do for their community, and more. Let’s get into it! So guys, can you remind everyone what you do at Serafin Family Dentistry? We’re a husband and wife dental practice and your friendly local dentists. We see everyone from little kids to seniors, and our goal is to comprehensively serve our patients. You guys have been working with me for a while, and I couldn’t be happier with your service. What’s the No. 1 question you are asked by your customers? The most common question we receive is about how we participate with different insurances. We try our best to get our customers the benefits they need, but as insurances change over time, we’ve adapted by creating an in-house benefit program that makes it much easier to work directly with us. “Bob and Tam truly care about their customers’ needs. ” That’s awesome; I’m sure a lot of people will appreciate that. Looking forward to the next couple of years, what are you guys most excited about? We want to focus on prevention and teach our customers simple things they can do to prevent bigger issues down the road. Major dental problems can be painful and costly, so it’s better to nip things in the bud. If someone hasn’t been to the dentist in a while, what’s the best way for them to reach you? During office hours, the best way to get in contact with us is to give us a call at 717-243-3335. This way, a live person can talk through your concerns and answer your questions. However, you can always visit our website, serafinfamilydentistry.com, if you want to set up an appointment or have your questions answered. Finally, I want to thank you guys both so much. My entire family, most of my real estate team, and a good chunk of our clients work with you, and we all feel how much you care about your customers’ needs. We all look forward to working with you in the future! If you have questions about anything real estate related, please call 717-216-0860 or email dave@davehooketeam.com. I look forward to hearing from you!…

Central PA Real Estate Podcast with Dave Hooke

1
Why Should You Downsize?

3 years

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Three of the main benefits you’ll see from choosing to downsize. What are the three benefits of downsizing? I want to answer this question because so many Americans are at a point in their lives where they’re looking to downsize. I have family members who are primed to downsize, and I think these three things would benefit them as well: 1. More money. They can take advantage of the equity they’ve built up in their homes and have less to take care of, which equates to more money at the end of the year. 2. More time. This is the most common reason for downsizing that I hear about. People want more time to visit family and travel. Doing things they’ve always wanted to do is easier when they have a smaller home and less to maintain. 3. Increased efficiency. You can make your carbon footprint smaller and decrease utility bills. A smaller, more efficient home is a great reason to think about downsizing. If you have any questions or want a free copy of our downsizing docket, call me at 717-216-0860 or email dave@davehooketeam.com. I look forward to hearing from you.…

Central PA Real Estate Podcast with Dave Hooke

1
How Buyers Can Choose the Right Agent

3 years

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The simple process by which you can choose the best buyer’s agent. So you’re buying a home; how do you choose a real estate agent? Many buyers begin the process by looking at real estate websites and saving properties they like without taking the proper steps first. You need to start the process by choosing a great agent because you’re entitled to that in Pennsylvania, and they’ll ensure your success throughout the transaction. Start by interviewing more than one buyer’s agent, and ask each one for a written strategy detailing how they’re going to serve you. Then ask for their proven track record of experience in real estate sales and a couple of references they’ve worked with that you can call. Doing those things will make you more confident in your choice of agent. If you want a detailed copy of the steps mentioned above or a copy of our VIP home-buying strategy, just type “home-buying strategy” in the comments below or private message us the same thing. We’ll follow up, send you a copy, and tell you all about it. Of course, if you have any other real estate questions or needs, call us at (717) 216-0860 or email dave@davehooketeam.com. We would love to help you.…

Central PA Real Estate Podcast with Dave Hooke

1
Business Spotlight: Black’s Water Conditioning

3 years

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Spotlighting a great water quality business, Black’s Water Conditioning. In today’s Brand Ambassador video, I sat down with Jason Black of Black’s Water Conditioning to learn more about what services his business offers. When it comes to issues of water quality, whether those be about hard water, iron levels, or the pH balance, Black’s Water Conditioning is the place to call. The most common issue that Black’s deals with here in the Cumberland Valley is hard water; they can provide water softeners to reduce the amount of soap, scum, and other residues that can build up in your pipes over time. Beyond that, they provide UV light tests to see if the water you’re consuming has harmful bacteria in it. That’s especially important if you’re using well water. “Black’s Water Conditioning is the company to call if you have issues with water quality.” Black’s Water Conditioning also offers free consultations where an expert can come out to your home and do tests to determine what issues are present and how to solve them. If the issue requires lab testing, they work with a couple of excellent facilities that can do the necessary tests to find out what’s happening. If you need water conditioning services or would like to schedule a consultation, give Black’s Water Conditioning a call at (717) 486-5033 or visit blackswater.com. If you know of any local, family-owned businesses in Central Pennsylvania that deserve to shine under our business spotlight, don’t hesitate to give us a call at (717) 216-0860 or send us an email at dave@davehooketeam.com. We’d love to hear about them.…

Central PA Real Estate Podcast with Dave Hooke

1
What Sets the Tuckey Companies Apart?

3 years

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Shining my Business Spotlight on the Tuckey Companies and all they do. Today I’m so excited to sit down with Matt and Nathan Tuckey from the Tuckey Companies, a multigenerational, family-owned local business. They do many different things, so for today’s Business Spotlight, I thought it would be good to have a conversation with them to learn more about their services and how they’ve impacted the community. The Tuckey Companies is actually a family of three different companies: Tuckey Mechanical Services, Tuckey Restoration, and Tuckey Metal Fabrication. They all operate with a shared focus on serving their neighbors and neighborhoods and have done so since 1986. “Whether it’s commercial or residential, if you have an issue with your property, just give Tuckey a call.” They offer a wide scope of services, but they have deep roots in the construction industry. If it’s not something that they’re uniquely positioned to do, they can also act as a resource to connect you with someone who can. Whether it’s commercial or residential, if you have an issue with your property, just give Tuckey a call—I’ve found that 99% of the time, they can help in some way. Though the past year has been challenging, they’ve worked hard to assemble a locally-focused team that is proud to serve the south-central Pennsylvania area. In the coming year, they’re excited to implement some new back-end systems that will enhance their customers’ experiences by streamlining the clarity of their communication. Systems are something I’m passionate about—if you’re willing to invest resources, time, and money into great systems, you can enrich your client relationships and keep them better informed than you would otherwise. If you need to contact the Tuckey Companies, give them a call anytime at (717) 249-3733 or visit their website at www.Tuckey.com. As it’s almost springtime, it’s a great time to get your air conditioning units serviced; if you call them to schedule an appointment within the next few months and mention that you saw this video, you’ll be given 25% off your first preventative maintenance visit for 2022. As always, if you have questions for my team about anything real-estate related, please call us at 717-216-0860 or email at Dave@davehooketeam.com. We look forward to hearing from you.…

Central PA Real Estate Podcast with Dave Hooke

1
Tax Season 2022 Tips With Cohick & Associates

3 years

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This Brand Ambassador is the perfect guest for tax season. It’s tax season! If you’ve been stressing about filing your return on time or if there are any extra pandemic-related tax forms you need to fill out, I’m back once again to highlight another awesome Brand Ambassador who can help. Today we’re with Chris Farrandas at Cohick & Associates to answer the No. 1 question he’s been hearing from his clients lately: “What do I need in regards to my stimulus or child tax credit so that my return is recorded properly?” “Cohick & Associates is one of the best organizations with which we work.” In the spring of 2021, there was a letter mailed out by the IRS with form 144c. That form would be super helpful to bring to your tax accountant this year to ensure your stimulus is recorded properly. Additionally, if you have children, there’s a letter called 6419, which would ensure the advanced child tax credit is calculated properly on your return. Cohick & Associates is a small accounting and tax office that handles bookkeeping, payroll, and tax services for individuals and small businesses. They’re excited to kick tax season off and make it through April 18 before a nice, relaxing summer. They’ve given us great tax advice, prepared our payroll, helped many of our clients, and are one of the best organizations that we work with. If you have any tax-related questions or needs they can assist with, don’t hesitate to reach out via phone at 717-249-5321 or on their website at cohickassociates.com. They would love to help. If you have any real estate-related questions for me, don’t hesitate to reach out via phone 717-216-0860 or email at Dave@DaveHookeTeam.com. I look forward to hearing from you soon.…

Central PA Real Estate Podcast with Dave Hooke

1
How To Tell Which Price Range Is Best for You

3 years

—

Four things that can help you determine how much house you can afford. How much home can you afford? A lot of people ask us what their purchase price should be, and to answer that, you really have to go over four specific things: 1. Credit. Your credit will determine the interest rate that your lender gives you, and the interest rate determines your monthly payment. The first thing to do is talk to a trusted lender about your credit. 2. Down payment. If you have a lot of money saved up to put down, your loan will be smaller, which means you can afford more. If not, you’ll have to finance more, and it may affect your buying power. 3. Debt-to-income ratio. This is the amount of debt you have divided by your income. Your lender uses this to determine your affordability, and most of them will want to be below a 40% to 42% debt-to-income ratio. “Just because you’re approved up to a 42% debt-to-income ratio doesn’t mean you should take advantage of that.” That means that they want all of your debt plus your projected monthly mortgage payment to be less than 40% of your income. If it does exceed that point, they won’t approve you for a loan. Your pre-approval will be for a price that would put you at the 40% mark, but personally, I prefer to stay below that amount because it feels like it stretches people too far. 4. Payment and financial plan. Just because you’re approved up to a 42% debt-to-income ratio doesn’t mean you should take advantage of that. In the 80s, a lot of people said you should only go up to a 25% ratio so that you have more money to do what matters to you. That more expensive house might seem new and shiny for the first few months, but after that it just feels like more space to clean. If you have any questions about these four things or real estate in general, call us at (717) 216-0860 or email us at Dave@DaveHookeTeam.com. We would love to have a conversation and give you the guidance you need to make a great decision.…

Central PA Real Estate Podcast with Dave Hooke

1
5 Closing Costs All Home Sellers Should Know

3 years

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Five closing costs that every seller should factor into their costs. There’s nothing worse than selling and buying something and paying more than you thought you would due to hidden fees you weren’t aware of beforehand. Here are five closing costs that every seller should be factoring into their situation so that they aren’t surprised at the closing table: 1. Transfer tax 2. Deed preparation 3. Property tax certification 4. Mortgage payoff 5. Inspection repair requirements All of these costs can add up, especially if you don’t factor them in beforehand. We explain all of these costs to our home-selling clients before beginning the process. If you want to learn more about how much these costs will run you, just type “learn more” in the comments below or private message me the same phrase. With any other questions, call (717) 216-0860 or email dave@davehooketeam.com. I’m happy to help.…

Central PA Real Estate Podcast with Dave Hooke

1
The 7 Habits of Highly Effective Homebuyers

3 years

—

Here’s my list of the seven habits of highly effective homebuyers. What are the seven habits of highly effective homebuyers? My favorite book is “The 7 Habits of Highly Effective People” by Stephen Covey, so we wanted to take that format and apply it to your home-buying process. Let’s get into it: 1. Get pre-qualified. It will give you financial peace of mind and make sure you’re armed and dangerous when you make an offer. 2. Define your must-haves, like-to-haves, and don’t-wants. Be clear, write them down, and share the list with your Realtor. 3. Be realistic. If it’s a low-inventory market, you can’t make lowball offers. If it’s a high inventory market, you might have more leverage. Ask your agent to educate you so you can make the best offer for the market. “Make sure you have fun with the process.” 4. Be open and flexible. Even if you follow No. 2, you won’t get everything you want. You will need to make sacrifices 5. Understand the process. Ask your agent to walk you through everything. We have something called the Home-Purchase Pathway that we’d be happy to share with you whether you’re working with us or not. 6. Be responsible. Don’t make any huge purchases while you’re buying a home. It can delay your home purchase. 7. Have fun with it. Make sure you like and trust your agent, and have a good time! If you have any questions about these habits or anything else, call us at (717) 216-0860 or email us at Dave@DaveHookeTeam.com. We’d love to hear from you; no question is too silly.…

Central PA Real Estate Podcast with Dave Hooke

1
3 Quick Updates on the Bennington Community

3 years

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Here are three things to know about the brand-new Bennington development. Here are the three updates you need to know about the upcoming Bennington housing development with 134 brand-new homes: 1. The model home is completely finished. It’s ready for you to come in and design your dream home. Check it out at 0:35 in the video above. 2. CJ Longenecker is holding the model home open on a weekly basis. You and your family can stop by anytime from 11 a.m. to 5 p.m. on Thursday through Sunday or on Monday from 2 p.m. to 6 p.m. 3. This community is really busy. CJ and the team already sold 30% of the lot inventory in phase one. We’re fast approaching the next phase, so we don’t want you to miss out. Reach out to us today if you have any questions. VIP members get the latest updates and incentives for Bennington. Just fill out this form to get signed up. If you have any other questions for us in the meantime, don’t hesitate to reach out at dave@davehooketeam.com or (717) 216-0860. We look forward to hearing from you soon.…

Central PA Real Estate Podcast with Dave Hooke

1
I Want To Buy a Home, Where Do I Start?

3 years

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Here are the three steps to starting your home-buying process. “I want to buy a home, but where do I start?” Let’s answer this question because a lot of people start their home-buying process the wrong way. Many look at properties online and window shop without taking the right steps first. This could get you in a bit of a bind. Here are three steps you should take to start the home-buying process: Interview a few real estate agents. Ask the right questions and choose the correct one for you. Talk to a mortgage broker that you trust and get a pre-approval. This way, you’ll have financial peace of mind during the home-buying process. Start shopping for a home with your agent. If you want a free consultation with a lender, just comment “mortgage” below or private message me, and I’ll point you in the right direction. If you have any other questions, don’t hesitate to reach out to me at dave@davehooketeam.com or (717) 216-0860. I look forward to hearing from you.…

Central PA Real Estate Podcast with Dave Hooke

1
How To Choose the Right Listing Agent

3 years

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Here are three questions you should ask when you interview listing agents. So you want to sell your home; how do you choose a real estate agent? This is a crucial question I want to answer because there’s nothing worse than calling an agent, entering a binding contract with the brokerage, and then realizing two months later that it was the wrong choice. You could end up in a nightmare. There are three main questions you need to ask agents to stay informed and choose the right one for you: 1. What is your written marketing plan? Ensure the agent has something written down so they can show you how they’re going to sell your home. 2. What is your proven track record? Make sure they have something in writing that can tell you about their experience in selling homes. 3. Can I call three references that you’ve worked with? Hearing firsthand from their clients will give you a great idea of what it’s like to work with them. “There’s nothing worse than realizing you’ve hired the wrong agent.” If you check these three things with the agents you’re interviewing, you’ll have a better chance of hiring the right agent. We have a 15-point questionnaire that will guide you through all the questions to ask when hiring an agent. We give it to all of our clients before they choose us. We want them to be informed, and we want you to be as well. If you’re interested in the 15-point questionnaire, just type in “15-point questionnaire” in the comments below or private message me with that phrase, and we’ll send a copy over to you. If you have further questions about hiring an agent or anything else, call us at (717) 216-0860 or email dave@davehooketeam.com. We would love to help you.…

Central PA Real Estate Podcast with Dave Hooke

1
Conversing With Cal Yoder of Waymark Property Management

3 years

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Cal Yoder of Waymark Property Management joins me to discuss his business. In our Brand Ambassador videos, we like to talk with business owners in our community and share what they do for us all. Today Cal Yoder with Waymark Property Management is joining me again to share what the last year has been like for them and what they’re looking forward to in the future. Waymark Property Management is taking care of many of our clients’ property management needs, and thankfully they’re doing well despite the changes the pandemic has caused. The uncertainty they experienced at the beginning of the health crisis has settled, and they have a new routine to combat its effects. Most tenants continue to pay and are caught up on payments, so the fears about how that was going to impact their business have been alleviated. They’re grateful for their tenants, property owners, and business that they’ve been able to navigate it all. That’s a great indicator that our local economy isn’t doing too badly. “Waymark Property Management is taking care of many of our clients’ property management needs.” Waymark Property Management’s opportunities in Cumberland and Dauphin counties have grown 30% in the past year, and they believe they’ll continue to grow for the next several years. I’ve given them my properties to handle for me and provided them with plenty of referrals in the past year. They’ve always done an excellent job. If you have a property (or know someone who does) and want a free consultation with Waymark Property Management about what they can do for you, check out their website. You can also call Cal at (717) 413-0744. They’ll follow up and take good care of you. If you ever have any questions or real estate needs, call us at (717) 216-0860 or email dave@davehooketeam.com. We would love to help you.…

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