Northern Texas Real Estate Podcast With Anastasia Riley podcast

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A tartalmat a Anastasia Riley biztosítja. Az összes podcast-tartalmat, beleértve az epizódokat, grafikákat és podcast-leírásokat, közvetlenül a Anastasia Riley vagy a podcast platform partnere tölti fel és biztosítja. Ha úgy gondolja, hogy valaki az Ön engedélye nélkül használja fel a szerzői joggal védett művét, kövesse az itt leírt folyamatot https://hu.player.fm/legal.

<div class="span index">1</div> <span><a class="" data-remote="true" data-type="html" href="/series/the-agile-brand-with-greg-kihlstromr">The Agile Brand with Greg Kihlström®</a></span>

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The Agile Brand with Greg Kihlström®

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Stay curious. Stay agile. Marketing technology, AI, and CX insights from top brands and martech platforms fill every episode, focusing on what leaders need to know to build customer lifetime value and long-term business value. The Agile Brand with Greg Kihlström® features executives and thought leaders from top brands and platforms discussing the trends driving the industry forward, like first-party data strategies, artificial intelligence, consumer data privacy, omnichannel customer experience, and more. The Agile Brand is hosted by Greg Kihlström, advisor and consultant to leading brands, speaker, entrepreneur, and best-selling author. It provides a fresh perspective on the continually evolving dynamic between brands and the audiences they serve.

Northern Texas Real Estate Podcast with Anastasia Riley

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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Anastasia Riley - your professional Ebby Halliday Real Estate Agents.

24 epizódok

#Real #Estate #Top #Local #Find #Texas #Home #Selling #Tips #Process #Property #Search #Anastasia Riley #News #Video #Sales #Agent #House #Buy #Finders

Northern Texas Real Estate Podcast with Anastasia Riley

updated 4 éve

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If you are looking to buy or sell a home, get all the information and the latest updates, tips, and tricks from Anastasia Riley - your professional Ebby Halliday Real Estate Agents.

24 epizódok

#Real #Estate #Top #Local #Find #Texas #Home #Selling #Tips #Process #Property #Search #Anastasia Riley #News #Video #Sales #Agent #House #Buy #Finders

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Northern Texas Real Estate Podcast with Anastasia Riley

1
I’ve Officially Joined With Coldwell Banker Realty

4 years

Lejátszás később

Listák

Tetszik

Kedvelt

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Today I have an exciting announcement about my future, which involves a story from my past. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale I proudly joined Ebby Halliday Realtors almost 10 years ago. Back then, I was a brand-new agent and I didn’t know much, but I knew that Ebby Halliday had a stellar reputation in the community. I went to a local Ebby Halliday office for an interview and told the manager that I was a new agent, I didn’t know a single soul in the area, and that English isn’t my native language, but also that I’m willing to work hard and do whatever it takes to become the No. 1 agent. She said that she was glad to see me join the team, but she also warned me that almost 90% of new agents don’t make it to their second year—it might not be a bad idea for me to have a plan B in place. Little did she know that real estate was already my plan B at the time (and plan C or D, if I’m being honest). Shortly after, I purchased a home, and it made more sense for me to move to the Frisco office, which is where I met Terri Macaluso, who was managing that office. I told her the same thing I told the manager with whom I'd initially interviewed. I’m so thrilled to announce that I’m joining my former manager Terri Macaluso at Coldwell Banker Realty. ” She simply told me, “Well let’s get to work then.” It was under Terri’s leadership, management, and mentorship that my dream of becoming the No. 1 agent came true. I still remember that year’s award ceremony. Terri kept it a surprise from me; I remember she had a huge grin on her face, and it seemed like she was more excited for me to get the award than I was! That’s why I’m so thrilled to announce that I’m joining my former manager Terri Macaluso, who also happens to be one of my biggest cheerleaders here at my new home, Coldwell Banker. The tools and support they have here are truly unmatched , and I can’t wait to give you an update on my experience in a future post. I also want to give my love, honor, and respect to Ebby Halliday Realtors and thank them from the bottom of my heart for being my home and my family for almost a decade. I will miss them all dearly. Additionally, I want to thank my friends and clients for your continued support, love, trust, and loyalty. I promise the only disruption and inconvenience you might have (if any) during this transitional period is memorizing my new email address, anastasia@cbrealty.com . My phone number is still the same, so if you have questions or need any help at all, please feel free to reach out to me! I’m looking forward to seeing what the future holds for us all. Featured Listings Available near you: 1 / 3 2160 Woodhaven Drive 2 / 3 1900 Tapadero Lane 3 / 3 1329 Melrose Drive var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

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The Pandemic’s Impact

5 years

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The current pandemic has changed everything. Today I’m explaining some of the ways the economy and businesses have been impacted. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale What a surreal time! We have never seen an event like the current pandemic in our lifetime. There has never been such a sudden economic halt as what we’re experiencing right now. This is the time for all of us to step up and be the best we can be. The majority of businesses are struggling; they’re only bringing in a small fraction of their usual revenue. To learn more about the coronavirus’s impact on the economy and business, watch my latest video above. Featured Listings Available near you: 1 / 3 2160 Woodhaven Drive 2 / 3 1900 Tapadero Lane 3 / 3 1329 Melrose Drive var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

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What to Do if an Appraisal Comes in Low

5 years

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Low appraisals can be meddlesome, but there are plenty of solutions to this common problem. Here’s what you can do. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale A very common question I hear from my clients is, “Does a home have to appraise at the contract price or the financed loan amount?” The short answer is the contract price, but here’s why : When financing a home purchase, a lender must ensure that they don’t finance more than a home is worth. The lender will typically require the buyer to contribute a small amount to the transaction, commonly referred to as a down payment, to help safeguard against risk. The financed price, or maximum amount the lender can loan you, is usually expressed in loan-to-value ratio. For example, an 80% loan-to-value ratio product will require a 20% down payment. A 90% loan-to-value ratio will require a 10% down payment. A common problem occurs when an appraisal value is less than a contract price. For example, if a buyer agrees to pay $260,000 for a home and the appraisal comes back at $250,000, the loan will only cover 95% of the appraised value of $250,000, or $237,500. To complete the purchase, the buyer would need a down payment of $22,500 instead of the originally planned $13,000. You could just ask the seller to reduce their sale price. ” Basically, a low appraisal number has the ultimate result of requiring a higher down payment from the buyer. Of course, the buyer may not be willing or able to come up with that difference. In that case, they do have the option of walking away from the contract due to the appraisal contingency. There are also different ways to overcome a low appraisal. You could ask the seller to reduce the sale price to reflect the appraised value, or you could negotiate somewhere in the middle. If you have questions about this topic or anything else related to real estate, I’d love to be your resource. Just reach out via phone or email today. Featured Listings Available near you: 1 / 3 2160 Woodhaven Drive 2 / 3 1900 Tapadero Lane 3 / 3 1329 Melrose Drive var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

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What to Do When You Receive a Lowball Offer

5 years

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If someone writes you a lowball offer for your home, how should you handle it? Today I’ll give you my advice. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale I know that getting a lowball offer for your home feels painful, frustrating, discouraging, and even offensive. I also know all the terrible—yet justifiable—things that you’d like me to pass onto the buyer who wrote you such a low and insulting offer. It’s very common for both sellers and their listing agents to get so wrapped up in their righteous indignation after receiving a lowball offer that they refuse all communication from the offender. However, the only winner here is ego-gratification, which has a monetary value of precisely zero. Today, I’ll give you a few suggestions for how to respond to lowball offers other than letting your anger get the best of you. I primarily encourage you to always be gracious and to respond with a counteroffer. The fact that someone liked your home enough to take the time to write an official offer on it is already a promising start. There might be various reasons why some buyers choose to send a low offer. Some simply want to test your willingness to negotiate—some sellers have been known to accept discounted offers for strictly personal reasons. Other buyers might send a low offer because they feel that your home is overpriced; if you’ve recently upgraded your home, the buyer might send a lower offer because they think the asking price was meant to compensate for the costs of those projects. There might be various reasons why some buyers choose to send a low offer. ” It’s not their job to know the value of your home. Most buyers don’t sit and study the market like we agents do when we appraise a for-sale home. It’s our job as agents and sellers to educate buyers on home values. After all, negotiation is how selling a home works, and to tell you the truth, negotiating an offer is the most fun we have in our workday as Realtors. If you are looking for a strong negotiator on your side as you sell your home, or if you have any real estate questions, feel free to reach out to me. Let’s talk. Featured Listings Available near you: 1 / 3 1224 Honeywood Lane 2 / 3 9117 Cranston Court 3 / 3 578 Langdon Street var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

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What I Learned from “Willpower Doesn’t Work”

5 years

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I just finished Benjamin Hardy’s “Willpower Doesn’t Work,” and I think it had a message that can apply to all our lives. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale In Benjamin Hardy’s “Willpower Doesn’t Work,” the author suggests that it is ultimately our environment that shapes us, and therefore, the most effective way to make desired changes in your life is by consciously designing and altering your surroundings. Willpower constitutes “white-knuckling” our way toward change, while dictating and enriching our environments means that accomplishment becomes automatic, rather than an effort. The author makes an interesting point that Will Durant’s historical record of the world, “The Story of Civilization” uncovered a secret about some of the greatest people known. They discovered most of them were average people that chose to take a stand. It appears that demanding situations created the need for greatness , and therefore, history was not shaped by great men, but by demanding situations instead. According to Hardy, for us to do our best work and live our best life, we need to put ourselves into a high-stress, peak-performance mode, followed by a high recovery period. The author recommends starting with journaling and visualization each morning at a place outside of your normal environment where you can align yourself with your aspirations before all the world’s distractions consume you. Do what you can to leap into a demanding situation where the stakes are high, and let it shape you. ” The more choices you have, the fewer decisions you make. So, eliminate some of your options— remove everything that conflicts with your decisions. Keep your closet down to between five and seven outfits to choose between. Get rid of junk food from the house. If you want to spend better quality, uninterrupted time with family, leave your phone in the car when you get home. Unplug your laptop so you that only have a certain amount of time before the power runs out. Create a self-imposed pressure to do what you need to. The author says that sometimes, carrying a heavy load gives us the traction we need to move forward in life. Outsource your motivation to high-pressure environments by competing at a skill level higher than your current one and by seeking out transformational relationships , even if it means you have to pay handsomely to a high-power mentor. Essentially, do what you can to leap into a demanding situation where the stakes are high, and let it shape you. If these messages resonate with you, I encourage you to grab a copy of Benjamin Hardy’s “Willpower Doesn’t Work.” In the meantime, don’t hesitate to reach out to us for any questions you have. We’d be glad to hear from you. Featured Listings Available near you: 1 / 3 9117 Cranston Court 2 / 3 8600 Whitehead St 3 / 3 1400 Sunswept Ter var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
What Are Rollback Taxes?

5 years

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Today I’m discussing what you need to know about rollback taxes. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale Today’s topic is what you should know about rollback taxes when purchasing an Ag exempt (agricultural exempt) property. Recently I’ve had an uncommonly high number of calls from buyers wanting to purchase land. I myself live on an acreage and absolutely love the lifestyle and highly recommend the experience. Having an Ag exempt status allows you substantial tax savings. The agricultural exemption is actually not an exemption per se; it is property eligibility for a special appraisal method where you are being taxed not on the market value of the land but instead on this land’s agricultural productivity. Generally, a productivity value is much less than the fair market value, which significantly lowers your property taxes. However, what many buyers and real estate agents know is that if you change what you use your land for, you could be subject to rollback taxes. You could be accountable for three years of rollback taxes plus 5% interest. It used to be five years of rollback taxes and 7% interest up until September 1 of this year, so we got a small break. Rollback taxes are essentially the difference between the property being taxed and the normal market value rate. As you can imagine, it can add up to a massive amount of money. You’ll also have to pay rollback taxes if you subdivide your land. Having an Ag exempt status allows you substantial tax savings. ” Please make sure you work with a competent real estate agent to guide you through your land purchasing process. As always, if you or someone you know are looking to buy a piece of real estate in the Dallas-Fort Worth area, please allow me the opportunity to represent you. I promise I will take excellent care of you. Call or email me with any questions or for more information. Featured Listings Available near you: 1 / 3 14912 Gentry Dr 2 / 3 3019 Pitkin Dr 3 / 3 4813 Elkhart Dr var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
Explaining the Difference Between Foreclosures and Short Sales

5 years

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Do you know the difference between a foreclosure and a short sale? If not, find out right here. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale Today I’d like to demystify the difference between short sales and foreclosures. Before I do that, though, I’ve got a favor to ask: If you know of anyone who is looking to make a move before the end of the year, please refer them to me. I’d like to serve as many Northern Texas buyers and sellers as possible before the new year, and I would greatly appreciate your help in doing so. I’m on the verge of having my most productive year yet, and I need your help to make it happen. As always, thank you for your support. Now, let’s get back to our main topic. Thanks to today’s strong market conditions, the days of frequent short sales and foreclosures are over. However, these distressed sales do still happen from time to time, so understanding the difference between them is important. Therefore, allow me to define each of these processes for you now. A short sale is a transaction in which a homeowner who can no longer afford to keep their loan has been given permission by their lender to list the property and offer the sales proceeds as compensation for their outstanding debt. In this case, the net proceeds of the sale are “short” of what the homeowner owes, but are enough to avoid foreclosure. Though not ideal, short sales are a much less costly and time-consuming option than foreclosure, which would involve repossession of the home. Short sales also have a far less detrimental impact on one’s credit history than foreclosures do. Distressed sales do still happen from time to time, so understanding the difference between them is important. ” On that note, allow me to now shed some light on the second type of distressed sale on our list: foreclosures. Foreclosure is a process in which the bank takes ownership of the home after the homeowner has made it apparent that they are no longer able to afford their monthly payments. Unlike short sales, which offer homeowners some degree of control, foreclosures are initiated by the lender and cannot be opted in or out of. Most foreclosed homes have already been abandoned, but families who have not yet vacated the property will be evicted. Once the property is vacated, the bank will hold an auction in order to sell the home. In Texas, such auctions are held on the first Tuesday of every month on the courthouse steps. Homes sold this way are not priced according to market value, but rather according to how much was owed on them. This makes these properties an attractive option for investors and buyers looking to buy a home for cheap. The problem is that buyers are not given the option to do any due diligence on auctioned homes, making the purchase riskier than a typical real estate purchase. Hopefully, this has cleared things up for you. If you have any other questions or would like more information, feel free to give me a call or send me an email. I look forward to hearing from you soon. Featured Listings Available near you: 1 / 3 14912 Gentry Dr 2 / 3 3019 Pitkin Dr 3 / 3 4813 Elkhart Dr var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

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An Inside Look at What Brought Me to Texas (And to Real Estate)

5 years

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As you surely know, Texas is a very special place. That’s why, for today’s video, I’m sharing exactly why I chose to move here and start my real estate career. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale For today’s message, I’ve decided to share the story of what brought me to Texas. This story was first shared on a podcast, and now, I’d like to give all of you the chance to hear it too. 00:12 - How watching American movies during my childhood in Russia sparked my desire to immigrate 02:04 - Discussing my early travels through the United States and what first brought me to Texas 04:04 - Why I decided to settle in the Dallas area 05:37 - How my real estate career began 09:19 - The story behind my first real estate deal and my first couple of years in the industry 12:42 - Discussing how my career growth and personal growth have corresponded over time 17:13 - Wrapping up with some final advice As always, if you have any questions about anything related to real estate, feel free to give me a call or send me an email. I look forward to hearing from you soon. Featured Listings Available near you: 1 / 3 17092 FM 3486 2 / 3 6413 Kenwick Ave 3 / 3 601 Kentucky St var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
Should You Sell Your Home to an iBuyer?

5 years

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Is it a good idea to sell to an iBuyer? Here’s what you need to know. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale Essentially, iBuyers are companies that purchase homes directly from the owner. Their value proposition is pretty cool: They say they will pay you a fair market value for the house, you will get to skip the uncertainty and hassle of the traditional home-selling process (such as staging your home, allowing showings, worrying about inspection results and buyers’ financing contingencies, etc), and you get to pick your closing date! How awesome is that, right? But there is only one catch. The catch is that it will cost you! The company that is purchasing your home is in business for one reason only—to make profit. As a homeowner, you will always net much less money if you choose to sell your home to an iBuyer instead of listing it for sale with an agent. The question is: how much less? There are several big players on the market now—Opendoor, OfferPad, Perch, and now Zillow Instant Offers. None of these companies are really transparent with their fees and value estimation formula. However, since I have had the privilege to help a number of sellers who, at one time, were considering to accept one of these instant offers but decided to list and sell with me, I have some insight to share with you. You will always net much less money if you choose to sell your home to an iBuyer instead of listing it for sale with an agent. ” Based on my personal data, my calculations show that you will net an average of 11% less if you sell your home to an iBuyer. Let’s put it in dollar amounts to help you understand. If your home is worth $350,000, you will net somewhere around $38,500 less if you decide to sell it to an iBuyer instead of listing it with me. I personally think that it is a pretty high convenience fee, but you be the judge. My advice is this: If you are seriously considering to accept an offer from an Ibuyer, please give me an opportunity to offer an alternative. I can be pretty resourceful when it comes to accommodating your wants and preferences, and it’s my promise to you that I will always net you more money when all is said and done. All you have to do is reach out to me. I’d be glad to help you! Featured Listings Available near you: 1 / 3 14912 Gentry Dr 2 / 3 3019 Pitkin Dr 3 / 3 4813 Elkhart Dr var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
What You Need to Know About Living in a MUD or PID Community

5 years

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If you’re considering buying a home within a MUD or PID, here’s what you need to know about them. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale If you’ve been looking to buy a home in the Dallas-Fort Worth area, you’ve likely heard the terms MUD and PID a lot. They are both acronyms for organizations that raise funds to pay for utilities and infrastructure in a new community. MUD stands for municipal utility district and is usually created by a developer. It provides water, sewage, drainage, and other utility-related services to new communities. The basic purpose of a MUD is to provide a developer an alternative way to finance the infrastructure. MUDs are likely to exist in large, master-planned communities outside city limits. As an example, a few local communities classified as MUDs are Light Farms in Celina, Artesia in Prosper, and Trinity Falls in McKinney. PID stands for public improvement district and is created by a city or county. PIDs are used to finance the same infrastructure that MUD would finance, but they're more commonly used to fund additional items such as sidewalks, landscaping, parks, lakes, and recreation. Some examples of this kind of community include Mustang Lakes in Celina, Creeks of Legacy in Prosper, and Winn Ridge in Aubrey. Once a PID is paid off, it’s gone forever. ” The homeowners within a MUD pay an additional annual tax. In a PID, they don’t have this annual tax, but they do have an assessment, which can be paid up front or accrued during the years a PID is active. Once it’s paid off, it’s gone forever. A MUD, on the other hand, is always going to be there and should be treated as an additional property tax. Is it a bad idea to purchase a home within a PID or MUD or both? Yes, that’s right. There are a few neighborhoods where you can have both. My answer is that it depends. My only recommendation is to do your due diligence ahead of time and know exactly what you will be required to pay for on a given home. Know the tax rate if you’re in a MUD, know what the PID assessment is, and the overall property taxes and fees. If you don’t want to do all this legwork, I recommend hiring a real estate agent to guide you toward the most financially sound decision. If you have any questions for me or want to know what I can do to help you achieve your real estate goals, don’t hesitate to give me a call or send me an email. I look forward to hearing from you soon. Featured Listings Available near you: 1 / 3 3320 Propser Trail 2 / 3 409 Hidden Trl 3 / 3 3032 Crossing Drive var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
What to Know When Selling Your Solar-Equipped Texas Home

6 years

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Do solar panels help or hinder home sales in Texas? Let’s discuss. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale The state of Texas is a leading force when it comes to implementing alternative, renewable energy sources—especially wind energy, which we use more of than any other state in the union. And yet, we remain slow to embrace rooftop solar deployment. Despite our abundance of sunshine, solar power accounts for less than 1% of all electricity generated by states’ utilities. Texas underutilizes residential solar energy, but we still lead the way in this category for three key reasons: 1. All but two states require power companies to buy surplus power from you—Texas is one of the two. 2. By comparison, electricity in Texas is just plain cheap. 3. Given the amount of hail we receive each year, Texans are concerned with the overall durability and maintenance of rooftop solar panels. Despite its advantages, residential solar energy is still relatively new to Texas, which can present challenges when selling your solar-equipped home. Here are a few tips and points to be aware of before you do: First, never assume that solar panels automatically add to your home’s resale value. Solar panels are an attractive feature for certain buyers, but because it’s a niche market, having them doesn’t inherently add value. Because solar panels can’t be included in the mortgage, a buyer who’s willing to pay more for your home just because you have them would have to come up with the difference in cash at closing. As time goes by, solar power will increasingly gain traction in neighborhoods across Texas. ” If you’re leasing your solar panels, this can further complicate things: You’ll have to break your lease with the solar panel company and will be required to pay off your remaining balance. And while you’ll have the option to take your panels with you to your next home, the costs associated with removing them and repairing your current home’s roof can add up quickly. The easiest and best option is to see if you can transfer the existing lease over to the new buyer. Some buyers don’t like the idea of taking on such a commitment, though, so don’t be surprised if yours says no. In my view, renewable, clean energy is our future, and I’m sure as time goes by, solar power will increasingly gain traction in neighborhoods across Texas. If you have any questions about selling or purchasing a home with solar panels or about real estate in general, don’t hesitate to call me at 972-984-0511 or send me an email at Anastasia@Ebby.com . I hope to hear from you soon! Featured Listings Available near you: 1 / 3 3320 Propser Trail 2 / 3 409 Hidden Trl 3 / 3 3032 Crossing Drive var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
What to Do When You Receive a Lowball Offer

6 years

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If someone writes you a lowball offer for your home, how should you handle it? Today I’ll give you my advice. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale I know that getting a lowball offer for your home feels painful, frustrating, discouraging, and even offensive. I also know all the terrible—yet justifiable—things that you’d like me to pass onto the buyer who wrote you such a low and insulting offer. It’s very common for both sellers and their listing agents to get so wrapped up in their righteous indignation after receiving a lowball offer that they refuse all communication from the offender. However, the only winner here is ego-gratification, which has a monetary value of precisely zero. Today, I’ll give you a few suggestions for how to respond to lowball offers other than letting your anger get the best of you. I primarily encourage you to always be gracious and to respond with a counteroffer. The fact that someone liked your home enough to take the time to write an official offer on it is already a promising start. There might be various reasons why some buyers choose to send a low offer. Some simply want to test your willingness to negotiate—some sellers have been known to accept discounted offers for strictly personal reasons. Other buyers might send a low offer because they feel that your home is overpriced; if you’ve recently upgraded your home, the buyer might send a lower offer because they think the asking price was meant to compensate for the costs of those projects. There might be various reasons why some buyers choose to send a low offer. ” But guess what? It’s not their job to know the value of your home. Most buyers don’t sit and study the market like we agents do when we appraise a for-sale home. It’s our job as agents and sellers to educate buyers on home values. After all, negotiation is how selling a home works, and to tell you the truth, negotiating an offer is the most fun we have in our workday as Realtors. If you are looking for a strong negotiator on your side as you sell your home, or if you have any real estate questions, feel free to reach out to me. Let’s talk. Featured Listings Available near you: 1 / 3 4520 Acacia Pkwy 2 / 3 4316 Stonecrest 3 / 3 845 Underwood var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
Will a Swimming Pool Add Value to Your Home?

6 years

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If you think that installing a pool in your backyard will do wonders for your home’s resale value, think again. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale Summer is well underway, and it’s during these sunny, sultry days that our desire to take a dip in the refreshing waters of our very own private swimming pool is heightened. Installing a swimming pool in your backyard might be money well spent in light of the entertainment value it offers for you and your family, but will it increase your home’s value? Homeowners regularly ask this question, and the answer is yes. In Texas, adding a pool will indeed raise your home’s value by 7% to 10%. However, the bigger question is whether you will see a return on that investment when it comes time to sell your home. Unfortunately, no. When all is said and done, you won’t actually recoup the costs associated with the pool’s construction. The bottom line is a pool will be a good lifestyle investment, but will not add money to your pocket once you sell. ” Suppose that your home is worth $350,000 as is, and then you decide to build a pool. This will increase your sale price by about $35,000, but your total expenses from this undertaking will add up to about $60,000. Aside from these initial expenses, you’ll also have to think about general maintenance, utility, and insurance premium costs. The bottom line is that while a pool will be a good lifestyle investment that you and your family can enjoy for years to come, you’ll be sorely disappointed if you expect such an addition to put more money in your pocket once you sell. If you have any further questions about making home improvements or about what will and won’t elevate your home’s resale value, please don’t hesitate to give me a call at 972-984-0511 or email me at Anastasia@Ebby.com. I hope to hear from you soon! Featured Listings Available near you: 1 / 3 4520 Acacia Pkwy 2 / 3 4316 Stonecrest 3 / 3 845 Underwood var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
How to Buy and Sell at the Same Time (Without Losing Your Sanity)

6 years

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Buying and selling at the same time is a lot to handle, but there are three keys you need to remember to make the process go as smoothly as possible. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale If you need to buy and sell a home at the same time and you want to make the process of handling these two transactions as smooth as possible, there are three tips you need to remember. First, know the market. Before you start searching for a home to purchase or put your current home on the market, make sure you have a solid understanding of the market you’re selling in and the market you’re buying in. If homes like yours are selling within days, it might make sense to secure a contract on your new home before you list. On the contrary, if homes like yours are sitting on the market for months at a time, it makes more sense to get that home under contract first before shopping for a new one. Second, prepare for the unexpected. Even if you get both homes under contract and everything is on schedule, there are still things outside of your control that can happen—buyers can have trouble qualifying for loans, inspections may reveal unexpected issues, etc. This is why it’s important to make a safety cushion for yourself. For example, when negotiating the sale of your current home, make sure to ask for a lease-back term so you have time to purchase your next one, even if you may not need that time. Also, be prepared to not get all the money you were hoping to get from the sale of your current home. Even if you get both homes under contract and everything is on schedule, there are still things outside of your control that can happen. ” Lastly, have a backup plan. If you’ve sold your current home but you haven’t found a new home to move into, don’t let anxiety push you into making a bad decision. Research short-term rentals ahead of time so you don’t feel pressured into purchasing a home you wouldn’t be interested in otherwise. If you’ve found the perfect home and you can’t bear the thought of losing it, research all available financing options so that you’re not forced to accept a lowball offer on your current home. If you have any questions about this topic or you’re thinking of making a move soon, don’t hesitate to give me a call or send me an email. I look forward to speaking with you. Featured Listings Available near you: 1 / 3 4520 Acacia Pkwy 2 / 3 4316 Stonecrest 3 / 3 845 Underwood var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

Northern Texas Real Estate Podcast with Anastasia Riley

1
How You Can Successfully Protest Your Property Tax Assessment

6 years

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Today we’ll take an exhaustive look at how you can successfully protest your property tax assessment. Want to sell your home? Get a FREE home value report Want to buy a home? Search all homes for sale I love the opportunity this time of year affords me to hear from many of you regarding your assessed property values. Maybe you feel that you’ve been done an injustice and you’re wondering what recourse you have, and that’s where I can help. In an earlier video, I covered in great detail how your county assesses the value of your home. You can check it out here if you missed it, but to start, I’ll sum it up again today. Tax assessors across the country use a so-called “mass appraisal technique” to assess a large group of properties all at once. Such a technique differs greatly from that used by a fee appraiser when you’re purchasing or refinancing a home, which concentrates on a single home for its assessment. As you can imagine, it’s beyond what is practical for a county assessor to employ this technique for every home in that particular county. Given that this is a blanket method, assessments are not always going to be 100% accurate, and as such, you have the right to protest yours. If you feel that your county has assessed your home at a higher value than what you can currently sell it for factoring in market conditions, it’s likely that you have a well-founded complaint and can file a protest. Conversely, if you know that you could sell your home for a price that’s in line with the assessment or if it came in even lower, you’d probably fare better from not protesting. Maybe you feel that you’ve been done an injustice and you’re wondering what recourse you have, and that’s where I can help. ” To be sure, if your neighbor with the same floor plan recently sold their home for $30,000 less than what yours was assessed at, you’d obviously have an argument to make. The deadline to file a protest this year is May 15 (residents of Denton County have until May 17) or 30 days after you’ve received your home’s estimated assessed value , and most counties will permit you to file a protest online or via phone. One thing of note: During your initial appeal, the county will request that you give your opinion of your home’s value. It’s possible that both parties can reach an agreement right then and there. If no agreement is reached, you’ll be given an opportunity to schedule a formal appeal, where, armed with evidence, you can bring your case before the board of appraisers. What kind of evidence should you take with you? Examples might be information on recently sold homes in your neighborhood, your local school district, or listings that have sat on the market for some length of time, which could indicate the current softness of the market. Should you elect to move forward with an appeal, my best advice is to be kind to those you’ll be dealing with. Let’s face it: No one wants to have to pay more than what is just, but take care in not taking out your frustrations on county employees. As someone who personally knows one of these workers, they dread this time of year due to local residents feeling personally slighted by a potential mistake. If you have any questions about this process or you need help with gathering evidence for your own property tax assessment protest, please give me a call at 972-984-0511. I’d be glad to help you! Featured Listings Available near you: 1 / 3 2210 Laurel Street 2 / 3 3041 Clearwater Drive 3 / 3 10078 Sharps Road var slideIndex = 0; showSlides(); function showSlides() { var i; var slides = document.getElementsByClassName("mySlides"); var dots = document.getElementsByClassName("dot"); for (i = 0; i < slides.length; i++) { slides[i].style.display = "none"; } slideIndex++; if (slideIndex > slides.length) {slideIndex = 1} for (i = 0; i < dots.length; i++) { dots[i].className = dots[i].className.replace(" active", ""); } slides[slideIndex-1].style.display = "block"; dots[slideIndex-1].className += " active"; setTimeout(showSlides, 3000); // Change image every 3 seconds }…

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