Angela Hull, VP Global Payments Partnerships, PPRO It is important for merchants operating across borders to create a true local experience that consumers and business can have confidence in. Data from PPRO shows that US citizens now spend $130 billion a year with merchants based outside the US, up from $106 billion in 2020. Elsewhere, Brazilians s…

Bilal Bajwa, Chief Product & Technology Officer, Stenn Lack of access to finance for SMEs is not a new trend but it remains an acute issue that traditional lenders still struggle to solve. For many SMEs the need for capital is immediate, without which firms run the risk of failing to capitalise on business opportunities and, potentially, losing the…

Denis Brosnan, Portfolio Manager, CORA Group; Beth McCoy, President, RewardOps Financial institutions may build customer interaction, share of wallet, transaction frequency and spending, in addition to brand loyalty. Consumers increasingly view ‘rewards’ as a form of currency that they ascribe a value to that is integral to the shopping experience.…

Jayatri Dasgupta, CMO of PayNearby In this episode, Gloria Mathias chats with Jayatri Dasgupta, CMO of PayNearby and Program Director of the Digital Naari Initiative. Jayatri highlights the challenges women face in accessing financial services in India. She discusses how PayNearby's Digital Naari Initiative is addressing these barriers, focusing on…

Ofer Friedman, Chief Business Development Officer, AU10TIX Banks, FinTechs and their customers face a barrage of advice on how to spot and avoid fraudulent IDs. Unfortunately, many of the tips on offer simply create a false sense of security! Among the myths being perpetuated include: Deepfakes may be spotted via inconsistent reflections and jerky …

Eric Van der Kleij, Partner, Edenbase, & Yanki Onen, CEO & Founder, wamo Venture capital firm Edenbase recently made its first FinTech investment, into digital business account provider wamo. Eric Van der Kleij of Edenbase (pictured) explains the thinking behind the fund’s investment decision. We also hear from Yanki Onen, CEO and Founder of wamo, …

Robin Amlôt of IBS Intelligence speaks to capital markets expert Armin Peter (pictured) and Georgina Jarratt of the International Capital Market Association (ICMA) about the challenges facing the cross-border debt capital market in getting to grips with digitalisation. Among topics covered in the discussion: sustainable finance, the role of FinTech…

Satish Grampurohit, CEO & Co-Founder, Cogniquest Cogniquest is a context-aware AI platform that aims to capture key data points and generate actionable insights from complex documents and information repositories. The solution helps unlock the potential of data through cutting-edge AI solutions, empowering business users with smarter decision-makin…

Brendan Thorpe, Customer Success Manager, Auriga On the fringes of the ATMIA Europe and Emerging Markets conference held for stakeholders from the ATM industry, Robin Amlôt of IBS Intelligence caught up with Brendan Thorpe, Customer Success Manager at Auriga to discuss ATM strategies and the intelligent management of data derived from cash machine …

Kurt Vogt Gwerder, Strategy Consultant, Curinos Global data intelligence business Curinos recently carried out its 2024 Great Britain Shopper Survey, which canvassed the views of 2252 people across England, Scotland and Wales who have switched primary banks in the past 3 years. The UK’s big 7 banking providers remain the go-to for ‘new to banking’ …

Ankit Bhatnagar, Group Chief Product & Technology Officer, Vayana Group The right supply chain finance program can materially assist in managing cashflow and optimise capital deployment, weaving together a network of buyers and sellers with banks and financial institutions. Robin Amlôt of IBS Intelligence discusses the opportunities available, and …

Justinas Jarusevicius, Partner, Motieka Law Firm Financial services need to be regulated but over-stringent regulation may stifle innovation. Lithuanian lawyer Justinas Jarusevicius represented ABC Projektai in a case that went all the way to the European Court of Justice, helping the firm to regain its payment institution licence. It’s a case that…

Rami Cassis, Chief Executive Officer, Fintilect Fintilect is the new identity for digital banking platforms ieDigital in the UK and Connect FSS in the USA, together with AI-powered recommendation engine ABAKA. Combining these 3 firms, Fintilect aims to deliver advanced hyper-personalised digital banking solutions to banks, credit unions and buildin…

Kunal Aggarwal, Founder, CEO, Credflow Effective cash flow management is essential for the success of India’s MSMEs, providing crucial real-time financial insights and growth opportunities. Puja Sharma of IBS Intelligence speaks with Kunal on how CredFlow is transforming financial management for MSMEs, helping them transition from cash-strapped to …

Dharmesh Ghedia, Technical Director, Qodea (formerly Appsbroker CTS) Appsbroker CTS has a new name, Qodea. Dharmesh Ghedia, the firm’s Technical Director, explains the reasoning behind the new identity. He also tells Robin Amlôt of IBS Intelligence that 71% of financial services organisations are struggling to make use of the data that they have. O…

Scarlett Sieber, Chief Strategy Officer, Money20/20 Ahead of Money20/20 in Las Vegas at the end of October, Robin Amlôt of IBS Intelligence spoke with Scarlett Sieber, Chief Strategy Officer at Money/2020, discussing the dynamics shaping the global FinTech investment landscape and the development trends in FinTech. Here’s a clue – AI! Now in its 13…

Frans Westdorp, Product Owner Trade Finance, ABN AMRO Bank & Richard White, Head of Trade Finance, Commercial Banking Applications (CBA) ABN AMRO Bank recently went live with Norwegian software vendor Commercial Banking Applications’ Transaction Due Diligence (TDD) functionality within CBA’s IBAS GBF - Global Banking Factory. The bank is now using …

Robert Bueninck, Chief Executive Officer, Unzer Integrated payment and software solutions that cover every aspect of the retail journey can resolve many headaches faced by merchants across Europe. Solutions on offer include online purchases and in-store mobile point-of-sale systems to final settlement and essential business processes. Robin Amlôt o…

Matt Storey, Chief Product Officer, SteelEye Cross-product manipulation happens when an individual or entity places orders or trades in one financial instrument to unlawfully influence the price of another, either on the same platform or on different ones. This kind of manipulation can be tricky for firms to spot because it often leaves only subtle…

Martynas Bieliauskas, Chief Executive Officer, Klarpay AG Open banking in Europe has promised much but has it delivered on expectations? Not yet, according to Martynas Bieliauskas, CEO of Klarpay. A veritable explosion of transaction and asset types together with a fragmented global payments landscape that encompasses a variety of infrastructures a…

Sivaram Kowta, President, Digital Banking at Zeta What does the future hold for digital banking and credit in India? Gloria Methri of IBS Intelligence speaks with Sivaram Kowta of Zeta, who delves into the transformative potential of the Unified Lending Interface (ULI) introduced by the RBI. Explore how Zeta envisions a UPI-driven credit ecosystem …

Marlon Dumas, Chief Product Officer & Co-Founder, Apromore Apromore recently launched updates to its platform, including a dedicated module designed to streamline compliance management. The company’s Co-Founder and Chief Product Officer Marlon Dumas speaks to Robin Amlôt of IBS Intelligence about how process mining makes it easier for companies to …

James Greaves, President & Co-Founder, Fractal What is slowing the growth of SaaS? We review the current state of the SaaS sector and the challenges to growth that it is facing. Does the key answer lie in the potential of embedded payments to generate more revenue? Robin Amlôt of IBS Intelligence speaks to James Greaves, President and Co-Founder of…

Mantvydas Štareika, Chief Executive Officer, CapitalBox It is a cliché but that’s because it is true – there is a massive funding gap between what Europe’s SMEs need and what lenders are prepared to offer. It would also appear that the gap is only getting larger – even though there have been several new lenders entering the lending market in recent…

Saumya Shah, CEO & Co-founder of Tarrakki In this episode, Saumya Shah, CEO & Co-founder of Tarrakki, joins Gloria Mathias of IBS Intelligence to discuss the future of embedded finance in India. With embedded finance still in its early stages, how is Tarrakki shaping the future of financial services and revolutionizing the way businesses and consum…

Matt Ryan, Chief Transformation Officer, Reef The investor relations landscape is changing – key factors include the ongoing great wealth transfer, the largest in history, and evolving investor expectations. The market is oversaturated with information and that means targeted and relevant personalisation is essential. Many financial services organi…

Dan Dica, Chief Executive Officer, Lynx AI software provider Lynx recently launched a money mule detection tool for banks and financial institutions. The company uses supervised machine learning to identify illicit sources of funds and mule accounts in real-time and provides actionable insights. The company has also entered a partnership with NTT D…

Rajat Deshpande, co-founder and CEO, FinBox FinBox offers an Embedded Finance Stack and data intelligence suite to streamline financial services integration and enhance credit disbursement processes. Puja Sharma of IBS Intelligence speaks with Rajat Deshpande of FinBox about how digital lending platforms are meeting the unique credit needs of SMEs.…

Matt Mills, Chief Revenue Officer, 10x Banking 10x Banking recently unveiled its new ‘meta core’ platform, designed to streamline and accelerate digital transformation for banks. The new next-gen core solution follows on from the firm’s successful Series D funding round at the start of the year. Robin Amlôt of IBS Intelligence discusses digital tra…

Sandeep Bagaria, Chief Executive Officer, Tagit There is significant hype around AI/ML and Generative AI in banking. While this technology is significantly changing the technology landscape and offering multiple opportunities for banks, bankers must keep their eye on the ball – the customer and their needs. To this end, Tagit recently launched its …

Jonathan Vaux, Head of Propositions & Partnerships, Thredd Digital wallet payments are expected to reach $19.6 trillion by 2027. That’s a huge market and a huge opportunity! Among the drivers are increased smartphone penetration, security benefits and government initiatives promoting digital payments. Robin Amlôt of IBS Intelligence discusses how f…

Ankit Verma - Business Development Lead- India, Air8 Tailored trade financing solutions are revolutionising access for SME suppliers in emerging markets, achieving significant milestones and ensuring ESG-compliant capital distribution. Puja Sharma of IBS Intelligence speaks with Ankit on how Air8 is enhancing trade financing for SME suppliers.…

Giles Inkson, Director of Services EMEA, NetSPI The European Union’s Digital Operational Resilience Act, which comes into force in January 2025, addresses a key issue in EU financial regulation. DORA means financial institutions must follow rules for protection, detection, containment, recovery and repair capabilities against ICT-related incidents.…

Peter Cherecwich, President, Northern Trust Asset Servicing Northern Trust Asset Servicing offers a range of services designed to meet the needs of an institution’s entire investment office. To keep that range of services up to date, the firm is investing in the future: in ideas, in people and in technology. Peter Cherecwich, President of Northern …

Emily Steele, President & COO, Savana Omnichannel banking has yet to achieve its full potential due to financial institutions’ inability to effectively integrate disparate systems of record. This issue prevents customers from experiencing a seamless digital journey both online and in the bank branch. Robin Amlôt of IBS Intelligence speaks to Emily …

Huw Davies, Co-Founder & Co-CEO, Ozone API The third Payment Services Directive (PSD3) could be unveiled soon. The new legislation in Europe is expected to introduce, among other things, governance relating to consumer consent while also including metrics for improving the performance of open banking APIs. This summer already saw the publication in…

Nitin Rao, CEO, InCred Wealth The wealth management sector has shifted from focusing solely on traditional offerings to prioritizing ‘alpha generation’—where the ability to deliver extra returns through innovative strategies is critical. With technology driving change and international trends influencing HNI investing in India, this conversation of…

Christopher Yu, President & CFO, KPay Some 78% of SME merchants surveyed in Southeast Asia are seeking a single integrated payment solution but for more than 70% reality is currently cash-only. This disconnect represents a huge potential market. Closing the gap for underbanked and underserved Southeast Asian is key to unlocking the potential of the…

John Wise, Chairman and CEO, Communify Fincentric (a JBI company) Data integration, personalisation and artificial intelligence need to be combined in order to deliver a better experience to investors. Communify, a Just Build It (JBI) company backed by Stellex Capital Management, has acquired Fincentric from S&P Global and aims to do just that. The…

Demetry Zilberg, Chief Technology Officer, Alter Domus Cloud computing, data analytics, automation and AI may be about to transform all aspects of how private markets managers run their businesses. The operative word is ‘may’ because while FinTech firms are changing the way financial services firms go about their business and hold out the promise o…

Tarun Nazare, Co-Founder & Managing Director, Neokred Neokred aims to be at the forefront of digital transformation, offering cutting-edge solutions that simplify and streamline KYC procedures. Leveraging artificial intelligence (AI), machine learning (ML), and blockchain Neokred is building a secure, efficient, and user-friendly KYC process. The c…

Aditi Singh, Chief Strategy Officer, Satin Creditcare Network Ltd. Providing accessible financial services to underserved communities in India is a formidable challenge. Puja Sharma of IBS intelligence speaks with Aditi Singh of Satin creditcare about the evolution of last mile credit access.IBS Intelligence Podcasts | A Cedar Consulting Unit által

Atish Shelar, COO, TechFini Mumbai-based FinTech startup, TechFini has built a feature-rich infrastructure to shape the payment ecosystem in India. As one of the first platforms to secure UPI 2.0 certification, it is at the forefront of enabling frictionless transactions for enterprises across the country. Gloria Methri of IBS Intelligence speaks w…

Brian Pillmore, Founder & CEO, Visbanking Visualized information on banks and credit unions in the US such as metrics, performance, and regulations can help consumers and stakeholders to make informed analyses and decisions by providing actionable insights. Just how significant this data is provides the topic for this conversation between Robin Aml…

Greg Cox, Chief Executive Officer, Quint Group Quint Group has scaled its clutch of FinTech businesses without external venture capital for more than a decade. The acquisition of a minority stake in Quint’s Monevo in 2021 by Transunion was and is Quint’s first and only source of external investment. The Group has offices across the UK, USA, Austral…

Roger Alexander, Advisor, Chargebacks911 Roger Alexander serves as a key advisor to Chargebacks911’s Advisory Board and its CEO, Monica Eaton, assisting the company with its expansion initiatives, including the launch of a dispute resolution solution that aims to address the record spike of authorised push payment (APP) fraud claims. With nearly 40…

Nilay Patel, founder and Managing Director, EasyPay Puja Sharma of IBS Intelligence speaks with Nilay Patel, about the integration of lenders onto the ONDC network, the rising demand for loans among small retailers, and the future of co-lending. Patel offers his perspective on how these trends are transforming financial services for SMBs.…

Karthikeyan Raman, Chief Innovation Officer, Clayfin Technologies The BFSI sector has gone through a series of transformations over the last couple of decades with yet more to come. Present for and involved in these changes, Karthik Raman, Chief Innovation Officer at Clayfin Techologies, a provider of omnichannel digital systems, looks back with Ro…

Mark Aldred, Vice President, Sales International, Auriga – the banking evolution Banks need to invest to innovate and meet users’ needs. Recent service outages have also shown that banks must act to improve the resilience of their infrastructure in terms of both hardware and software. Further, legacy institutions in the UK appear to be rethinking t…

Liran Amrany, Partner, Team8 Fraud is projected to exceed $250 billion by 2031. The FinTech sector faces a crucial challenge in advancing its fraud prevention strategies. Evolving market dynamics offer fertile ground for emerging fraud tech unicorns. Liran Amrany, a Partner at Team8’s FinTech foundry, helps portfolio companies launch new products a…