Justin Vacula and special guest Brian Cohen of Award Magic discuss optimizing American Express membership rewards for flights, hotel stays, and cashback.Justin and Brian address listener questions about speculative transfers and the ANA round-the-world sweet spot. Justin and Brian provide strategies for earning and redeeming points, managing credit…

In this audio-remastered episode, Justin Vacula critiques self-proclaimed financial expert Dave Ramsey's views on credit scores and debt. Vacula argues that Ramsey's negative perspective on credit is misleading and fails to acknowledge responsible credit usage. Justin explains how individuals can use credit cards wisely to build their credit scores…

This episode of the Hurdy Gurdy Travel Podcast, hosted by Justin Vacula, features a detailed discussion with guest Darren Remsburg on maximizing savings through the Giant Pennsylvania Fuel and Grocery Rewards Program. Justin shares upcoming speaking events and meetups, provides tips on using credit card points, and emphasizes the benefits of the Gi…

Navigating the Changing Landscape of Casino Status Matching and EarningIn this episode of the Hurdy Gurdy Travel Podcast, hosted by Justin Vacula and co-host Darren Remsburg, listeners are guided through the evolving landscape of casino status matching with a focus on Wyndham, Caesars Rewards, and Ocean Casino. The discussion highlights recent chan…

In this episode of the Hurdy Gurdy Travel Podcast, host Justin Vacula discusses American Express strategies for 2025 with guest Stephan Krasowski, recorded live at the 2024 Chicago Seminars in Elk Grove Village. They delve into optimal ways to utilize Amex points, miles, benefits, and rewards, including tips on upgrading and downgrading cards, maxi…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode, a discussion with Riley of the website CardCenter.cc where…

Response to Dave Ramsey show clip 'What Makes You Think You're The Credit Card Exception?' at https://www.youtube.com/watch?v=NBf2KiQ1bUI--You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save mone…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with Darren Remsburg. We talk about how to maximize the Gia…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with Stefan Krasowski of Rapid Travel Chai. We talk about t…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with returning podcast guest Michael Trager. We talk about …

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with returning podcast guest Marc Konchinsky. We talk about…

Main website, including episode transcripts: https://hurdygurdytravelpodcast.comReferral links: https://hurdygurdytravel.com/donate-referral-links/Join me for in-person meetups I host in Willow Grove, PA: https://www.meetup.com/phillymilesandpoints/SubscribeStar: https://www.subscribestar.com/hurdy-gurdy-travelSoundCloud: https://soundcloud.com/hur…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with TK, Thomas Kim, from the Milenomics Podcast Network. W…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guest Dan Ports from the gift card reselling w…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guest Jamie Larounis. We spoke specifically ab…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guests Erik and Bill Dickerson.Erik and Bill a…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guest Jack Gibson._Main website, including epi…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guest Carissa RawsonCarissa Rawson is a travel…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guest Ben Komenkul of Ben’s Big Deal.Ben disco…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode with special guest Joseph Petrovic of Award Travel 101.--Ma…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals!I respond to a Dave Ramsey show clip titled 'What Makes You Think You Are The Credit Card Exception?' …

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode: Travel Therapy: Around the World in Search of Happiness wi…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode: Wheelchair Traveling with Ashley Lyn Olson. We chatted abo…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals!Main website, including episode transcripts: https://hurdygurdytravelpodcast.comReferral links: https:…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Today’s episode focuses on the Chase Ink Preferred business credit card, which includes a massive wel…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Today’s episode features returning guest Bobby Bedi. Discussion focuses on business credit and his re…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Today’s episode features returning guest Marc Konchinsky. We discuss using credit to make money and g…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! I respond to a Dave Ramsey clip titled, 'How Do I Discuss Wealth With Pro-Debt People' debunking misc…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Today’s episode features Tammi G, a member of my local miles and points group who has recently starte…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Today’s episode features special guest Michael Trager, who chats with me about the October 2023 Zorkf…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Today’s episode features special guest Taylor Thomas, who chats with me about gift card reselling and…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Referenced in this episode:Dave Ramsey Show clip: 'Why People Are Afraid to Let Go of Credit Cards' h…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Referenced in this episode:Dave Ramsey sued for $150 million by former fans who followed his timeshar…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for today’s episode: Comped MSC Cruise Trip Report with Mandi J.Mandi and I tal…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! I respond to a Ramsey Show clip 'How to Improve Your Credit Score Without Debt'https://www.youtube.co…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! I respond to a Ramsey Show clip 'Why Can't I Use Credit Cards If I Pay Them Off Every Month'Original …

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals!I respond to a Ramsey Show clip 'Do Credit Cards REALLY Offer Better "Protection" Than Debit Cards?'– …

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals!I respond to a Ramsey Show clip 'The Dirty Little Secret of Credit Card Rewards.'Main website, includi…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 74: Scaling up Credit with Marc Konchinsky.Before today’s d…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 73: MGM Rewards Mastercard Deep Dive. I’ll talk about why t…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 72: Scaling Up Credit with guest Heidi C. Heidi talks about…

Thanks for joining me for podcast episode 71: Scaling Up with guest Adrian G. Adrian talks about his travel and how the miles, points, credit, and deals game helps him make and save money.Main website, including episode transcripts: https://hurdygurdytravelpodcast.comReferral links: https://hurdygurdytravel.com/donate-referral-links/Join me for in-…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 70: Scaling Up with guest Justin W. Justin W talks about hi…

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 69: Miles, Points, and Mortgage with Ryan L Alexander of I …

You’re listening to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost with credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 68: Miles, Points, and Vacation Rentals with M. Andrew McCo…

Thanks for joining me for podcast Episode 67: Couponing is Missing the Point. I’ll talk about why couponers who ignore the miles, points, credit, and deals game are settling for low value picking up proverbial pennies when they could instead be having massive victories.Main website, including episode transcripts: https://hurdygurdytravelpodcast.com…

I talk about recent Amex ‘no lifetime language’ offers allowing business owners to have multiple copies of the same cards, a departure from the usual one welcome bonus per lifetime American Express guidelines. More cards lead to more welcome bonuses, possible 0% APR offers, lines of credit, and benefits.--Main website, including episode transcripts…

Thanks for joining me for podcast Episode 65: Dave Ramsey Misses the Point. I explain why Dave Ramsey’s thoughts on credit cards are incredibly flawed and how Ramsey and his ardent followers miss out on tons of value with miles, points, cashback, hotel nights, flights, and much more.Main website including episode transcripts: https://hurdygurdytrav…

Thanks for tuning in to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost through credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals! Thanks for joining me for podcast episode 64: New Amex Membership Rewards Cashout Option. Rath…

Thanks for tuning in to the Hurdy Gurdy Travel Podcast. I’m your host, Justin Vacula, here to help you travel the world at next to no cost through credit card points, miles, benefits, and rewards. Make money, save money, and take advantage of great deals!Thanks for joining me for podcast episode 63: Caesars Rewards Visa Credit Card Update. The Caes…