Creative Success = Financial Balance with Flexible Budget Plans As a creative individual, dealing with irregular income can be daunting. In this episode of From "Creative Passion To Profit", titled "How Creatives Can Budget for Regular Income," I, Mahmood, tackle one of the biggest challenges faced by those in the arts and creative world—budgeting. Have you ever felt the high of being fully booked and having commissions flying off the shelves, only to be met with silence and income droughts the following month? You're not alone. But here's the good news: with a little planning, you can smooth out those financial ups and downs. In this episode, I'll share three simple steps to help you build a budgeting system that fits your lifestyle and supports your creative ambitions. You'll learn how to determine your essential baseline expenses, create a financial buffer for quiet months, and implement a flexible yet simple budgeting method that allows you to thrive creatively and financially. You'll also have some homework tasks... Timestamped Summary: [00:00:00] Introduction to challenges of budgeting with erratic income. [00:00:58] Step 1: Determine your baseline expenses. [00:02:12] Step 2: Build a financial buffer for quieter months. [00:03:46] Step 3: Apply a simple, discipline-based budget system. [00:04:58] Homework: Calculate baseline expenses and track income. Mentioned in this episode: Training Training Training Find out more about Budgetwhizz Find out more about Budgetwhizz Budgetwhizz…
A frank discussion on the weekly college football matchups
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College Football Week 11, Picks Against the Spread, Locks of the Week - Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
32:58
32:58
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32:58College Football Week 11, Picks Against the Spread, Locks of the Week send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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College Football Week 10, Picks Against the Spread, Locks of the Week - Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
28:55
28:55
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28:55College Football Week 10, Picks Against the Spread, Locks of the Week send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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College Football Week 8, Picks Against the Spread, Locks of the Week - Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
31:50
31:50
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31:50College Football Week 8, Picks Against the Spread, Locks of the Week send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 10, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
29:23
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29:23Week 7 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 4, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
35:44
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35:44Week 6 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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September 26, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
37:19
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37:19Week 5 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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September 19, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
32:28
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32:28Week 4 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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September 13, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
20:27
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20:27Week 3 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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September 4, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
37:05
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37:05Week 2 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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August 29, 2019 Smokey College Football Picks with the Bandit follow @SmokeyBanditCFB on Twitter
35:30
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35:30Week 1 of College Football'19, send comments and follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
October 7, 2016 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
35:30
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35:30Week 6 of College Football'16, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
September 30, 2016 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
35:37
35:37
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35:37Week 5 of College Football'16, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
September 23, 2016 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
30:06
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30:06Week 4 of College Football'16, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
September 14, 2016 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
34:45
34:45
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34:45Week 3 of College Football'16, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
September 9, 2016 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
42:35
42:35
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42:35Week 2 of College Football'16, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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August 31, 2016 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
39:25
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39:25Week 1 of College Football'16, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
December 30, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
29:30
29:30
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29:30Bowl Week 3 of 3 of College Football Bowls '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
December 28, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
20:20
20:20
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20:20Bowl Week 2 of 3 of College Football Bowls '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
December 18, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
25:20
25:20
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25:20Bowl Week 1 of 3 of College Football Bowls '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
December 2, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
23:20
23:20
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23:20Championship Week 14 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
November 24, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
31:20
31:20
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31:20Week 13 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
November 19, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
23:20
23:20
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23:20Week 12 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
November 12, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
32:20
32:20
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32:20Week 11 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
November 4, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
38:15
38:15
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38:15Week 10 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
October 28, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
30:50
30:50
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30:50Week 9 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
October 22, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
33:00
33:00
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33:00Week 8 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
October 14, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
33:05
33:05
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33:05Week 7 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
October 8, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
32:00
32:00
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32:00Week 6 of College Football '15, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
October 1, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
32:20
32:20
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32:20Week 5 of College Football '15 with DraftKings Picks, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
September 23, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
33:35
33:35
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33:35Week 4 of College Football '15 with DraftKings Picks, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
September 16, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
28:10
28:10
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28:10Week 3 of College Football '15 with DraftKings Picks, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
September 11, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
28:10
28:10
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28:10Week 2 of College Football '15 with DraftKings Picks, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
September 1, 2015 Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
37:20
37:20
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37:20Week 1 of College Football '15 with DraftKings Picks, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
December 26, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
33:17
33:17
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33:17Bowl Pick 'em Show Number 2 - Last of the 2014 Bowl Games, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
December 19, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
31:17
31:17
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31:17Bowl Pick 'em Show Number 1 - Bad Bowl Games, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
…
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1
December 3, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
31:17
31:17
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31:17Smokey talks with the Bandit about Championship Week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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1
November 25, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
45:57
45:57
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45:57Smokey talks with the Bandit about the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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November 19, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
40:16
40:16
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40:16Smokey talks with the Bandit about the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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November 13, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
45:15
45:15
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45:15Smokey talks with the Bandit about the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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November 6, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
32:00
32:00
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32:00Smokey talks with the Bandit about the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 23, 2014, Smokey College Football Picks with the Bandit,send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
38:57
38:57
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38:57Smokey talks with the Bandit about Flip Flopping Like a Fat Man and the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 31, 2014, Smokey College Football Picks with the Bandit, smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
35:20
35:20
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35:20Smokey talks with the Bandit abou the Holloween picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 17, 2014, Smokey College Football Picks with the Bandit,send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
39:11
39:11
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39:11Smokey talks with the Bandit about Jameis Winston getting in more trouble and the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 10, 2014, Smokey College Football Picks with the Bandit , send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
37:20
37:20
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37:20Smokey talks with the Bandit about Treon Harris Todd Gurley and the picks of the week, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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October 2, 2014, College Football Picks HomeTown Heroes TA&M at MSU, Alabama at Ole Miss, Stanford at Notre Dame, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter
34:47
34:47
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34:47Smokey talks with the Bandit about taking home field favorites and Charlie Weis' fatness got him fired, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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September 25, 2014, College Football Picks Overdogs versus Underdogs Jameis Winston, Missouri-South Carolina Notre Dame-Syracuse and 19 other games handicapped
38:15
38:15
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38:15Smokey talks with the Bandit about taking underdogs in college football and Jameis Winston, the weeks' point spreads, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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September 17, 2014, Jameis Winston, Florida-Alabama, Clemson-FSU and 19 other games handicapped
36:41
36:41
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36:41Smokey talks with the Bandit about Jameis Winston, SEC football, and the weeks' point spreads, send comments to smokeyandthebanditCFB@yahoo.com or follow @SmokeyBanditCFB on Twitter.Brian Fischler által
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Weekly College Football PicksBrian Fischler által
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College Football DiscussionBrian Fischler által
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