Welcome to Wealth Creator Radio with Eric Heckman CFP®, the ultimate podcast for individuals transitioning from working life to retirement. Hosted by veteran financial strategist Eric Heckman, this show is your go-to resource for crafting a secure and prosperous retirement income plan. Through insightful interviews with Eric Heckman CFP® and other leading financial experts and advisors, you'll gain valuable knowledge and actionable tips to navigate your transition into retirement with confid ...
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Eric Heckman’s weekly radio show on KTRB 860 AM where he & his guests go over personal finance issues for people in Silicon Valley. www.WealthCreatortoolbox.com
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all things crypto and lifestyle engineering related...
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How to Turn Taxes Into Savings with Roth Conversions
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45:49Eric Heckman által
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Make Your Money Work for You in Retirement
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48:01Eric Heckman által
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Inflation, Taxes and Retirement: How to Keep More of Your Money
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46:28When most people think about retirement risks, they imagine dramatic market downturns. They think about crashing stock markets and catastrophic events that make headlines and shake confidence. But as veteran financial planner Eric Heckman explains, the quieter threats (like rising taxes and persistent inflation in retirement) can be just as dangero…
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5 Reasons to Fire Your Financial Advisor
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42:50A good financial advisor can help you reach your retirement goals with confidence. But the wrong one might actually hold you back… or worse, steer you in the wrong direction. Sometimes, the best move you can make for your financial future is to fire your financial advisor and find someone who’s a better fit. So how do you know when it’s time to mak…
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How to Build a Strong Income Plan for Retirement
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47:58When it comes to retirement planning, it’s easy to get distracted by the latest headlines, market swings, or shiny new investment ideas. But at the end of the day, your retirement really comes down to the basics: the pillars that hold up your financial house. That’s why having a strong income plan for retirement is crucial. On this episode of Wealt…
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401k Help: How to Preserve and Optimize Your 401k
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47:31How do you make sure you optimize and preserve your 401k so it lasts as long as you do? That’s one of the big questions Eric Heckman, President of Heckman Financial and veteran financial planner, regularly hears. On this episode of Wealth Creator Radio, Eric is sharing the answers to the top 5 retirement questions he hears most – plus, how to prote…
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The Truth About Your Retirement Costs of Living & Spending
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47:15When most people picture retirement, they imagine slowing down, spending less, and enjoying a simpler life. But the reality? Retirement often comes with unexpected costs of living – and sometimes, those costs are even higher than when you were working. Eric Heckman, President of Heckman Financial and veteran financial planner, is explaining everyth…
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Simple Strategies to Generate Retirement Income That Lasts
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47:52One of the biggest questions people face when planning for retirement can be an overwhelming one: How do I generate retirement income that will last the rest of my life? Eric Heckman has been helping people have remarkable retirements for over 30 years. Today on Wealth Creator Radio, he’s explaining practical strategies to help you create steady, r…
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Retirement Money Management: How to Make Your Money Last
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49:39When you’ve worked hard for decades to save for retirement, the last thing you want is to see those dollars disappear faster than expected. Yet many retirees find themselves worrying about whether their savings will truly last through all their retirement years. Whether it’s protecting yourself from scams and bad advice, or from the risks of inflat…
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Your Top 5 Retirement Planning Questions, Answered
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50:21Planning for retirement can feel like trying to hit a moving target. With changing interest rates, fluctuating markets, and longer life expectancies, it’s no wonder people have questions. On this episode of Wealth Creator Radio, Eric Heckman, certified financial planner and founder of Heckman Financial, breaks down five of the most common retiremen…
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Taxes and Inflation: How to Keep Your Retirement Income Safe
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47:55Planning for retirement isn’t just about saving enough money – it’s about making sure that money lasts and grows, even in the face of unpredictable challenges like taxes and inflation. On this episode of Wealth Creator Radio, Eric Heckman, a certified financial planner with over 30 years of experience, dives into how retirees can build a strong, re…
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Checklist for a Successful Retirement Plan
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46:28Retirement is one of the biggest transitions in life – and having a checklist for retirement can make all the difference between feeling confident and feeling stressed about the future. In this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman is sharing a practical retirement checklist that covers the essentials: income, in…
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How to Maximize Your Retirement Without Running Out of Money
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46:51You’ve worked hard. You’ve saved diligently. And now that retirement is around the corner (or already here), it’s time to make sure your money lasts as long as you do. That’s what this episode of Wealth Creator Radio with Certified Financial Planner Eric Heckman is all about: how to maximize your retirement and avoid costly mistakes that could jeop…
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The Three Financial Pillars That Support a Strong Retirement
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48:03Let’s face it: these are uncertain times. Between volatile markets and global conflicts, it's easy to feel anxious about your financial future, especially if you're in or nearing retirement. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman explains the foundational financial pillars that can help you feel more secur…
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Practical Tips to Create a Legacy that Lasts
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49:09If you’ve ever thought about leaving something meaningful behind for your family beyond just money, you’re not alone. But creating a legacy plan is more than just writing a will and hoping for the best. On this episode of Wealth Creator Radio, Certified Financial Planner Eric Heckman shares the essentials of legacy planning in a way that’s approach…
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Tax Savvy Retirement Planning: How to Build a Solid Financial Foundation
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46:36If you’re planning for retirement – or even just thinking about it – it’s tempting to chase every shiny new investment strategy. But according to Eric Heckman, veteran financial planner and owner of Heckman Financial, the smartest move you can make is to go back to the basics. In this episode, Eric lays out the four structural pillars of a solid, t…
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How to Maximize Your Retirement Income in a Volatile Market
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46:11When the stock market feels more like a rollercoaster than a reliable investment tool, it’s easy to start second-guessing your retirement strategy. That’s why Eric Heckman, Certified Financial Planner and President of Heckman Financial, is here to help you make sense of market swings – and more importantly, show you how to maximize your retirement …
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Protect Your Retirement from Taxes, Inflation & Scams
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49:16From phishing emails to fake charities, to creeping taxes and inflation, there’s no limit to the risks out there that eat away at your retirement fund. But today, Eric Heckman is here to help you navigate the financial challenges of retirement with clarity and confidence, so your money can last as long as you do. In this episode of Wealth Creator R…
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Retirement Tips from Real Retirees: What You Need to Know Now
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48:21If you’re like most Americans, you’ve probably worried at some point about whether you’ll be able to retire comfortably – or at all. According to a recent Axios poll, one in five Americans believe they’ll never retire, and 62% think Social Security won’t cover even half of their expenses. These numbers are sobering – but they don’t have to define y…
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Your Retirement Income Blueprint: How to Weather Any Decade
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47:31What happens if your retirement starts during a bad decade for the stock market? In this episode of Wealth Creator Radio, host Eric Heckman, certified financial planner and president of Heckman Financial, explains why the sequence of returns matters – and how you can protect your financial future no matter what the economy throws your way. Eric sha…
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Unexpected Risks in Retirement: How to Avoid Outliving Your Savings
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50:23Planning for retirement can feel like reaching the top of a mountain – you’ve worked hard, saved diligently, and now you’re ready to enjoy the view. But just like in mountain climbing, the descent is where most of the danger lies. That’s the phase many retirees aren’t fully prepared for – and where the biggest risks in retirement show up. On this w…
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The 4 Questions About Retirement That Can Make or Break Your Future
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48:43Planning for retirement isn’t as simple as picking a date and riding off into the sunset. In fact, some of the biggest financial questions you’ll ever face show up right as you’re trying to slow down. Whether you’re facing market volatility or uncertainty about if you’ve saved enough, you probably have many questions about retirement – and Eric Hec…
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How to Protect Your Wealth with Smart Estate and Legacy Planning
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49:10If you’re getting close to retirement or already enjoying it, chances are you’ve spent decades building your savings, your home, your investments, and maybe even a business. You’ve worked hard to create a comfortable life – so it’s important to have a solid plan for what happens to your wealth when you’re no longer here. Estate planning isn’t just …
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How to Plan for Large IRAs and Feel Confident About Your Retirement
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48:08If you’ve saved diligently for retirement – maybe even built up a seven-figure nest egg in a large IRA – but still find yourself hesitant to spend it, you’re not alone. It’s a surprisingly common challenge: retirees with plenty of money feeling like they’re scraping by. But did you know that having a large IRA can lead to unexpected tax headaches o…
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Tackling the Twin Threats of Taxes and Inflation
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48:33Retirement planning comes with a lot of questions. And if you’ve ever had questions about how taxes and inflation will affect your retirement, you’re in good company. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, is sharing the most common retirement questions he hears from …
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How to Create Dependable Retirement Income
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47:33If you've spent years building wealth, the next step is just as important: making sure it lasts. In this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial and a certified financial planner, shares actionable tips for protecting your hard-earned money and creating consistent, stress-free retirement income. Tune in to hear…
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How to Protect Your Retirement from Hidden Obstacles
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48:28Retirement should be a time of relaxation and enjoyment, but financial uncertainty can make it stressful. Market volatility, changing tax laws, and economic shifts can all impact your savings. So, how do you protect your retirement and ensure your money lasts? In this episode of Wealth Creator Radio, Eric Heckman is sharing essential strategies to …
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Beware of the IRS Dirty Dozen: Common Tax Scams to Avoid
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49:02Today, we’re talking about tax scams, specifically the IRS’s "Dirty Dozen" list. If you’ve never heard of it, this is a list of some of the top scams the IRS wants you to watch out for — especially around tax season. In this episode of Wealth Creator Radio, Eric Heckman is explaining the most common scams, how to spot them, and how to protect yours…
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How to Make Your Retirement Money Last as Long as You Do
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48:55When you picture retirement, you probably imagine relaxing, traveling, spending time with loved ones, and doing all the things you enjoy. But that can only happen if your retirement money lasts as long as you do. So how do you make sure that happens? In this episode of Wealth Creator Radio, Eric Heckman is sharing how to determine how much money yo…
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Taxes in Retirement: What You Need to Know in 2025
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47:55Now that we’re a few months into 2025, there’s a big financial shift on the horizon that retirees need to be prepared for: the expiration of the 2017 Tax Cuts and Jobs Act. While many hope these tax cuts will be extended, there’s no guarantee. That means now is the time to take action and ensure your retirement savings are positioned to weather pot…
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What the Trump Tax Laws Mean for Your Retirement
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46:56Taxes are one of the biggest expenses retirees face – often more than healthcare. Yet, many people overlook tax planning when preparing for retirement. With the potential extension of the Trump tax laws, understanding how they impact your financial future is more important than ever. In this episode of Wealth Creator Radio, Eric Heckman is sharing …
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Maximize Your Retirement Income: Smart Strategies for a Secure Future
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46:50Planning for retirement can feel overwhelming, especially when you're trying to ensure that your savings will last as long as you do. You might have questions about Social Security, taxes in retirement and more. Veteran financial planner Eric Heckman is here to give you the information you need to make smart retirement decisions now. In this episod…
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Tackling Taxes and Inflation: How to Protect Your Retirement Today
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46:50History shows us that when countries accumulate too much debt, it can lead to big economic problems. For retirees, this can translate to rising taxes and inflation, which can eat away at their hard-earned savings. If you want to make sure your money lasts as long as you do, you need to make a plan for taxes and inflation in retirement. In this epis…
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How to Create a Lasting Legacy with a Legacy Plan
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48:44Planning for retirement isn’t just about saving enough money – it’s about making strategic decisions that allow you to enjoy life while leaving a lasting legacy for your family. On this episode of Wealth Creator Radio, Eric Heckman, a financial planner of over 30 years and president of Heckman Financial, is sharing the most common retirement regret…
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You Retirement Checklist for a Worry-Less Retirement
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46:29A new Axios poll tells us that 1 in 5 Americans think they won’t ever be able to retire, and 62% think Social Security won’t cover even half of their expenses. Does this sound like you? If it does, you’re not alone – but it doesn’t have to be that way. With a solid plan in place, you can retire with peace of mind. Eric Heckman, veteran financial pl…
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All About Annuities in Retirement
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52:14Are you confident in your retirement and financial knowledge? A recent Retirement Income Literacy Quiz by the American College of Financial Services showed that many Americans aged 50–75 scored poorly when it came to understanding retirement. Today, veteran financial planner Eric Heckman is unpacking one of the most misunderstood financial concepts…
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How to Take Control of Your Retirement in Uncertain Times
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48:17We’ve experienced a series of unprecedented events in recent years. From a global pandemic to a historic market crash, to increasing interest rates, inflation, and global unrest – you might be feeling like you have less control over your future than ever before. Here’s the good news: There are things you can do today to take control of your financi…
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Common Money Challenges in Retirement and How to Avoid Them
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49:43Do you worry that you’ll outlive your retirement savings? You’re not alone. The fear of running out of money in retirement is a top concern for retirees. On this episode of Wealth Creator Radio, Eric Heckman, president of Heckman Financial, is sharing the biggest money challenges people face in retirement, the pillars of a secure retirement, and ho…
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How to Make the Most of Your Retirement Income
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48:48Will your money last as long as you do? Will you be able to have fun and enjoy your retirement? These are the big questions people approaching retirement need to consider. So many Americans worry about running out of money in retirement, and for good reason. The truth is, if you don’t have money during retirement, then you’re not retired… you’re ju…
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Mapping Your Journey: The Financial Stages of Retirement
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49:40In this episode, Eric emphasizes the importance of having a personalized income plan and tackling the complexities of retirement planning, which include navigating confusing products, changing tax laws, and volatile markets. The episode also features listener questions, where Eric provides expert advice on crucial topics like determining how much t…
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How Protected Income Can Secure Your Retirement
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47:20Retirement is a time to relax, travel, and enjoy your favorite hobbies… but that can’t happen if you don’t have protected income. So the question is: How do you make sure your money lasts as long as you do? This week on Wealth Creator Radio, veteran financial planner Eric Heckman is sharing how to plan for protected income, so you can enjoy worry-l…
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America’s Retirement Savings Crisis: How to Secure Your Financial Future
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48:49Could our country be facing a retirement savings crisis? This week on Wealth Creator Radio, veteran financial planner Eric Heckman is taking us through a new study from the AARP that seems to paint a bleak picture of retirement savings right here in America: Most Americans used to retire with a pension, but today, 20% of adults over 50 have no reti…
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Are You Making Naughty or Nice Financial Decisions?
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46:36Today on Wealth Creator Radio, Eric Heckman is stepping into the role of “Retirement Santa” to help you understand what’s naughty or nice when it comes to planning for retirement. Eric is looking at common retirement scenarios, like waiting until age 50 or 60 to start saving, making a big move and downsizing in retirement, and dipping into your ret…
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Should You Invest in Bitcoin for Your Retirement?
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49:24Cryptocurrency has been a hot topic in recent years, especially Bitcoin. As its value has increased lately, many retirees are now wondering: Should I invest in Bitcoin? Should Bitcoin play a role in my retirement strategy? Eric Heckman is a certified financial planner with over 30 years of experience, and in this episode of Wealth Creator Radio, he…
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How to Talk to Family About Money: Making Your Retirement Money Last
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50:15Are you comfortable talking about money with your family? Money is one of those taboo topics along with politics and religion that you’re supposed to avoid, but as you plan for retirement, these discussions with family are more important than ever – both for your kids’ financial literacy and for your family to understand your financial wishes. Eric…
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How to Start Year-End Financial Planning for a Great 2025
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50:02As the year wraps up, it’s time to start year-end financial planning for a great 2025. While tax reporting happens in the new year, tax planning has to happen now—so you only have a few short weeks to make the most of your financial planning to set yourself up for success in 2025. And with the cost of living rising and healthcare expenses only goin…
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Taking Control of Your Retirement and Financial Future in Uncertain Times
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49:10Now that we’ve reached the end of another marathon election cycle, many Americans are wondering what this means for their finances – especially if they’re nearing retirement. Today, certified financial planner of over 30 years Eric Heckman is explaining why taking control of your retirement and financial future is still within reach, even in the un…
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Is The American Dream Still Attainable?: Creating a Lasting Legacy in 2024
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49:10According to Investopedia, living the American Dream over a lifetime could cost $4.4 million. That doesn’t mean lavish wealth and luxury living, but simply owning a home, having a couple of kids, a new car, and a vacation once a year. So is the American Dream still within reach? In this episode of Wealth Creator Radio, certified financial planner E…
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Navigating Falling Interest Rates in Retirement: How to Avoid Costly Mistakes
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49:05With interest rates on the decline, retirement planning has become more complex than ever. Many retirees find themselves facing an uncertain financial landscape. If you want to make sure your money lasts as long as you do, you need to take falling interest rates into account in your retirement income plan. In this episode of Wealth Creator Radio, c…
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Maximize Your Retirement Savings: How to Get the Most Out of Your Social Security Benefits
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48:04When it comes to retirement, one of the most common questions is, "How can I ensure my income lasts throughout my retirement?" After all, the last thing you want is to run out of money in the years when you should be enjoying retirement. Many people debate whether to start their Social Security benefits at 65 or wait until 67 or even 70. While dela…
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