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Join me and help me shape the future of how we talk about, share about and debate (not fight) about what our financial lives should look like (for our homes and our businesses). At the root of the complexity, and for some of us, disaster or stress, is money. Let's get real here..................in this space.........in our relationships........in our personal dreams. There's nothing to be afraid of or ashamed about because we are so much alike, us humans. I'm going on this journey with you s ...
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I’m taking back my power as far as what I can accomplish. It’s taken me a really long time to get here, but I’m here now and ready to keep my eye on the prize. My prize is my physical health. With that comes every other aspect of my life. I’ve picked lots of significant days to stop smoking before. I’ve now made the commitment to take by my power w…
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As you know, I’m on a journey of self-reflection and discovering where I am going on my business journey. I’ve come to realize at my age, is that I’ve spent a lot of my life being in conflict with what I really wanted to do vs. what others wanted me to do. I’m now beginning to embrace being a rebel, and I don’t mind it at all. I’ve been doing my re…
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In the last episode, I told you about my new journey of reflection that I was embarking on based on the Thyroid Adrenal Revolution Book by Dr. Aviva Rom.. Today, I want to share with you the catalyst for my journey. I wanted to go inward to get my physical health where it needs to be. I have suffered with a lack of energy, and I’m still in prep mod…
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I’m in the process of figuring out my business and how I want to support myself, which is a big part of financial karma. The path I’m currently following is based on The Thyroid Adrenal Revolution by Dr. Aviva Rom. I’ll be sharing more about that in future episodes. The most important step to any change is actually being willing. Someone told me to…
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One way or another we all take from others - from our families, from the government or others that we aren’t even aware of. So now we are in a place where there’s a lot of finger pointing that goes on, and it’s created an environment where people are at odds with each other. Blaming others and pointing fingers at those that we perceive to be taking…
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Today I wanted to talk to you about the war within yourself, vs. the diplomatic solution of solving your problems. It’s the war within our own bodies. I quit smoking last year and I have gained some unwanted weight. I need to be kind to myself while I try to figure out what the solution for my body is. I can’t go to war with myself and go on a dras…
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I’m in New York in the middle of tax season. I’m here for an event that I don’t really have time for, but I knew I would benefit from coming. So even though I don’t have time for it, and even though I am in the middle of tax season, I knew I had to come anyway. I could plan for it to have minimal impact, so I though “how can I not go?”. What are yo…
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Do you know what your gifts are? Are you leveraging them effectively? Today we are talking about gifts, and when I say gifts, I mean the things that you feel like you have a natural knack for and you excel at. Using your gifts gives you an opportunity to show up for yourself. This is a growth mindset and it allows you to fully step into your power.…
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Have you ever questioned yourself? Do you think you should do something just because you can? That’s what we’re talking about today. There are many things we are allowed to do because they are not illegal, but does that mean it’s ok to do it? We do so many things because we can get away with it. But that doesn’t mean that it’s what is best for us. …
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Many times we do things that do not align with our greater purpose. Sometimes we are closed off to the things that would make our lives what we really want them to be. In fact, our best lives are getting sacrificed on the altar of our current lives. I’m a people pleaser, so this one has been a really hard thing for me. I get trapped in my daily lif…
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I don’t want to be so serious all the time. I had to practice laughter in order to make fun of myself and my own foibles. The best way to laugh is with friends, but you can also laugh when you are alone. I want you to begin using your money to trade it for a pleasing experience - whether it’s time with friends or some other amazing experience, rath…
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It’s important for us to continue to work on the dreams that we have in our lives. Sometimes it takes awhile to get there and it seems like this particular journey has taken me awhile. I heard something yesterday that made me appreciate exactly where I am. Angela Duckworth wrote the book about GRIT and she decided to pursue the MacArthur grant for …
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My book group reads books that help us in our lives. Even though I am an accountant, I am also a creative person. We are currently reading a book about money and it’s about being creative with our money. Too often we get boxed in with thoughts and plans and almost become paralyzed and unable to move forward and do all the things in life that we wan…
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There are 3 things that I’m sharing about play today. It’s hard to justify it as an adult and it seems like we just don’t stop working to play very often. This is one area where we have to re-frame our thinking to make a change in how we prioritize play and make it a regular part of our lives. Giggle - make it a point to get together with people th…
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Do you ever hear people make blanket statements about situations or issues that you know aren’t factually accurate? It’s honestly hard for me to hear. Why does judging other people cost? It’s a distraction. It takes your focus off what is most important in your life. It promotes a fixed mindset. You can’t be open to other viewpoints when you have a…
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There was a time in my life that I thought I had the security that money brings.I didn’t truly understand that it wasn’t bringing me happiness until I was in a situation where I had much less money. I got some honest feedback from someone today. I had a very visceral reaction to the words he spoke. He was trying to tell me to pay attention to my bo…
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I just feel lighter! Well, let me back up and explain. Sometimes our family relationships get a little bit out of whack. We may have demands placed on us that are unreasonable, and we also may find that our expectations are constantly not being met by family members. It’s been true for me, that when I release emotional weight, my physical weight ge…
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I don’t know how many of you listen to the Story Corp podcast on NPR, but I just found out that they now had an app. So, I uploaded it and went to visit my parents. They are aging and they can’t do quite as much as they used to. So this app presented a great opportunity for me to document some of the stories of their lives in their own voices. So t…
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Last year I did my will, and I had expressed my desire to be cremated. It’s a really kind thing you can do for your loved ones to put a plan in place for your departure. In the course of that process, I found out about the Maryland Anatomy Board. When you die and seek their assistance, they basically take the body and use it for medical training. I…
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Risk and failure are ingredients in having a more balanced approach to living. If we are living in reality, risk and failure will be a steady visitor in your life! By living through trauma, you can actually increase your resilience. The point is that you have to be willing to take a risk. It’s hard putting yourself out there at first, but the more …
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I was vaccinated with a Victrola needle! I’ve always been very verbal and very chatty! I’ve gone through my entire life having a sense that I was never being listened to. I wasn’t feeling validated. It took me a long time to realize that this feeling was coming from me internally, and not from other people. When you grow up this way, you end up pre…
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Today we are talking about the Grit habit. I love Angela Duckworth’s test to see how gritty you are! You can score from 1-5, and see where you rank on the scale. I’ve realized over time that grit is sort of a learned behavior. I am an example of that. I have had to step up my grit over the last several years because I wanted to be happy. 3 things c…
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In this series of FB live posts, I’m sharing some things that are coming up with me on a day to day basis. I had an experience with my local CVS pharmacy that resembled bullying. I’ve learned from being bullied that it is not ok, and I also determine that I need to take my power back anytime this happens and I will not be a victim. My advice is nev…
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In this day and age, I think we all use technology way more than we ever imagined. You don’t have to do everything and you don’t have to let the technology drive you crazy! Today I wanted to give you 6 apps and tools you can use to make your life easier. Tech overwhelm can become a thing of the past. It’s more important to work on yourself and then…
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In today’s episode, Deb shares her practice of doing walking meditations. The reason that Deb does a walking meditation is so that she can keep her practice of meditation. As busy as life is, Deb knows herself well enough that she must set up herself for success and make things easy to incorporate into her schedule, or else she will simply not do i…
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Join your Financial Karma Coach, Deb Williams as she challenges herself to a daily FB live video, while muddling through tax season! For the next couple of weeks, Deb is choosing a word each day to focus on and today's word is GRATITUDE! So many people have praised how a daily gratitude practice can change your life and your outlook. Today Deb shar…
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Deb Williams, CPA and Financial Coach, is on a mission to educate women about finance and money mindset. (Although she does love having the support of men as well!) Listen in today and find out how you can create a budget, easily and without stress and why it's so important for you to do that. In the first part of today's show, Deb tells a touching…
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Today, Deb focuses on the new year and what it could bring. She records her first show for this year while walking through the streets of Washington DC and urges you to think in terms of becoming more active with what you can control, outside in the world. Deb talks about two things on today's show. First, a small thing that you can do to take resp…
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Are you held back in business by negative ideas? Would you like to learn how to really think big? Then join Deb Williams, CPA, Financial Coach and host of Financial Karma, on today's show as she talks to her guest, Paula Hope, about her first book, Stop The Saboteurs and also about how you can master your thoughts and create the revenue you deserve…
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Are you looking for a new and effective way to market your business? Or would you welcome some business coaching from experienced professionals? If so, listen in and learn from today's episode of Financial Karma, an experimental episode, recorded at the DC Podfest, where podcasters come together to celebrate and share what they do and to learn from…
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It’s the “Most Wonderful Time of the Year,” so why is it that so many of us feel overwhelmed? With decorations to hang, gifts to buy, parties to attend, and families to appease, life tends to take on a hectic pace as the year draws to a close. The temptation would be to run far, far away from the chaos of this last year, and avoid financial plannin…
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In this episode, Deb tells the story of Kate and the very short friendship that has evolved between them, under the most unique circumstances. Money was in the entire story, Deb recalls, just as money is often involved in all of our life stories. Yet the money we experience in our lives – the money we earn, save, give, or take, really none of it ha…
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Dan was told that everything he touched turned into gold. However, 13 of his businesses had already failed before he got the first opportunity to succeed. Deb gets a glimpse into the gleaming life of the multi-millionaire Dan Lok, who once worked as a grocery bagger in a supermarket in Canada at the age of 16. He and his family had migrated to Cana…
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This week’s guest is Estate Planning Attorney, Michael “Misha” Gill, owner of Speedwell Law. He had worked on my own Last Will and financial/estate plan. Misha prefers to use the phrase “personal legal affairs” to refer to his practice rather than estate planning or succession planning. He is a 2013 graduate of the Penn State Dickinson School of La…
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Here’s a recap of my first season of Financial Karma Podcast. Here are highlights of what I learned from launching my podcast this summer. Money is involved in everything we do. We should be prepared to make informed decisions and we can change ourselves with awareness, intention, and accountability. Highlights Episode 0: I talk about how I started…
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Welcome to Financial Karma! Today we’re talking about merging your finances with your psyche’! I’m working on my long term business plan to do a full blown coaching program. I’ve got my CPA and my Tax clients too, so there’s a lot going on. I’m a bit overwhelmed at the moment and you can see why! You can join my Facebook group to get more informati…
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Welcome! Today we’re discussing several things. We begin with the complexity of the brain, our neurons, and the coping strategies that we turn to. That’s not all for today’s episode; there’s more! What you’ll hear in this episode: Why I changed my point of view and the benefits it has brought me Better overall health Mindfulness More in tune with m…
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This past week, I participated in a group coaching session dealing with connection. After that conversation, I also had some personal experiences that validated the information from the coaching session. I recently went to Camp Good Life Project. I’ve been 3 years in a row and I highly recommend that you go if you ever have the opportunity. Connect…
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The word detachment has been a recurring thought for me lately. It’s an intriguing concept: detaching FROM something. I picture a balloon floating away when I think of the word. There are many benefits of detaching from difficult situations in life. Attaching and detaching play perfectly into our guest and our conversation for today’s show. My gues…
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We begin today talking about lying. We all know that lying is wrong, and how it can lead to all sorts of problems. Have you ever stopped to think about all the harm caused by lying—both to others AND to us? There are so many negative character traits that we unknowingly cultivate when we choose to be untruthful. So, be the best YOU that you can be,…
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Have you noticed that summer is drawing to a close? Has it hit you yet that “back-to-school” is a fast-approaching reality? Whether you’re a parent or a student, our discussion today will apply to you. Besides backpacks, notebooks, pencils and such, there is another item that needs to go with every student’s return to school: MINDFULNESS. Does mind…
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Welcome! Today we are talking to Sarah Mastriani Levy over a cup of tea-cino! Sarah has a podcast called Simple Change, and is also a Holistic Healthy and Lifestyle Coach! Sarah has an interesting background and grew up living for awhile in Grand Canyon National Park! Sarah Mastriani-Levi was born in the United States and spent the first 18 years o…
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We’re moving along in our summer series—now to Episode 3! My guest is Melissa Jones, who wears many hats in the creative world. She refers to herself as a “Creative Entrepreneur.” We can describe her as a designer, author, marketer, artist, editor, traveler, photographer, foodie, whiskey-lover, and shoe collector. Melissa runs her own business, hel…
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Let’s start with episode 2! Let’s have a delicious summer with Alex Jamieson! I am so excited to have her on the show and that she is honoring me with being one of the first people I interview. She is an entrepreneur with the spirit of a wise woman. She communicates so many ways with the world. She is the author of Women Food and Desire, she is a b…
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Welcome to episode 1! We are going to splash into summer with Nick Snapp! Nick is a former corporate guy turned entrepreneur, a dad, husband and balances those things beautifully. I don’t know how he does it! He is a productivity expert. He is going to share with us some of his experiences on the show of how he got to the chapter he is in his life.…
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