Budgeting Tips nyilvános
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It's not always easy to take on a second job in order to improve your financial situation and, most the time, it's not necessary. Each Thursday, join Sarah Brumley, an ordinary wife and mom, as she details practical ways to use the income you already have to achieve your greatest goals. If you are struggling to make your family finances work for you, or just want some down-to-earth inspiration to increase your financial success, this is the podcast for you.
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Are you a full-time mom and caregiver drowning in debt? Do you feel overwhelmed by paying bills on time, daily grocery shopping, and constantly running low on gas? Are you missing out on your life continuing to further drown in debt? Do you wish you had the step-by-step guidance to attain the financial stability that you desire? Would you like to invest more and spend less money? Are you ready to start living your dream with peace and confidence, and do things that bring you joy while caring ...
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Create a cozy, comfortable home on a budget! * Do you spend hours on Pinterest pinning beautiful images? * Do you go over to a friend’s house and have decor envy? * Do you wonder where to start when it comes to decorating your house? * Are you frustrated every time you walk into your house because you haven’t taken any action on decor? * Do you wish you could create a cozy home on a budget? Friend, I’ve been there... This podcast inspires REAL moms with REAL homes and REAL budgets to transfo ...
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Hey friend! In this week's podcast I'm chatting with Amy who wants her home to feel bright and airy, but she has a problem. The dark kitchen cabinets, the black countertop and the black tile floor, along with the black dining table are all keeping her from realizing her goals. But with no room in the budget to make these BIG foundational changes to…
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It’s easy to overspend around the holidays. I know that when I’m armed with wish lists from kids and family members, I have a hard time avoiding the shopping frenzy that seems to take place every time I leave the house. After all, those sales are tempting and who doesn’t need that third coffee pot at such a steal of a deal? If that’s your struggle …
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Hey friend! As we continue this mini series: Get your home holiday ready, it's important that we don't forget to get ready to take care of the people we're inviting into our space. Hosting is a natural gifting - those who do it well, WOW do they do it well. For others, it's a learned skill. But like decorating, hosting can be taught. Preparing your…
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Show Notes: Welcome to this amazing episode about building your financial freedom zone! Build it by searching your fundamental needs: physical, emotional, spiritual, and intellectual. Identify your why, your driver, and your motivation. What are your goals? What do you want to accomplish in life so that money can help you reach those dreams? How do…
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Hi friend! Have you ever took a look around your grandmother's home and thought, 'Hmmm...that piece (what ever the piece is) is kind of cool. I wonder how I could make that work in my home? Would it be cool or fall completely flat?' Or maybe you have a hand me down sofa or a dining room credenza that you know are pretty fantastic, but want to learn…
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If you’ve ever found yourself tempted to swipe your credit card for that big Thanksgiving dinner—or maybe even considered skipping it altogether to avoid the cost—you’re not alone! Today, I’m sharing some of my favorite tips to having a budget-friendly Thanksgiving without sacrificing any of the things that make this holiday special. Sound like som…
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Hey friend! We are continuing our 5 part mini-series getting our homes ready for the holidays. If you missed the first two parts of the series, you can listen to them here: Part 1: Is your home ready for the holidays? Start HERE for stress-free holiday prep Part 2: Refresh your home for the holidays with these 5 simple, budget friendly tips In toda…
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Show Notes: Today I want to show how budgeting can become one of your enjoyable activities that delivers results. If you're going to live in financial freedom, and debt-free start working on your Why now. Your why is the main force behind your budget that is your tool for financial freedom instead of another to do on your chore list. Pick your One …
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Hey friend! Do you wonder what's a TREND and what's NOT in home design? Do you worry that the choices you make today will be a fad and thrown by the wayside tomorrow? Do you want to make confident, timeless choices so you can be confident your design decisions will stand the test of time? In today's episode I'm sharing 6 design elements that define…
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Whether it’s your extended family, close friends, or anyone else you call family, talking about money and holiday plans can sometimes feel like navigating a minefield. With the holidays just around the corner, this is the perfect time to set some expectations around gifting, gatherings, and travel. Today I’m sharing some practical tips to help you …
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Hey friend! The holidays are just around the corner and you volunteered to host grandma and the gang for Thanksgiving dinner. You thought it was a good idea at the time - after all, you know your way around the kitchen, but then you stop to think...what about the house? In this five week mini-series, we are getting your home holiday ready well befo…
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There’s nothing worse than getting to the holidays and realizing you can’t afford them at all. If that’s you, not to worry. In today’s quick tip episode I’m offering a few ideas to help you make the holidays special for your family without spending any money. Sound like something you need? Well then, let’s get started. Next Steps Check out these DI…
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Hi friend! In this LIVE coaching call I'm talking with Sharon who is at the beginning stages of learning how to identify her aesthetic. Part of learning her style (or aesthetic) is identifying the color palette that she'd like to use within her home. Before our call Sharon was tasked with using Pinterest to to try to identify design elements that s…
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Show Notes: Join me in this episode and learn how to create November's budget! The first thing is to plan, and create your cash flow, join the debt-free budgeting course if you want to learn how to do it step by step then design your budget, get your bills paid, and allocate for your daily regular purchases. I want you to enjoy your money to see th…
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If we’re being honest we can say: it’s the worst time of the year for budgets. With the rising cost of toys, books, food and decorations, it’s no wonder that January 1st comes with the need to put huge restrictions not only on our eating habits, but those of our spending as well. Not this year. Repeat it with me: Not this year. Did you actually say…
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Hi friend! Are you hosting for the holidays this year? Maybe it's your first time ever or you're an old hat, but want to be prepared ahead of time instead of playing catch up. Or maybe...you've hesitated hosting because you don't like what your guests will be seeing once they come inside. In this five week mini series, I'll be guiding you through y…
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Show Notes: In this special edition episode, you are invited to celebrate the Simple Money Systems podcast's 1st anniversary. Enjoy my story of challenging situations and opportunities for growth and how it can help you to expand your opportunities. Apply for Debt-Free-Budgeting Course Waitlist Now: Click Here Learn more: www.dianagalas.com Discove…
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Hey Friend! Do you live in a neighborhood where every house looks the same? Did your home come blessed with builder grade finishes that look rather mundane? Do you get inspired by watching the transformations on HGTV shows and WISH you could add a little character to your own home? This episode is for you! I'm sharing 15 of my favorite DIY ideas fo…
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Show Notes: This episode is about the effects of media and smartphones on our finances, and mental and physical health. Join me to learn about a simple and verified way how to become a mastermind of your finances. Apply for Debt-Free-Budgeting Course Waitlist Now: Click Here Learn more: www.dianagalas.com Discover: schedule a Free Call right here: …
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Hey friend! Have you ever wondered what things you should ABSOLUTELY, POSITIVELY AVOID when it comes to decorating your home? Well, today is your lucky day, because I'm giving you the 10 things I would NOT do when decorating my home or the homes of my clients. Full disclosure...I started each tip with a DON'T. Don'ts are hard for me, as I am almost…
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Show Notes: Come and join me today on the Simple Money Systems podcast! I am sharing 5 tips about how problems can become our best blessings and save us time and money. Check it out here: Clearly define the problem. Understand the issue fully by identifying the root cause rather than just addressing the symptoms. Break it down. Divide the problem i…
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Hey friend! Have you seen those beautiful pictures on instagram or Pinterest - rooms that are so drenched with color that they instantly feel cozy? Have you wondered how those home owners had the nerve to go so bold and wish you had the bravery to give it a try, but think it's a trend that will pass as soon as you decide to give it a go? Good news!…
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Show Notes: In this episode, I will be discussing a hot topic how to create a spending plan and how to gain confidence and peace of mind when it comes to your daily finances. 1. Have your bank statements available. 2. Write down your total income for the month, then your total Monthly bills that you paid and all other purchases. Subtract your Bills…
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Hey friend! When Cindy reached out to me asking for help, she knew her furniture, purchased 15 years ago at Costco, wasn't going to stay. The furniture was fine, but it was tired, well loved and darker than what she wanted. With her goals of creating a light and airy, California casual, living room the camel colored leather, overstuffed, leather co…
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Whether you’re looking to free up some extra cash or keep your financial goals on track, today’s episode is for you. I’ll walk you through three simple steps to detox your finances in just 15 minutes. Plus, I’ll share how we use these strategies year round for long-term financial success. So, if you’re ready to detox your finances without losing yo…
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It’s hard to believe that we’ve entered Quarter 4 of 2024, but the calendar doesn’t lie. I thought today would be a great time to share how we fared in Quarters 2 and 3, since I missed the last update, and then share a bit about what our goals and intentions are for Quarter 4. So if you’d like a bit of an insiders look into my life, then that’s wha…
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Hey friend, At the beginning of every calendar year, I share the projected trend report for the upcoming year. But as you can imagine things change within a given year, so in today's episode I'm sharing the 2024 fall trend report. You may be equally surprised to note, that much hasn't changed since January. A few things, but not much. According to …
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Show Notes: Listen to episode #58 to learn how being debt-free can positively affect your everyday life. If you want to increase financial freedom, reduce stress and anxiety, open opportunities for your dreams, and improve your financial stability – you are in the right place! Don't forget to apply for Debt-Free Budgeting course waitlist right here…
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Hey friend! Are you ready to elevate the look of your living room? Maybe you want a quick refresh and you're wondering how to spend your money for biggest impact? In this episode, I'm concluding my mini-series: If I had $500, what would I spend it on - this time we're hanging out in the LIVING ROOM. Because every living room is different and the ne…
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Hey friend! In today's episode I'm sharing an example of what's inside The Collective, my monthly membership that is designed to be an extension of the show. Each month we will have a LIVE q & a where you can get your questions answered - there are no questions too big, too small or too (ahem) stupid. The LIVE q & a is a chance to check in on the p…
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Hey friend! In today's episode I'm sharing an example of my secret to creating spaces that look refined, a bit more put together - like a designer was right there doing it for you! There is a difference between putting things on a shelf and styling decor items on a shelf / placing things on a mantle and styling items intentionally on a mantle. Insi…
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Hey friend! In today's episode I'm showcasing a perk found inside my monthly membership, The Collective. A Room Edit brings the designer's eye into your space giving you specific recommendations for elevating the room while honoring your goals and aesthetic. You'll hear a Room Edit created for member, Susan and her den. Until this point it was an i…
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WHY IT WORKS Hey friend! If you've ever wondered why some gallery walls are structured differently than others and what makes one 'work' even though it seems to not follow any of the rules, this episode is for you. In this episode I'm sharing the two different types of gallery walls and the 'rules' to follow to create each one. I share insight into…
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Show Notes: Debt isn’t created equal. In this episode, I want to touch on some important truths about debt. Have you heard anything good about debt? Well, it is typical to look down on debt. Listen to this episode and learn about good debt and how it can benefit you. Don't forget to apply for Debt-Free Budgeting course waitlist right here! Learn mo…
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// BIG ANNOUNCEMENT // Hey friend! This is a BIG week at fig & farm (at home). For 5 months I have been working behind the scenes developing a monthly membership called The Collective. If you have ever wished this podcast came with visuals, you're going to love The Collective. With weekly short trainings, LIVE group coaching sessions and guided hel…
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Hey friend, Pumpkin spice lattes are out, the leaves are turning colors and it's time to start thinking about pulling out your box of fall decorations to get your homes fall ready. But BEFORE you do that and BEFORE you run to Target to see what's new for the season and bring home the items you just couldn't live without, I want you to consider your…
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Show Notes: Have you ever wondered what you are paying for with your phone bill? Let's dive into a detailed review of my telephone statement, line by line. Click on one link below to get connected and if you would like to learn more about what Simple Money Systems has in store for you. Learn more: www.dianagalas.com Apply for Debt-Free-Budgeting Co…
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Let’s be honest. Sometimes there are well-meaning people out there that believe that in order to achieve financial success you have to follow their rules step-by-step. It’s just not true. And that’s why today I want to talk about three popular money moves that are frequently recommended but don’t necessarily work in the real world. Sound like somet…
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Hey friend! Are you ready for a kitchen re-fresh? Today on the podcast we're continuing with our mini series: how to spend $500 in a single room to get the most bang for your buck! If you missed last week, where we elevated the look of our bathroom, go back and listen to episode #269. Remember...BIG change doesn't have to cost a lot and in today's …
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Show Notes: In this episode, I teach how to recover from a financial crash. 3 Simple steps will help you gain control over your financial life by embracing the cringe, creating the strategy, and getting accountability and support by connecting with me through these links: Learn more: www.dianagalas.com Apply for Debt-Free-Budgeting Course Now: Clic…
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Hey friend! Have you heard the trending phrase on social media "demure and mindful?" It's popping up everywhere and even my 13 year old son has taken notice (and he doesn't have social media). So it got me wondering...what in the world is everyone talking about? As I looked into 'demure' and what it meant versus what I thought it meant, I also noti…
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So you’ve got a project that needs doing and a quote that’s higher than you expected. Should you save a little money by doing it yourself or bite the bullet and hire the professional? If you’re not quite sure then you’re in the right place. That’s exactly what were chatting about on today’s episode and I’m giving you an inside look into a massive D…
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Hey friend! So, you're ready for a re-fresh in your bathroom. You have $500 to spend and you CAN'T WAIT to go shop the sales so you can get the biggest bang for your buck. I know you know how to get the biggest bang for your buck...you do it when you're shopping for a car, clothes, even groceries. You can definitely score some sale items for home d…
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Hey friend! Does your home feel a bit boring and generic? Are you tired of living in the all white, gray, and beige that was trending for so long on Instagram? Are you ready to add a little personality and character to your home, but you don't exactly know where to start? In today's episode I'm sharing 5 ways to add a bit of personality and charact…
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Show Notes: Learn 5 steps to improve your cash flow and how you can thrive on a small budget. In this step-by-step tutorial, I explain what actions to take, to help you get unstuck from the money rat race. Get in touch with me for a more in-depth look into your cash flow situation. I am here to help: Learn more: www.dianagalas.com Discover: schedul…
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If you’ve ever wondered what to buy in bulk and what not to, today’s episode is for you. I’m sharing my grocery budget details, all of my favorite Costco must-haves for our family, and the things I don’t buy in bulk. So, if that sounds like something you need or you just want a little inside peek into my life, well then, this one’s for you. Let’s g…
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Hey friend! Does the idea of a home with an open concept sound nice until it comes time to decorating? Open concepts sound nice, but how do you create a home that looks curated, nuanced and cohesive when it's all essentially one big room? And how do you do that without just getting matching everything? In this podcast I'm sharing three ways you can…
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Whether you work from home, work out of the house, or are a stay at home mom, keeping up with household tasks can get overwhelming at times. Trust me, I know. And that’s why I’m taking the time today to share a few simple strategies we use to stay consistent with household tasks. Sound like something you need? Well then, let’s get started. Next Ste…
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Show Notes: Have you been curious about your cash flow? In today's episode learn 5 steps on how to create your cash flow. Learn more: www.dianagalas.com Discover - schedule a Free Call right here: https://calendly.com/dianagalas/coaching-call-booking Connect - become an Insider here: https://simple-money-systems.ck.page/ Engage – join FB here: http…
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Hey friend! Does your home decor look tired and dated? If you answered YES, you may be wondering what to do about it? In this episode I'm sharing 5 ways to assess the change that needs to happen in your home and the plan you should follow before you purchase a single thing! Here's where to start: 1. Identify the purpose of the room: What do you WAN…
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