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The Podcast That Helps Gen Xers Retire Up to 5 Years Sooner Top 5% Personal Finance Podcast You’ve worked hard for decades, but now the big questions are creeping in: 👉 Will I have enough to retire? 👉 Is it too late to start retirement planning? Welcome to Wealthy After 40, the podcast for Gen X women and couples who want to feel confident and clear about how to retire, even if you’re starting late or feel behind on your retirement savings. I’m Dalene Higgins, financial coach and creator of ...
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Clarity with where your money is going today is essential to you achieving your retirement goal. If you are worried about how to reach retirement or how to save enough money this episode will help you understand if you should be reducing expenses, paying off debt, or doubling down on savings. What you’ll learn: ✅ How to evaluate your current financ…
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Ever feel like you’re falling behind financially no matter how hard you work or how much you accomplish? In this episode, I’m sharing the story of a client who went from stuck in comparison mode to building real confidence and momentum with her money. She was running a thriving business, yet felt like a failure because she kept measuring herself ag…
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If you’ve ever thought, “What’s wrong with me? Why can’t I figure this money thing out?” Inside this episode, I dive into why smart, capable women still feel stuck, stressed about money, and behind when it comes to budgeting and saving. Spoiler: It’s not about more discipline or more knowledge, it’s about finding a budgeting system that fits who yo…
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You’re worried about retirement but yet you haven’t changed what you’re doing with your money. Are you hoping your retirement will magically work out, even though you don’t use a budget and you have no idea where your money’s going? In this episode, I’m calling out the real reason you’re stuck and the one step that can change everything. What You’l…
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If saving for retirement feels like one big question mark, this episode is for you. In this episode, I am sharing 5 tips for saving for retirement specifically to help you save more. So if you’re looking for ways on how to save enough for retirement, these tips are for you. Some might sound familiar, but I promise a few will surprise you. What You’…
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Feeling like you’re late to the savings game? I promise, it’s not too late. This episode is all about how to start saving for retirement. Whether you’ve saved a little or not at all, we’re going back to the basics so you can consistently save for retirement at 40. What You’ll Learn: ✅ Why saving for retirement at 40 (or even 50) is still possible ✅…
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Are you doing enough for retirement? You may be thinking, how do I start my retirement process. Retirement isn’t just about saving money there’s definitely some other things to know about retirement. In this episode, I share with you four (4) things you need to know about retirement planning that go beyond just contributing to your 401(k). What You…
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Why am I bad with money? If you’ve ever asked yourself that question or told yourself “I’m just bad with money”, this episode is for you. The truth: it’s not a lack of tools or knowledge that keeps you stuck. More often, it’s shame. And that shame keeps you frozen, second-guessing every decision and avoiding the very habits that could help you grow…
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How do you stop overspending money even when you’re tracking and knowing where your money is going? Control happens at the decision-making stage not when you review your expenses and “see your overspending”. This episode will help you understand why knowing where your money goes isn’t the same as being in control and what you should do instead to h…
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Thinking about investing for retirement? Don’t skip the most important first step. Before you put money in the market, you need a plan that protects your future and your peace of mind. If you’re wondering how to invest for retirement or where to start investing with little money, this episode will guide you through the three smart steps to take bef…
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If you feel like you’re late to the retirement game and don’t have much saved… you’re not alone. But here’s the truth. This isn’t just about balancing bills and savings anymore. You’re on a mission and every dollar you spend (or save) matters. The solution isn’t another tight budget. It’s clarity, alignment, and strategy. In This Episode, You’ll Le…
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If you’ve ever thought, “I need a side hustle” or “What side hustle can I do?”, this episode is packed with inspiration and practical advice. My guest, Chloe Winstanley, shares how she turned her passion for crafting into a successful side business. What started as selling polymer clay earrings online during the pandemic has now grown into hosting …
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You’re trying your best to budget, but every month you overspend at least one category, right? But let me ask you, did you create your budget with a crystal ball? If you’ve ever given up on budgeting because “it never goes to plan,” this one’s for you. In this episode, I’m sharing 3 powerful mindset shifts and practical steps that will help you bui…
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Have you ever felt guilty for spending money on something you love because you think it’s keeping you from being successful with money? It’s not about how to spend less and save more, but how to spend money without guilt. Here’s what you’ll learn: ✅ Why skipping the $5 coffee isn’t the answer and what actually helps you save money for retirement ✅ …
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Feeling overwhelmed by everything you think you need to do before you retire? In this episode, I’m helping you calm that retirement anxiety by narrowing your focus. Instead of juggling a long list of to-dos, I’ll show you how choosing just one thing, like paying off your mortgage, can create momentum. Here’s what we’ll cover: ✅ How to acknowledge a…
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In this episode, Drew Boyer, a CFP, shares his journey in the financial industry, the inspiration behind his book 'Hip Hop X Finance,' and practical advice for managing personal finances. ✅ The Inspiration Behind 'Hip Hop x Finance' ✅ Financial Lessons from Hip Hop ✅ Drew's Personal Financial Struggles ✅ Financial Education and Early Lessons ✅ Advi…
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What if your spouse, or even you, wants to retire sooner than planned? In this episode, I’m walking you through what to consider before saying yes to early retirement and how to start running the numbers. If you’ve ever asked yourself, “How do I know if I can retire?”, you’re in the right place. In this episode, you’ll learn: ✅ 3 questions to explo…
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You’ve been told to save for retirement and then just retire. But what about everything in between? What should you be doing now to make sure retirement actually happens? In this episode, I’ll share 3 steps to start your retirement planning process today. In this episode, you’ll learn: ✅ What is retirement planning ✅ How to get clear on your curren…
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You want to retire, but the more you think about it, the more worried you become. Some days, you find yourself doubting retirement altogether. In this episode, I share why I stand by the belief that if you believe you can, you will. This episode will help you get unstuck and find a way to take action. In this episode, you’ll learn: ✅Why doubt is th…
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Tired of surprise expenses stealing your savings? Learn how the sinking fund approach can protect your savings and get you back on track for retirement. Increasing your financial stability is key to reaching financial freedom. What You’ll Learn in This Episode: •Why unexpected expenses are the biggest stumbling block to retirement •How the sinking …
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Think you’re not ready to retire? That fear might be lying to you. Tune in and find out why you could be closer than you think. It's time to tell that little voice in your head that you're ready to do this! What You’ll Learn in This Episode: •A simple 3-part check to determine if you’re ready to retire •The truth about saving for retirement, even i…
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Will we have to cut back so much that we don’t enjoy retirement? This may be a fear you have about retiring. In today’s episode, I’m going to share 3 steps to help you budget for retirement and be sure you don’t sacrifice your current lifestyle. What you’ll learn: ✅ “Living on less” is just a limiting belief ✅ Fear of restriction comes from lack of…
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You’ve just started thinking about retirement. You ask yourself: Am I on track for retirement OR How do I start planning for retirement? I’ve got you covered! In this episode, I share 5 must-do steps to help you get ready for retirement. These steps are simple, but they’re powerful. And they’re exactly where you begin. What You’ll Learn: ✅ How to d…
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In today’s episode, I’m diving into the importance of saving money and how this single habit can completely transform your financial journey. If you’ve ever wondered why saving is such a big deal or how to actually stick with it, this episode will give you all you need to know. I’ll walk you through eight (8) powerful reasons why the importance of …
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What does it really take to retire with both financial freedom and a sense of purpose? In this episode, I’m joined by Bryan Huhn who shares how his journey from the corporate grind to purpose-driven work reshaped his entire outlook on money and retirement. From investment strategies to liquidity planning, Bryan offers practical advice and personal …
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In this episode, I’m giving you a behind-the-scenes look at the Retirement Ready Bootcamp, a 3-day experience designed to help you understand all elements of retirement planning and what to do next. I’ll share: ✅ What I wish I had when I started my own retirement journey ✅ Why I created this Bootcamp for people just like you ✅ Why this might be the…
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Where do I start with retirement planning? How do I start a retirement plan? The best place to begin is by dreaming. Creating a vision for your ideal retirement gives you a clear target to aim for. It shapes the direction of your retirement plan and helps you understand what you’re truly working toward. What You'll Learn: ✅ Why creating a vision is…
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You’re asking, how do I know if I can retire? This episode helps you get ready for retirement by assessing 6 key areas of readiness. What you’ll learn in this episode: ✅ How current finances affect retirement planning ✅ How to prepare for retirement budgeting and lifestyle ✅ Understanding savings and debt now and in retirement ✅ Grow your knowledge…
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Greg Luken joins me in today’s episode discussing how to become wealthy in life. Sharing what he has learned by working with several individuals who are first generation wealth, Greg has defined three key superpowers as the driver of this wealth. What you’ll learn in this episode: ✅ How people who didn’t grow up with money built wealth ✅ Financial …
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In this podcast episode, I discuss 3 retirement fears and limiting money beliefs that can keep you stuck with retirement planning. This episode will support you in how to rewrite those beliefs and take control of your finances for a successful retirement. What you’ll learn in the episode: ✅ Identify what are some limiting beliefs around money that …
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In this episode, Certified Divorce Financial Analyst Melissa Murphy Pavone sheds light on the often-overlooked role of the “non-CFO spouse” during divorce. Melissa shares how her personal story shaped her mission to empower individuals, especially women, who have traditionally managed day-to-day finances but feel lost or excluded when it comes to l…
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Budgeting for retirement is essential. In this episode, I will share why budgeting is important and how budgeting can help you with retirement planning. It’s time to quit thinking about budgeting as being restrictive but as your key to retirement. What We’ll Cover: ✅ Why budgeting is important for retirement success ✅ How budgeting works to give yo…
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Do you ever wonder Am I ready to retire? or How do I know if I can retire? In this episode, I take you inside a Retirement Ready VIP Session, where I helped a client get clear on her numbers, eased her worries, and provided action steps to move her forward on her retirement planning journey. If you’re ready to retire with confidence, this is for yo…
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Wondering how much you need to retire? Should you pay off debt before saving? How much should you save each month? In this Q&A episode, I discuss your biggest retirement planning questions to help you gain clarity on your retirement planning journey. What you’ll learn from the episode: ✔️ How much money do you need to retire? ✔️ Should you pay off …
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Inflation isn’t going away, but you can take control of your financial future. In this episode, I’ll specifically share how to protect yourself from inflation. In this episode, I will share two components to help protect you against the rising cost of living and lessen your worry about retirement planning. Learn how to create your own economy so yo…
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Feeling overwhelmed by budgeting, retirement planning, or managing money? In this episode, my guest Jackie Randall Lentz, a former mental health counselor turned life coach, chat about how to self-coach your way to financial confidence. We explore why personal finance is so important, how to plan effectively, and the best personal finance tools to …
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Do you find yourself asking, Why do I keep spending money? or struggling to control your spending habits? In this episode, I dive into how to improve spending habits by aligning your money with your long-term goals. Learn why self-awareness is important, how to make intentional choices, to create a balance of spending now and preparing for retireme…
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In this episode, I am joined by Joseph Lombardi of Iron Hawk Financial. He shares his personal story to demonstrate why life insurance is important. He also educates us about whole life insurance as an investment, how it works, and the tax advantages. This isn’t a dry conversation about life insurance. Joseph is quite the entertainer! What you’ll l…
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Feeling overwhelmed about how to improve your finances? In today’s episode, I’m breaking down how to complete a personal finance audit in a simple, actionable way. No complicated spreadsheets are required. This personal finance audit is just one way to not only improve your personal finances but help you get ready for retirement. What You’ll Learn …
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In this episode, Freddie Rappina, founder of Opta Financial, discusses the difference between two financial strategies: “checkers” and “chess.” He explains how traditional financial planning, which focuses on saving and debt reduction, is like playing checkers, while wealth-building through leveraging debt and investing in cash-flowing assets like …
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Feeling overwhelmed with retirement planning? This episode helps simplify the process by highlighting two key starting points. By focusing on these foundational pieces, you’ll gain clarity on where to begin and uncover the next steps to move forward with confidence. This episode breaks down retirement planning by focusing on key areas like budgetin…
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In this podcast episode, estate and elder law attorney Asha Paulose discusses important steps in planning for aging parents' long-term care and financial needs. She emphasizes the importance of early and continuous conversations with parents and outlines critical legal documents like healthcare proxies and powers of attorney. Asha explains common m…
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In today's episode, I’m sharing an inspiring success story of one of my amazing clients who transformed her financial life in just three months. She paid off $5,000 in debt, saved $2,500, and even started planning for travel. If you’ve ever felt stuck in the paycheck-to-paycheck cycle and unsure how to balance debt payoff with saving, this episode …
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Whether you’re childfree by choice or circumstance, guest Jay Zigmont shares the unique financial and life planning challenges for childfree individuals. He shares customized financial strategies that prioritize personal goals over traditional life scripts. Tune into this episode to understand the unique way to look at your finances, retirement, an…
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You’re ready to payoff debt and not sure if debt snowball or debt avalanche method is best. In this episode, I describe five (5) different strategies you could implement to become debt free. Listen in as I guide you through how to create your own debt payoff plan and be successful in becoming debt free before retirement. What You’ll Learn: ✅ Why do…
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Being generous doesn’t have to be just about money, and Alison Patterson agrees. Working as a philanthropic advisor, she helps individuals choose their best form of generosity to support their time, energy, and money in retirement. Listen in to learn what is generosity, and how to explore opportunities for you that best fit your values. What You’ll…
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Debt is a part of financial life, but it doesn’t have to define you. In this episode, I dive deep into the reasons we accumulate debt, the emotional and financial weight it carries, and how to take back control. Through real client scenarios, we’ll explore common debt challenges and practical solutions. You’ll walk away with a fresh perspective on …
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Get a clear plan for retirement! Book your Retirement Strategy Session today and take the guesswork out of your future. In this episode, I welcome therapist Lindsey Carnick to discuss managing stress, anxiety, and financial conversations within relationships. Lindsay, licensed in nine states and experienced in keynote speaking, offers insights on c…
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Join the Savings Challenge Waitlist HERE In the milestone 100th episode, I share about my initial skepticism and gradual success, including reaching the top 5% globally in the education category. I further the most popular episodes, covering topics like cash flow management and retirement savings. Looking for support from my amazing listeners, I re…
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Get a clear plan for retirement! Book your Retirement Strategy Session today and take the guesswork out of your future. In this episode, my guest Jim Manning shares his journey from a Jesuit-educated insurance paperwork pusher to a mission-driven real estate investor. He shares his passion for transforming properties into homes, scaling his busines…
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